Free Trial

United Bancshares (UBOH) Competitors

United Bancshares logo
$26.43 -0.74 (-2.72%)
As of 04/3/2025 03:47 PM Eastern

UBOH vs. SSBK, PBFS, CIVB, SNFCA, PDLB, RBB, SHFS, GHI, BRBS, and CBAN

Should you be buying United Bancshares stock or one of its competitors? The main competitors of United Bancshares include Southern States Bancshares (SSBK), Pioneer Bancorp (PBFS), Civista Bancshares (CIVB), Security National Financial (SNFCA), Ponce Financial Group (PDLB), RBB Bancorp (RBB), SHF (SHFS), Greystone Housing Impact Investors (GHI), Blue Ridge Bankshares (BRBS), and Colony Bankcorp (CBAN). These companies are all part of the "banking" industry.

United Bancshares vs.

United Bancshares (NASDAQ:UBOH) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, valuation, media sentiment, analyst recommendations, institutional ownership, community ranking, profitability and dividends.

1.0% of United Bancshares shares are owned by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by company insiders. Comparatively, 14.8% of Southern States Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Southern States Bancshares had 6 more articles in the media than United Bancshares. MarketBeat recorded 6 mentions for Southern States Bancshares and 0 mentions for United Bancshares. Southern States Bancshares' average media sentiment score of 0.13 beat United Bancshares' score of 0.00 indicating that Southern States Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
Southern States Bancshares Neutral

Southern States Bancshares has a consensus target price of $35.50, indicating a potential upside of 8.43%. Given Southern States Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Southern States Bancshares is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Southern States Bancshares
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Southern States Bancshares has a net margin of 19.68% compared to United Bancshares' net margin of 14.84%. Southern States Bancshares' return on equity of 15.04% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
Southern States Bancshares 19.68%15.04%1.38%

United Bancshares has a beta of 0.24, suggesting that its share price is 76% less volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.34, suggesting that its share price is 66% less volatile than the S&P 500.

Southern States Bancshares has higher revenue and earnings than United Bancshares. United Bancshares is trading at a lower price-to-earnings ratio than Southern States Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$46.23M1.70$9.15M$3.078.61
Southern States Bancshares$99.10M3.28$34.87M$3.678.92

United Bancshares received 65 more outperform votes than Southern States Bancshares when rated by MarketBeat users. Likewise, 60.15% of users gave United Bancshares an outperform vote while only 51.72% of users gave Southern States Bancshares an outperform vote.

CompanyUnderperformOutperform
United BancsharesOutperform Votes
80
60.15%
Underperform Votes
53
39.85%
Southern States BancsharesOutperform Votes
15
51.72%
Underperform Votes
14
48.28%

United Bancshares pays an annual dividend of $0.88 per share and has a dividend yield of 3.3%. Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.1%. United Bancshares pays out 28.7% of its earnings in the form of a dividend. Southern States Bancshares pays out 9.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Southern States Bancshares beats United Bancshares on 17 of the 20 factors compared between the two stocks.

Remove Ads
Get United Bancshares News Delivered to You Automatically

Sign up to receive the latest news and ratings for UBOH and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

UBOH vs. The Competition

MetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$78.68M$20.75B$11.03B$7.50B
Dividend Yield3.26%3.50%5.42%4.05%
P/E Ratio8.6111.6621.9818.08
Price / Sales1.702.6825.1986.83
Price / Cash6.8311.1617.6234.64
Price / BookN/A1.092.663.99
Net Income$9.15M$2.17B$1.03B$247.18M
7 Day Performance-2.11%-5.20%-2.53%-4.25%
1 Month Performance-6.20%-7.44%496.67%-6.87%
1 Year Performance39.47%11.46%533.48%-3.73%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
N/A$26.43
-2.7%
N/A+39.8%$78.68M$46.23M8.61210Gap Down
High Trading Volume
SSBK
Southern States Bancshares
1.4746 of 5 stars
$32.36
-0.6%
$35.50
+9.7%
+32.0%$321.08M$99.10M8.82200Gap Down
PBFS
Pioneer Bancorp
0.976 of 5 stars
$11.91
+2.0%
N/A+19.9%$307.85M$79.44M16.32260Positive News
CIVB
Civista Bancshares
4.6759 of 5 stars
$19.83
+1.5%
$23.40
+18.0%
+23.8%$306.95M$151.91M9.82440Positive News
Gap Down
SNFCA
Security National Financial
2.335 of 5 stars
$12.61
-1.6%
N/A+39.1%$306.11M$331.06M10.271,730Analyst Downgrade
News Coverage
Positive News
PDLB
Ponce Financial Group
1.0107 of 5 stars
$12.76
-0.3%
N/A+50.9%$305.81M$81.14M27.15250News Coverage
Positive News
Gap Down
RBB
RBB Bancorp
4.3749 of 5 stars
$17.06
+2.5%
$21.25
+24.6%
-10.8%$302.47M$114.70M11.68360Short Interest ↑
News Coverage
Gap Down
SHFS
SHF
1.2639 of 5 stars
$5.41
-11.6%
N/A-86.2%$301.19M$22.21M31.823Upcoming Earnings
Gap Down
High Trading Volume
GHI
Greystone Housing Impact Investors
3.9284 of 5 stars
$12.95
flat
$17.25
+33.2%
-23.4%$300.06M$40.00M16.82N/APositive News
BRBS
Blue Ridge Bankshares
N/A$3.39
+2.1%
N/A+11.1%$297.61M$92.23M-5.30560Gap Down
CBAN
Colony Bankcorp
3.1677 of 5 stars
$16.81
+3.2%
N/A+37.9%$294.55M$115.45M12.45520News Coverage
Gap Down
Remove Ads

Related Companies and Tools


This page (NASDAQ:UBOH) was last updated on 4/4/2025 by MarketBeat.com Staff
From Our Partners