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United Bancshares (UBOH) Competitors

United Bancshares logo
$21.74 -0.01 (-0.05%)
(As of 11/15/2024 ET)

UBOH vs. ASRV, EMCF, OPOF, CFBK, RIVE, BLFY, NWFL, GHI, BWFG, and MBCN

Should you be buying United Bancshares stock or one of its competitors? The main competitors of United Bancshares include AmeriServ Financial (ASRV), Emclaire Financial (EMCF), Old Point Financial (OPOF), CF Bankshares (CFBK), Riverview Financial (RIVE), Blue Foundry Bancorp (BLFY), Norwood Financial (NWFL), Greystone Housing Impact Investors (GHI), Bankwell Financial Group (BWFG), and Middlefield Banc (MBCN). These companies are all part of the "finance" sector.

United Bancshares vs.

United Bancshares (NASDAQ:UBOH) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, earnings, community ranking, media sentiment, profitability, dividends, valuation, analyst recommendations and institutional ownership.

United Bancshares pays an annual dividend of $0.88 per share and has a dividend yield of 4.0%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.1%. United Bancshares pays out 31.2% of its earnings in the form of a dividend. AmeriServ Financial pays out -80.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AmeriServ Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

United Bancshares has a beta of 0.35, meaning that its stock price is 65% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500.

AmeriServ Financial received 66 more outperform votes than United Bancshares when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 60.15% of users gave United Bancshares an outperform vote.

CompanyUnderperformOutperform
United BancsharesOutperform Votes
80
60.15%
Underperform Votes
53
39.85%
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by company insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

United Bancshares has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$54.58M1.19$8.61M$2.827.71
AmeriServ Financial$77.25M0.63-$3.35M-$0.15-19.73

In the previous week, AmeriServ Financial had 2 more articles in the media than United Bancshares. MarketBeat recorded 2 mentions for AmeriServ Financial and 0 mentions for United Bancshares. AmeriServ Financial's average media sentiment score of 1.00 beat United Bancshares' score of 0.00 indicating that AmeriServ Financial is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
AmeriServ Financial Positive

United Bancshares has a net margin of 14.34% compared to AmeriServ Financial's net margin of -3.19%. United Bancshares' return on equity of 0.00% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.34% N/A N/A
AmeriServ Financial -3.19%-2.50%-0.19%

Summary

AmeriServ Financial beats United Bancshares on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBOH vs. The Competition

MetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$64.74M$22.58B$11.00B$8.66B
Dividend Yield4.05%3.13%5.94%4.06%
P/E Ratio7.7128.4528.4217.27
Price / Sales1.192.7445.0369.06
Price / Cash5.1210.8418.4936.35
Price / Book0.841.253.695.87
Net Income$8.61M$2.24B$998.34M$225.66M
7 Day Performance1.35%0.44%-0.06%-1.34%
1 Month Performance9.25%6.15%1.86%1.15%
1 Year Performance25.88%32.90%24.78%24.02%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
N/A$21.74
0.0%
N/A+26.4%$64.74M$54.58M7.71210
ASRV
AmeriServ Financial
1.5106 of 5 stars
$2.71
-3.2%
N/A+11.3%$44.77M$77.25M-18.071,224Short Interest ↓
Positive News
Gap Down
EMCF
Emclaire Financial
N/A$31.60
flat
N/A+0.0%$86.43M$41.17M8.59148Gap Up
High Trading Volume
OPOF
Old Point Financial
3.409 of 5 stars
$20.93
+0.9%
N/A+26.5%$106.22M$61.47M13.08280
CFBK
CF Bankshares
3.4676 of 5 stars
$28.19
+0.7%
N/A+65.5%$144.62M$112.31M13.89130Analyst Forecast
Short Interest ↓
News Coverage
Positive News
RIVE
Riverview Financial
N/A$15.47
flat
N/A+0.0%$144.83M$54.82M11.54221Gap Down
High Trading Volume
BLFY
Blue Foundry Bancorp
1.1956 of 5 stars
$11.19
+1.2%
N/A+29.9%$259.72M$80.91M-19.98180
NWFL
Norwood Financial
1.3873 of 5 stars
$32.10
+1.5%
N/A+12.3%$259.69M$103.66M20.19260News Coverage
GHI
Greystone Housing Impact Investors
3.9693 of 5 stars
$11.14
+0.8%
N/A-31.8%$259.45M$104.90M18.00N/A
BWFG
Bankwell Financial Group
3.1166 of 5 stars
$32.65
+0.2%
N/A+19.0%$256.63M$193.30M16.74140Short Interest ↓
Positive News
MBCN
Middlefield Banc
2.2045 of 5 stars
$31.60
+0.3%
N/A+6.1%$255.01M$96.99M17.95180Analyst Upgrade
Positive News

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This page (NASDAQ:UBOH) was last updated on 11/17/2024 by MarketBeat.com Staff
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