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SLM (SLM) Competitors

SLM logo
$27.79 +0.32 (+1.16%)
(As of 12/20/2024 05:45 PM ET)

SLM vs. CACC, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, RM, AXP, and COF

Should you be buying SLM stock or one of its competitors? The main competitors of SLM include Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry.

SLM vs.

SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, dividends, valuation, profitability, institutional ownership and community ranking.

SLM has higher earnings, but lower revenue than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$1.90B3.10$581.39M$2.879.68
Credit Acceptance$2.06B2.71$286.10M$14.8930.97

SLM received 160 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.38% of users gave SLM an outperform vote while only 51.07% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
SLMOutperform Votes
494
69.38%
Underperform Votes
218
30.62%
Credit AcceptanceOutperform Votes
334
51.07%
Underperform Votes
320
48.93%

SLM has a beta of 1.21, indicating that its share price is 21% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.46, indicating that its share price is 46% more volatile than the S&P 500.

SLM currently has a consensus target price of $27.27, suggesting a potential downside of 1.86%. Credit Acceptance has a consensus target price of $416.00, suggesting a potential downside of 9.80%. Given SLM's stronger consensus rating and higher probable upside, analysts clearly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
0 Sell rating(s)
2 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.82
Credit Acceptance
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

SLM has a net margin of 22.18% compared to Credit Acceptance's net margin of 9.08%. SLM's return on equity of 35.92% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM22.18% 35.92% 2.29%
Credit Acceptance 9.08%29.18%5.91%

In the previous week, SLM had 8 more articles in the media than Credit Acceptance. MarketBeat recorded 13 mentions for SLM and 5 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.11 beat SLM's score of 0.79 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
7 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

98.9% of SLM shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 1.2% of SLM shares are held by insiders. Comparatively, 5.3% of Credit Acceptance shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

SLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SLM vs. The Competition

MetricSLMPersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$5.90B$6.50B$11.03B$9.08B
Dividend Yield1.94%4.71%9.79%4.22%
P/E Ratio9.6829.5228.1717.18
Price / Sales3.104.0147.42116.79
Price / Cash8.9111.3430.4237.86
Price / Book3.862.362.744.78
Net Income$581.39M$345.75M$1.03B$225.60M
7 Day Performance2.24%-3.04%-2.88%-1.23%
1 Month Performance11.79%0.88%-2.87%3.36%
1 Year Performance47.27%27.32%11.33%16.59%

SLM Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SLM
SLM
4.8203 of 5 stars
$27.79
+1.2%
$27.27
-1.9%
+49.4%$5.90B$1.90B9.681,740Analyst Forecast
High Trading Volume
CACC
Credit Acceptance
2.8097 of 5 stars
$489.99
+0.9%
$416.00
-15.1%
-9.5%$5.93B$2.06B32.612,232Insider Trade
News Coverage
Positive News
NNI
Nelnet
4.2145 of 5 stars
$108.36
+0.4%
$98.00
-9.6%
+22.9%$3.93B$1.15B35.517,550News Coverage
ECPG
Encore Capital Group
3.9971 of 5 stars
$49.25
+0.0%
$62.33
+26.6%
-5.6%$1.17B$1.33B-6.177,400Positive News
PRAA
PRA Group
4.2464 of 5 stars
$21.89
+3.7%
$32.00
+46.2%
-16.6%$863.12M$802.55M19.193,155Positive News
WRLD
World Acceptance
2.7369 of 5 stars
$117.87
+0.0%
$10.00
-91.5%
-21.0%$677.75M$573.21M8.012,872News Coverage
Positive News
EZPW
EZCORP
4.1745 of 5 stars
$12.17
-0.2%
$16.00
+31.5%
+32.1%$662.90M$1.16B10.998,000News Coverage
Positive News
GDOT
Green Dot
1.7326 of 5 stars
$11.28
+2.5%
$10.75
-4.7%
+7.6%$606.72M$1.63B-10.481,200Positive News
RM
Regional Management
3.977 of 5 stars
$34.68
+1.7%
$35.50
+2.4%
+31.9%$352.35M$551.40M14.322,081Positive News
AXP
American Express
4.4674 of 5 stars
$303.93
+0.6%
$259.45
-14.6%
+65.3%$214.10B$64.42B22.2374,600Analyst Forecast
COF
Capital One Financial
4.2877 of 5 stars
$184.53
flat
$171.50
-7.1%
+39.8%$70.40B$49.48B17.3851,987

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This page (NASDAQ:SLM) was last updated on 12/21/2024 by MarketBeat.com Staff
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