United Bancshares (UBOH) Competitors $21.74 -0.01 (-0.05%) (As of 11/15/2024 ET) Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesSEC FilingsTrends UBOH vs. ASRV, EMCF, OPOF, CFBK, RIVE, BLFY, NWFL, GHI, BWFG, and MBCNShould you be buying United Bancshares stock or one of its competitors? The main competitors of United Bancshares include AmeriServ Financial (ASRV), Emclaire Financial (EMCF), Old Point Financial (OPOF), CF Bankshares (CFBK), Riverview Financial (RIVE), Blue Foundry Bancorp (BLFY), Norwood Financial (NWFL), Greystone Housing Impact Investors (GHI), Bankwell Financial Group (BWFG), and Middlefield Banc (MBCN). These companies are all part of the "finance" sector. United Bancshares vs. AmeriServ Financial Emclaire Financial Old Point Financial CF Bankshares Riverview Financial Blue Foundry Bancorp Norwood Financial Greystone Housing Impact Investors Bankwell Financial Group Middlefield Banc United Bancshares (NASDAQ:UBOH) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, earnings, community ranking, media sentiment, profitability, dividends, valuation, analyst recommendations and institutional ownership. Is UBOH or ASRV a better dividend stock? United Bancshares pays an annual dividend of $0.88 per share and has a dividend yield of 4.0%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.1%. United Bancshares pays out 31.2% of its earnings in the form of a dividend. AmeriServ Financial pays out -80.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AmeriServ Financial is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more volatility & risk, UBOH or ASRV? United Bancshares has a beta of 0.35, meaning that its stock price is 65% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500. Does the MarketBeat Community believe in UBOH or ASRV? AmeriServ Financial received 66 more outperform votes than United Bancshares when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 60.15% of users gave United Bancshares an outperform vote. CompanyUnderperformOutperformUnited BancsharesOutperform Votes8060.15% Underperform Votes5339.85% AmeriServ FinancialOutperform Votes14661.60% Underperform Votes9138.40% Do institutionals and insiders believe in UBOH or ASRV? 1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by company insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. Which has better earnings and valuation, UBOH or ASRV? United Bancshares has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Bancshares$54.58M1.19$8.61M$2.827.71AmeriServ Financial$77.25M0.63-$3.35M-$0.15-19.73 Does the media favor UBOH or ASRV? In the previous week, AmeriServ Financial had 2 more articles in the media than United Bancshares. MarketBeat recorded 2 mentions for AmeriServ Financial and 0 mentions for United Bancshares. AmeriServ Financial's average media sentiment score of 1.00 beat United Bancshares' score of 0.00 indicating that AmeriServ Financial is being referred to more favorably in the news media. Company Overall Sentiment United Bancshares Neutral AmeriServ Financial Positive Is UBOH or ASRV more profitable? United Bancshares has a net margin of 14.34% compared to AmeriServ Financial's net margin of -3.19%. United Bancshares' return on equity of 0.00% beat AmeriServ Financial's return on equity.Company Net Margins Return on Equity Return on Assets United Bancshares14.34% N/A N/A AmeriServ Financial -3.19%-2.50%-0.19% SummaryAmeriServ Financial beats United Bancshares on 10 of the 17 factors compared between the two stocks. Ad Behind the MarketsUnveiled: NVIDIA’s "Secret Royalty" ProgramDid you know that there's an investment that will give you the opportunity to collect "royalties" every time Nvidia makes a chip?Click Here to learn how to get in now >>> Get United Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for UBOH and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBOH vs. The Competition Export to ExcelMetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$64.74M$22.58B$11.00B$8.66BDividend Yield4.05%3.13%5.94%4.06%P/E Ratio7.7128.4528.4217.27Price / Sales1.192.7445.0369.06Price / Cash5.1210.8418.4936.35Price / Book0.841.253.695.87Net Income$8.61M$2.24B$998.34M$225.66M7 Day Performance1.35%0.44%-0.06%-1.34%1 Month Performance9.25%6.15%1.86%1.15%1 Year Performance25.88%32.90%24.78%24.02% United Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBOHUnited BancsharesN/A$21.740.0%N/A+26.4%$64.74M$54.58M7.71210ASRVAmeriServ Financial1.5106 of 5 stars$2.71-3.2%N/A+11.3%$44.77M$77.25M-18.071,224Short Interest ↓Positive NewsGap DownEMCFEmclaire FinancialN/A$31.60flatN/A+0.0%$86.43M$41.17M8.59148Gap UpHigh Trading VolumeOPOFOld Point Financial3.409 of 5 stars$20.93+0.9%N/A+26.5%$106.22M$61.47M13.08280CFBKCF Bankshares3.4676 of 5 stars$28.19+0.7%N/A+65.5%$144.62M$112.31M13.89130Analyst ForecastShort Interest ↓News CoveragePositive NewsRIVERiverview FinancialN/A$15.47flatN/A+0.0%$144.83M$54.82M11.54221Gap DownHigh Trading VolumeBLFYBlue Foundry Bancorp1.1956 of 5 stars$11.19+1.2%N/A+29.9%$259.72M$80.91M-19.98180NWFLNorwood Financial1.3873 of 5 stars$32.10+1.5%N/A+12.3%$259.69M$103.66M20.19260News CoverageGHIGreystone Housing Impact Investors3.9693 of 5 stars$11.14+0.8%N/A-31.8%$259.45M$104.90M18.00N/ABWFGBankwell Financial Group3.1166 of 5 stars$32.65+0.2%N/A+19.0%$256.63M$193.30M16.74140Short Interest ↓Positive NewsMBCNMiddlefield Banc2.2045 of 5 stars$31.60+0.3%N/A+6.1%$255.01M$96.99M17.95180Analyst UpgradePositive News Related Companies and Tools Related Companies AmeriServ Financial Competitors Emclaire Financial Competitors Old Point Financial Competitors CF Bankshares Competitors Riverview Financial Competitors Blue Foundry Bancorp Competitors Norwood Financial Competitors Greystone Housing Impact Investors Competitors Bankwell Financial Group Competitors Middlefield Banc Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:UBOH) was last updated on 11/17/2024 by MarketBeat.com Staff From Our PartnersBill Gates’s Next Big AI Bet: StargateIn February 2016… when almost nobody was talking about artificial intelligence…. 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