SLM (SLM) Competitors $26.65 +0.55 (+2.11%) Closing price 04/15/2025 04:00 PM EasternExtended Trading$26.66 +0.01 (+0.02%) As of 04/15/2025 05:31 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock SLM vs. CACC, NNI, EZPW, PRAA, ECPG, WRLD, GDOT, RM, AXP, and COFShould you be buying SLM stock or one of its competitors? The main competitors of SLM include Credit Acceptance (CACC), Nelnet (NNI), EZCORP (EZPW), PRA Group (PRAA), Encore Capital Group (ECPG), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry. SLM vs. Credit Acceptance Nelnet EZCORP PRA Group Encore Capital Group World Acceptance Green Dot Regional Management American Express Capital One Financial Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, profitability, dividends, analyst recommendations, valuation, institutional ownership, risk, community ranking and media sentiment. Which has better valuation and earnings, CACC or SLM? SLM has lower revenue, but higher earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCredit Acceptance$2.13B2.74$247.90M$19.8624.47SLM$1.85B3.06$608.33M$2.6510.15 Do analysts prefer CACC or SLM? Credit Acceptance presently has a consensus price target of $440.00, indicating a potential downside of 9.48%. SLM has a consensus price target of $31.18, indicating a potential upside of 15.96%. Given SLM's stronger consensus rating and higher possible upside, analysts plainly believe SLM is more favorable than Credit Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Credit Acceptance 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50SLM 0 Sell rating(s) 2 Hold rating(s) 9 Buy rating(s) 0 Strong Buy rating(s) 2.82 Do institutionals and insiders believe in CACC or SLM? 81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 98.9% of SLM shares are owned by institutional investors. 5.3% of Credit Acceptance shares are owned by company insiders. Comparatively, 1.2% of SLM shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. Which has more volatility and risk, CACC or SLM? Credit Acceptance has a beta of 1.27, suggesting that its share price is 27% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500. Does the MarketBeat Community believe in CACC or SLM? SLM received 163 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.21% of users gave SLM an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote. CompanyUnderperformOutperformCredit AcceptanceOutperform Votes33650.99% Underperform Votes32349.01% SLMOutperform Votes49969.21% Underperform Votes22230.79% Is CACC or SLM more profitable? SLM has a net margin of 20.73% compared to Credit Acceptance's net margin of 11.46%. SLM's return on equity of 31.66% beat Credit Acceptance's return on equity.Company Net Margins Return on Equity Return on Assets Credit Acceptance11.46% 29.01% 5.65% SLM 20.73%31.66%2.08% Does the media favor CACC or SLM? In the previous week, SLM had 14 more articles in the media than Credit Acceptance. MarketBeat recorded 23 mentions for SLM and 9 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.71 beat SLM's score of 0.79 indicating that Credit Acceptance is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Credit Acceptance 7 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive SLM 11 Very Positive mention(s) 0 Positive mention(s) 7 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Positive SummarySLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks. Remove Ads Get SLM News Delivered to You Automatically Sign up to receive the latest news and ratings for SLM and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart SLM vs. The Competition Export to ExcelMetricSLMPersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$5.66B$5.25B$10.86B$7.56BDividend Yield2.02%4.77%6.00%4.33%P/E Ratio10.1515.2121.5917.81Price / Sales3.063.5425.2193.59Price / Cash10.5011.1317.6134.64Price / Book2.996.232.593.99Net Income$608.33M$391.67M$1.03B$247.23M7 Day Performance8.25%10.59%4.01%7.24%1 Month Performance-8.10%-9.14%-3.35%-6.26%1 Year Performance29.78%15.00%535.42%-0.18% SLM Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)SLMSLM4.9629 of 5 stars$26.65+2.1%$31.18+17.0%+28.6%$5.61B$1.85B10.061,700Short Interest ↓Gap UpCACCCredit Acceptance1.9502 of 5 stars$465.03+0.8%$440.00-5.4%-10.7%$5.60B$2.13B23.422,250Positive NewsHigh Trading VolumeNNINelnet3.3229 of 5 stars$101.30-1.4%$98.00-3.3%+13.3%$3.68B$1.17B33.327,550Short Interest ↑News CoverageEZPWEZCORP2.3317 of 5 stars$15.50+1.8%$16.88+8.9%+45.7%$851.55M$1.18B13.487,000Positive NewsHigh Trading VolumePRAAPRA Group3.9461 of 5 stars$17.94-6.4%$32.00+78.4%-25.7%$708.81M$1.12B10.023,280Short Interest ↑Positive NewsGap DownECPGEncore Capital Group4.1439 of 5 stars$29.65-5.3%$62.67+111.4%-28.7%$702.44M$1.32B-3.786,900Analyst UpgradeNews CoverageHigh Trading VolumeWRLDWorld Acceptance2.273 of 5 stars$116.42+3.4%$10.00-91.4%-9.2%$669.07M$515.56M8.133,120Analyst DowngradeNews CoveragePositive NewsGap DownGDOTGreen Dot3.9813 of 5 stars$7.08-4.9%$10.33+46.1%-6.3%$383.68M$1.72B-6.741,200Short Interest ↓Positive NewsGap DownRMRegional Management4.281 of 5 stars$28.23+1.1%$35.50+25.8%+26.1%$277.56M$513.97M6.791,990Gap DownHigh Trading VolumeAXPAmerican Express4.8444 of 5 stars$233.85+0.1%$302.24+29.2%+18.1%$164.29B$65.95B16.6977,300Upcoming EarningsHigh Trading VolumeCOFCapital One Financial4.9515 of 5 stars$154.73+2.8%$207.80+34.3%+17.5%$59.03B$39.11B13.3555,900Upcoming EarningsAnalyst RevisionPositive NewsHigh Trading Volume Remove Ads Related Companies and Tools Related Companies Credit Acceptance Alternatives Nelnet Alternatives EZCORP Alternatives PRA Group Alternatives Encore Capital Group Alternatives World Acceptance Alternatives Green Dot Alternatives Regional Management Alternatives American Express Alternatives Capital One Financial Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:SLM) was last updated on 4/16/2025 by MarketBeat.com Staff From Our PartnersCrypto’s crashing…but we’re still profitingMost traders are panicking right now. 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