SLM (SLM) Competitors

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, community ranking, dividends, profitability, earnings, media sentiment, valuation and risk.

Do institutionals and insiders hold more shares of CACC or SLM?

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 98.9% of SLM shares are owned by institutional investors. 5.3% of Credit Acceptance shares are owned by insiders. Comparatively, 1.2% of SLM shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has more volatility & risk, CACC or SLM?

Credit Acceptance has a beta of 1.51, meaning that its stock price is 51% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.23, meaning that its stock price is 23% more volatile than the S&P 500.

Does the media refer more to CACC or SLM?

In the previous week, SLM had 3 more articles in the media than Credit Acceptance. MarketBeat recorded 8 mentions for SLM and 5 mentions for Credit Acceptance. SLM's average media sentiment score of 1.09 beat Credit Acceptance's score of 0.57 indicating that SLM is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credit Acceptance	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SLM	5 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor CACC or SLM?

SLM received 163 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.31% of users gave SLM an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote.

Company	Underperform	Outperform
Credit Acceptance	Outperform Votes 336 50.99%	Underperform Votes 323 49.01%
SLM	Outperform Votes 499 69.31%	Underperform Votes 221 30.69%

Do analysts recommend CACC or SLM?

Credit Acceptance presently has a consensus target price of $440.00, indicating a potential downside of 14.78%. SLM has a consensus target price of $31.45, indicating a potential upside of 3.77%. Given SLM's stronger consensus rating and higher probable upside, analysts clearly believe SLM is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
SLM	0 Sell rating(s)	2 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.82

Which has stronger valuation & earnings, CACC or SLM?

SLM has lower revenue, but higher earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$2.13B	2.91	$247.90M	$19.86	26.00
SLM	$1.85B	3.45	$608.33M	$2.65	11.44

Is CACC or SLM more profitable?

SLM has a net margin of 20.73% compared to Credit Acceptance's net margin of 11.46%. SLM's return on equity of 31.66% beat Credit Acceptance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	11.46%	29.01%	5.65%
SLM	20.73%	31.66%	2.08%

Summary

SLM beats Credit Acceptance on 12 of the 18 factors compared between the two stocks.