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United Bancshares (UBOH) Competitors

United Bancshares logo
$28.75 -0.25 (-0.86%)
As of 02/21/2025 11:56 AM Eastern

UBOH vs. NEWT, NECB, CIVB, SSBK, PDLB, SNFCA, RBB, BCML, CZFS, and PBFS

Should you be buying United Bancshares stock or one of its competitors? The main competitors of United Bancshares include NewtekOne (NEWT), Northeast Community Bancorp (NECB), Civista Bancshares (CIVB), Southern States Bancshares (SSBK), Ponce Financial Group (PDLB), Security National Financial (SNFCA), RBB Bancorp (RBB), BayCom (BCML), Citizens Financial Services (CZFS), and Pioneer Bancorp (PBFS). These companies are all part of the "banking" industry.

United Bancshares vs.

United Bancshares (NASDAQ:UBOH) and NewtekOne (NASDAQ:NEWT) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, institutional ownership, profitability, earnings, dividends, risk, valuation and media sentiment.

NewtekOne has a net margin of 14.92% compared to United Bancshares' net margin of 14.84%. NewtekOne's return on equity of 18.73% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares14.84% N/A N/A
NewtekOne 14.92%18.73%2.95%

NewtekOne received 239 more outperform votes than United Bancshares when rated by MarketBeat users. However, 60.15% of users gave United Bancshares an outperform vote while only 59.74% of users gave NewtekOne an outperform vote.

CompanyUnderperformOutperform
United BancsharesOutperform Votes
80
60.15%
Underperform Votes
53
39.85%
NewtekOneOutperform Votes
319
59.74%
Underperform Votes
215
40.26%

United Bancshares has a beta of 0.27, meaning that its stock price is 73% less volatile than the S&P 500. Comparatively, NewtekOne has a beta of 1.31, meaning that its stock price is 31% more volatile than the S&P 500.

NewtekOne has higher revenue and earnings than United Bancshares. NewtekOne is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$61.70M1.38$9.15M$3.079.36
NewtekOne$271.46M1.22$47.33M$1.797.06

In the previous week, NewtekOne had 6 more articles in the media than United Bancshares. MarketBeat recorded 6 mentions for NewtekOne and 0 mentions for United Bancshares. NewtekOne's average media sentiment score of 0.49 beat United Bancshares' score of 0.00 indicating that NewtekOne is being referred to more favorably in the news media.

Company Overall Sentiment
United Bancshares Neutral
NewtekOne Neutral

1.0% of United Bancshares shares are held by institutional investors. Comparatively, 38.4% of NewtekOne shares are held by institutional investors. 6.6% of United Bancshares shares are held by company insiders. Comparatively, 6.5% of NewtekOne shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

United Bancshares pays an annual dividend of $0.88 per share and has a dividend yield of 3.1%. NewtekOne pays an annual dividend of $0.76 per share and has a dividend yield of 6.0%. United Bancshares pays out 28.7% of its earnings in the form of a dividend. NewtekOne pays out 42.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

NewtekOne has a consensus target price of $14.67, suggesting a potential upside of 16.13%. Given NewtekOne's stronger consensus rating and higher probable upside, analysts plainly believe NewtekOne is more favorable than United Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
NewtekOne
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

NewtekOne beats United Bancshares on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBOH vs. The Competition

MetricUnited BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$86.10M$23.76B$11.72B$9.15B
Dividend Yield3.03%3.21%5.37%3.85%
P/E Ratio9.3613.1624.1519.13
Price / Sales1.382.1826.4470.72
Price / Cash6.8311.1817.9134.83
Price / BookN/A1.232.594.62
Net Income$9.15M$2.17B$1.03B$245.94M
7 Day Performance-0.86%-2.38%-1.41%-2.62%
1 Month Performance3.87%0.48%0.67%-2.15%
1 Year Performance51.64%23.57%14.93%12.95%

United Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
N/A$28.75
-0.9%
N/A+51.2%$86.10M$61.70M9.36210
NEWT
NewtekOne
3.3007 of 5 stars
$12.91
+1.2%
$14.67
+13.6%
+10.9%$339.66M$271.46M7.21100
NECB
Northeast Community Bancorp
1.7589 of 5 stars
$23.81
-1.8%
N/A+41.8%$333.82M$162.80M6.65130
CIVB
Civista Bancshares
4.2076 of 5 stars
$21.13
-1.6%
$22.50
+6.5%
+34.5%$332.59M$244.44M10.46440Analyst Upgrade
SSBK
Southern States Bancshares
2.1394 of 5 stars
$32.55
-1.5%
$35.50
+9.1%
+19.8%$321.76M$99.10M8.87200
PDLB
Ponce Financial Group
1.671 of 5 stars
$13.46
flat
N/A+47.4%$320.75M$169.85M28.64250Positive News
SNFCA
Security National Financial
2.22 of 5 stars
$13.17
+0.6%
N/A+65.7%$319.64M$318.50M10.721,473Positive News
RBB
RBB Bancorp
3.9991 of 5 stars
$17.69
+0.4%
$21.25
+20.1%
-1.7%$312.94M$232M12.12360Positive News
BCML
BayCom
4.3963 of 5 stars
$28.02
-0.6%
$31.00
+10.6%
+37.1%$311.58M$138.09M13.34370Dividend Announcement
CZFS
Citizens Financial Services
3.2125 of 5 stars
$64.90
+2.9%
$53.00
-18.3%
+24.4%$308.92M$169.72M11.06310News Coverage
Positive News
Gap Up
PBFS
Pioneer Bancorp
0.4046 of 5 stars
$11.87
-1.0%
N/A+27.6%$308.26M$104.65M16.26260

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This page (NASDAQ:UBOH) was last updated on 2/22/2025 by MarketBeat.com Staff
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