Third Coast Bancshares (TCBX) Competitors

Third Coast Bancshares (NASDAQ:TCBX) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, analyst recommendations, valuation, institutional ownership, profitability, media sentiment and earnings.

Do analysts prefer TCBX or FMBH?

Third Coast Bancshares currently has a consensus target price of $35.00, suggesting a potential downside of 2.95%. First Mid Bancshares has a consensus target price of $43.83, suggesting a potential upside of 14.95%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe First Mid Bancshares is more favorable than Third Coast Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Third Coast Bancshares	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has more risk and volatility, TCBX or FMBH?

Third Coast Bancshares has a beta of 0.39, suggesting that its share price is 61% less volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in TCBX or FMBH?

36.9% of Third Coast Bancshares shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 10.3% of Third Coast Bancshares shares are owned by insiders. Comparatively, 5.2% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the media refer more to TCBX or FMBH?

In the previous week, First Mid Bancshares had 2 more articles in the media than Third Coast Bancshares. MarketBeat recorded 4 mentions for First Mid Bancshares and 2 mentions for Third Coast Bancshares. Third Coast Bancshares' average media sentiment score of 1.89 beat First Mid Bancshares' score of 1.54 indicating that Third Coast Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Third Coast Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First Mid Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is TCBX or FMBH more profitable?

First Mid Bancshares has a net margin of 17.75% compared to Third Coast Bancshares' net margin of 14.90%. Third Coast Bancshares' return on equity of 11.15% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Third Coast Bancshares	14.90%	11.15%	1.07%
First Mid Bancshares	17.75%	9.90%	1.11%

Which has stronger valuation and earnings, TCBX or FMBH?

First Mid Bancshares has higher revenue and earnings than Third Coast Bancshares. First Mid Bancshares is trading at a lower price-to-earnings ratio than Third Coast Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Third Coast Bancshares	$338.98M	1.47	$47.67M	$2.94	12.27
First Mid Bancshares	$453.67M	2.02	$78.90M	$3.36	11.35

Summary

First Mid Bancshares beats Third Coast Bancshares on 12 of the 16 factors compared between the two stocks.