United Bancshares (UBOH) Competitors

RBB Bancorp (NASDAQ:RBB) and United Bancshares (NASDAQ:UBOH) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, profitability, institutional ownership, analyst recommendations, risk, media sentiment, earnings and dividends.

Is RBB or UBOH more profitable?

United Bancshares has a net margin of 14.84% compared to RBB Bancorp's net margin of 9.80%. RBB Bancorp's return on equity of 4.52% beat United Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
RBB Bancorp	9.80%	4.52%	0.58%
United Bancshares	14.84%	N/A	N/A

Do analysts prefer RBB or UBOH?

RBB Bancorp currently has a consensus price target of $21.33, suggesting a potential upside of 18.91%. Given RBB Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe RBB Bancorp is more favorable than United Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RBB Bancorp	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
United Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has better earnings & valuation, RBB or UBOH?

RBB Bancorp has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than RBB Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RBB Bancorp	$232M	1.37	$26.67M	$1.29	13.91
United Bancshares	$46.23M	1.88	$9.15M	$3.84	7.62

Do insiders & institutionals have more ownership in RBB or UBOH?

40.1% of RBB Bancorp shares are held by institutional investors. Comparatively, 1.0% of United Bancshares shares are held by institutional investors. 4.6% of RBB Bancorp shares are held by company insiders. Comparatively, 6.6% of United Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is RBB or UBOH a better dividend stock?

RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 3.6%. United Bancshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.1%. RBB Bancorp pays out 49.6% of its earnings in the form of a dividend. United Bancshares pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk & volatility, RBB or UBOH?

RBB Bancorp has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500. Comparatively, United Bancshares has a beta of 0.06, suggesting that its share price is 94% less volatile than the S&P 500.

Does the media prefer RBB or UBOH?

In the previous week, RBB Bancorp and RBB Bancorp both had 1 articles in the media. United Bancshares' average media sentiment score of 0.91 beat RBB Bancorp's score of 0.00 indicating that United Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
RBB Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
United Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

RBB Bancorp beats United Bancshares on 10 of the 16 factors compared between the two stocks.