Third Coast Bancshares (TCBX) Competitors

LexinFintech (NASDAQ:LX) and Third Coast Bancshares (NASDAQ:TCBX) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, media sentiment, dividends, institutional ownership, analyst recommendations, valuation, earnings, risk and community ranking.

Does the media prefer LX or TCBX?

In the previous week, LexinFintech had 6 more articles in the media than Third Coast Bancshares. MarketBeat recorded 7 mentions for LexinFintech and 1 mentions for Third Coast Bancshares. Third Coast Bancshares' average media sentiment score of 1.89 beat LexinFintech's score of 0.85 indicating that Third Coast Bancshares is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Positive
Third Coast Bancshares	Very Positive

Do analysts rate LX or TCBX?

LexinFintech presently has a consensus target price of $13.60, suggesting a potential upside of 22.41%. Third Coast Bancshares has a consensus target price of $37.25, suggesting a potential upside of 12.23%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts clearly believe LexinFintech is more favorable than Third Coast Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Third Coast Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has higher earnings and valuation, LX or TCBX?

LexinFintech has higher revenue and earnings than Third Coast Bancshares. Third Coast Bancshares is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$14.20B	0.13	$150.14M	$0.90	12.34
Third Coast Bancshares	$170.48M	2.68	$47.67M	$2.77	11.98

Do institutionals and insiders believe in LX or TCBX?

36.9% of Third Coast Bancshares shares are held by institutional investors. 27.8% of LexinFintech shares are held by insiders. Comparatively, 10.2% of Third Coast Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is LX or TCBX more profitable?

Third Coast Bancshares has a net margin of 14.06% compared to LexinFintech's net margin of 5.34%. Third Coast Bancshares' return on equity of 10.93% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	5.34%	7.47%	3.26%
Third Coast Bancshares	14.06%	10.93%	1.04%

Which has more risk and volatility, LX or TCBX?

LexinFintech has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500. Comparatively, Third Coast Bancshares has a beta of 0.32, indicating that its stock price is 68% less volatile than the S&P 500.

Is LX or TCBX a better dividend stock?

LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 1.5%. Third Coast Bancshares pays an annual dividend of $16.87 per share and has a dividend yield of 50.8%. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Third Coast Bancshares pays out 609.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community favor LX or TCBX?

LexinFintech received 225 more outperform votes than Third Coast Bancshares when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 55.17% of users gave Third Coast Bancshares an outperform vote.

Company	Underperform	Outperform
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%
Third Coast Bancshares	Outperform Votes 16 55.17%	Underperform Votes 13 44.83%

Summary

LexinFintech beats Third Coast Bancshares on 12 of the 19 factors compared between the two stocks.