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SoFi Technologies (SOFI) Competitors

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$13.52 -0.20 (-1.48%)
As of 02:32 PM Eastern
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SOFI vs. LYG, BCS, NU, CM, DB, NWG, IBIT, RKT, IX, and BBD

Should you be buying SoFi Technologies stock or one of its competitors? The main competitors of SoFi Technologies include Lloyds Banking Group (LYG), Barclays (BCS), NU (NU), Canadian Imperial Bank of Commerce (CM), Deutsche Bank Aktiengesellschaft (DB), NatWest Group (NWG), iShares Bitcoin Trust (IBIT), Rocket Companies (RKT), ORIX (IX), and Banco Bradesco (BBD). These companies are all part of the "banking" industry.

SoFi Technologies vs.

SoFi Technologies (NASDAQ:SOFI) and Lloyds Banking Group (NYSE:LYG) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, profitability, valuation, risk, media sentiment, analyst recommendations, community ranking and institutional ownership.

Lloyds Banking Group has higher revenue and earnings than SoFi Technologies. Lloyds Banking Group is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$2.61B5.70$498.67M$0.3736.69
Lloyds Banking Group$18.60B3.15$6.79B$0.3311.68

In the previous week, SoFi Technologies had 33 more articles in the media than Lloyds Banking Group. MarketBeat recorded 39 mentions for SoFi Technologies and 6 mentions for Lloyds Banking Group. Lloyds Banking Group's average media sentiment score of 1.08 beat SoFi Technologies' score of 0.72 indicating that Lloyds Banking Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
21 Very Positive mention(s)
3 Positive mention(s)
11 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Lloyds Banking Group
4 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Lloyds Banking Group received 863 more outperform votes than SoFi Technologies when rated by MarketBeat users. Likewise, 67.15% of users gave Lloyds Banking Group an outperform vote while only 37.75% of users gave SoFi Technologies an outperform vote.

CompanyUnderperformOutperform
SoFi TechnologiesOutperform Votes
57
37.75%
Underperform Votes
94
62.25%
Lloyds Banking GroupOutperform Votes
920
67.15%
Underperform Votes
450
32.85%

SoFi Technologies has a net margin of 18.64% compared to Lloyds Banking Group's net margin of 11.45%. Lloyds Banking Group's return on equity of 8.46% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies18.64% 3.82% 0.69%
Lloyds Banking Group 11.45%8.46%0.44%

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 2.2% of Lloyds Banking Group shares are owned by institutional investors. 2.6% of SoFi Technologies shares are owned by insiders. Comparatively, 0.0% of Lloyds Banking Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

SoFi Technologies currently has a consensus price target of $12.50, suggesting a potential downside of 7.92%. Lloyds Banking Group has a consensus price target of $2.75, suggesting a potential downside of 28.66%. Given SoFi Technologies' higher possible upside, equities analysts clearly believe SoFi Technologies is more favorable than Lloyds Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
4 Sell rating(s)
6 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
2.19
Lloyds Banking Group
0 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.45

SoFi Technologies has a beta of 1.79, meaning that its stock price is 79% more volatile than the S&P 500. Comparatively, Lloyds Banking Group has a beta of 1.25, meaning that its stock price is 25% more volatile than the S&P 500.

Summary

SoFi Technologies beats Lloyds Banking Group on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SOFI vs. The Competition

MetricSoFi TechnologiesNondepository credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$15.02B$7.52B$11.46B$8.29B
Dividend YieldN/A4.21%5.58%4.02%
P/E Ratio37.0116.8722.9419.35
Price / Sales5.7510.2025.8097.62
Price / Cash38.4442.1517.6134.64
Price / Book2.562.402.824.49
Net Income$498.67M$524.31M$1.04B$247.14M
7 Day Performance14.62%24.54%1.83%3.61%
1 Month Performance-1.60%13.53%496.44%-2.35%
1 Year Performance83.85%20.24%540.36%5.04%

SoFi Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SOFI
SoFi Technologies
1.7738 of 5 stars
$13.58
-1.1%
$12.50
-7.9%
+87.9%$14.88B$2.61B36.694,200
LYG
Lloyds Banking Group
2.7685 of 5 stars
$3.81
+1.9%
$2.75
-27.8%
+46.7%$57.87B$18.60B11.5559,400
BCS
Barclays
4.3109 of 5 stars
$15.95
+1.3%
N/A+73.3%$57.35B$26.23B8.6792,900
NU
NU
3.614 of 5 stars
$11.74
+1.3%
$15.47
+31.7%
-4.4%$55.95B$8.27B29.356,080Gap Down
CM
Canadian Imperial Bank of Commerce
4.8186 of 5 stars
$57.61
+1.6%
$92.00
+59.7%
+14.8%$54.15B$26.57B10.7750,400Positive News
DB
Deutsche Bank Aktiengesellschaft
2.6307 of 5 stars
$24.66
+1.8%
N/A+61.9%$49.12B$30.05B17.7490,130News Coverage
NWG
NatWest Group
4.3005 of 5 stars
$12.12
+1.0%
N/A+82.1%$48.81B$14.65B8.9163,700Positive News
IBIT
iShares Bitcoin Trust
N/A$50.02
+4.9%
N/A+37.8%$32.30BN/A0.00N/APositive News
RKT
Rocket Companies
1.7766 of 5 stars
$14.01
-0.7%
$13.83
-1.3%
-2.2%$27.97B$4.93B-87.5626,000Positive News
IX
ORIX
2.3162 of 5 stars
$21.69
+0.1%
N/A-2.6%$24.72B$1.88T1.8932,200
BBD
Banco Bradesco
3.7958 of 5 stars
$2.23
flat
$2.40
+7.6%
-20.3%$23.73B$101.44B7.4388,400Dividend Increase
Positive News
Gap Up
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This page (NASDAQ:SOFI) was last updated on 3/25/2025 by MarketBeat.com Staff
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