Third Coast Bancshares (TCBX) Competitors

Third Coast Bancshares (NASDAQ:TCBX) and Merchants Bancorp (NASDAQ:MBIN) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, community ranking, earnings, risk, media sentiment, profitability, dividends, analyst recommendations and valuation.

Does the MarketBeat Community believe in TCBX or MBIN?

Merchants Bancorp received 194 more outperform votes than Third Coast Bancshares when rated by MarketBeat users. Likewise, 65.02% of users gave Merchants Bancorp an outperform vote while only 53.33% of users gave Third Coast Bancshares an outperform vote.

Company	Underperform	Outperform
Third Coast Bancshares	Outperform Votes 16 53.33%	Underperform Votes 14 46.67%
Merchants Bancorp	Outperform Votes 210 65.02%	Underperform Votes 113 34.98%

Do institutionals & insiders believe in TCBX or MBIN?

36.9% of Third Coast Bancshares shares are held by institutional investors. Comparatively, 24.6% of Merchants Bancorp shares are held by institutional investors. 10.2% of Third Coast Bancshares shares are held by company insiders. Comparatively, 34.8% of Merchants Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Is TCBX or MBIN more profitable?

Merchants Bancorp has a net margin of 22.08% compared to Third Coast Bancshares' net margin of 14.06%. Merchants Bancorp's return on equity of 22.86% beat Third Coast Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Third Coast Bancshares	14.06%	10.93%	1.04%
Merchants Bancorp	22.08%	22.86%	1.76%

Do analysts rate TCBX or MBIN?

Third Coast Bancshares presently has a consensus price target of $37.25, indicating a potential upside of 27.79%. Merchants Bancorp has a consensus price target of $48.83, indicating a potential upside of 50.16%. Given Merchants Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Merchants Bancorp is more favorable than Third Coast Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Third Coast Bancshares	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has more risk & volatility, TCBX or MBIN?

Third Coast Bancshares has a beta of 0.4, suggesting that its stock price is 60% less volatile than the S&P 500. Comparatively, Merchants Bancorp has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500.

Is TCBX or MBIN a better dividend stock?

Third Coast Bancshares pays an annual dividend of $16.87 per share and has a dividend yield of 57.9%. Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. Third Coast Bancshares pays out 609.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Merchants Bancorp pays out 6.3% of its earnings in the form of a dividend.

Does the media refer more to TCBX or MBIN?

In the previous week, Third Coast Bancshares had 4 more articles in the media than Merchants Bancorp. MarketBeat recorded 8 mentions for Third Coast Bancshares and 4 mentions for Merchants Bancorp. Third Coast Bancshares' average media sentiment score of 1.22 beat Merchants Bancorp's score of 1.09 indicating that Third Coast Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Third Coast Bancshares	4 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Merchants Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger valuation & earnings, TCBX or MBIN?

Merchants Bancorp has higher revenue and earnings than Third Coast Bancshares. Merchants Bancorp is trading at a lower price-to-earnings ratio than Third Coast Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Third Coast Bancshares	$170.48M	2.36	$47.67M	$2.77	10.52
Merchants Bancorp	$666.97M	2.24	$320.39M	$6.31	5.15

Summary

Merchants Bancorp beats Third Coast Bancshares on 14 of the 20 factors compared between the two stocks.