United Bankshares (UBSI) Competitors

Regions Financial (NYSE:RF) and United Bankshares (NASDAQ:UBSI) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, community ranking, dividends, media sentiment, valuation and earnings.

Which has more volatility and risk, RF or UBSI?

Regions Financial has a beta of 1.19, indicating that its stock price is 19% more volatile than the S&P 500. Comparatively, United Bankshares has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500.

Do analysts rate RF or UBSI?

Regions Financial currently has a consensus target price of $27.28, indicating a potential upside of 21.10%. United Bankshares has a consensus target price of $41.88, indicating a potential upside of 17.97%. Given Regions Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Regions Financial is more favorable than United Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Regions Financial	1 Sell rating(s)	6 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.56
United Bankshares	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is RF or UBSI more profitable?

United Bankshares has a net margin of 22.94% compared to Regions Financial's net margin of 20.20%. Regions Financial's return on equity of 12.83% beat United Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Regions Financial	20.20%	12.83%	1.32%
United Bankshares	22.94%	7.60%	1.24%

Is RF or UBSI a better dividend stock?

Regions Financial pays an annual dividend of $1.00 per share and has a dividend yield of 4.4%. United Bankshares pays an annual dividend of $1.48 per share and has a dividend yield of 4.2%. Regions Financial pays out 51.5% of its earnings in the form of a dividend. United Bankshares pays out 54.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Regions Financial has increased its dividend for 12 consecutive years and United Bankshares has increased its dividend for 26 consecutive years. Regions Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do insiders and institutionals hold more shares of RF or UBSI?

79.4% of Regions Financial shares are owned by institutional investors. Comparatively, 70.8% of United Bankshares shares are owned by institutional investors. 0.3% of Regions Financial shares are owned by company insiders. Comparatively, 3.7% of United Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has better valuation and earnings, RF or UBSI?

Regions Financial has higher revenue and earnings than United Bankshares. Regions Financial is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Regions Financial	$7.08B	2.88	$1.89B	$1.94	11.61
United Bankshares	$1.03B	4.94	$373M	$2.74	12.95

Does the media favor RF or UBSI?

In the previous week, Regions Financial had 21 more articles in the media than United Bankshares. MarketBeat recorded 29 mentions for Regions Financial and 8 mentions for United Bankshares. United Bankshares' average media sentiment score of 1.78 beat Regions Financial's score of 1.11 indicating that United Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Regions Financial	21 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
United Bankshares	6 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Does the MarketBeat Community believe in RF or UBSI?

Regions Financial received 667 more outperform votes than United Bankshares when rated by MarketBeat users. Likewise, 62.78% of users gave Regions Financial an outperform vote while only 46.46% of users gave United Bankshares an outperform vote.

Company	Underperform	Outperform
Regions Financial	Outperform Votes 936 62.78%	Underperform Votes 555 37.22%
United Bankshares	Outperform Votes 269 46.46%	Underperform Votes 310 53.54%

Summary

Regions Financial beats United Bankshares on 14 of the 21 factors compared between the two stocks.