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NASDAQ:UPST

Upstart (UPST) Stock Price, News & Analysis

Upstart logo
$73.57 +0.18 (+0.25%)
Closing price 07/3/2025 03:58 PM Eastern
Extended Trading
$73.54 -0.02 (-0.03%)
As of 07/3/2025 04:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Upstart Stock (NASDAQ:UPST)

Key Stats

Today's Range
$72.48
$74.38
50-Day Range
$43.92
$73.57
52-Week Range
$20.60
$96.43
Volume
3.50 million shs
Average Volume
6.89 million shs
Market Capitalization
$7.00 billion
P/E Ratio
N/A
Dividend Yield
N/A
Price Target
$67.42
Consensus Rating
Hold

Company Overview

Upstart Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
67th Percentile Overall Score

UPST MarketRank™: 

Upstart scored higher than 67% of companies evaluated by MarketBeat, and ranked 1279th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Upstart has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on 5 buy ratings, 8 hold ratings, and 1 sell rating.

  • Amount of Analyst Coverage

    Upstart has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Upstart's stock forecast and price target.
  • Earnings Growth

    Earnings for Upstart are expected to grow in the coming year, from ($0.03) to $0.93 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Upstart is -98.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Upstart is -98.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Upstart has a P/B Ratio of 10.60. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Read more about Upstart's valuation and earnings.
  • Percentage of Shares Shorted

    26.78% of the float of Upstart has been sold short.
  • Short Interest Ratio / Days to Cover

    Upstart has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Upstart has recently increased by 0.52%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Upstart does not currently pay a dividend.

  • Dividend Growth

    Upstart does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    26.78% of the float of Upstart has been sold short.
  • Short Interest Ratio / Days to Cover

    Upstart has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Upstart has recently increased by 0.52%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Upstart has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Upstart this week, compared to 3 articles on an average week.
  • Search Interest

    Only 39 people have searched for UPST on MarketBeat in the last 30 days. This is a decrease of -11% compared to the previous 30 days.
  • MarketBeat Follows

    23 people have added Upstart to their MarketBeat watchlist in the last 30 days. This is an increase of 130% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Upstart insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,759,917.00 in company stock.

  • Percentage Held by Insiders

    16.67% of the stock of Upstart is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    63.01% of the stock of Upstart is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Upstart's insider trading history.
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UPST Stock News Headlines

White House to reset Social Security?
Elon Musk's parting DOGE gift looks set to shock America... A single announcement by July 22nd could soon bring Elon Musk's DOGE operation to its final, dramatic conclusion - with huge consequences for millions of investors. So if you have any money in the market... you're almost out of time to prepare. This plan has already been put in place... and can operate even if Elon's long gone from Washington.
See More Headlines

UPST Stock Analysis - Frequently Asked Questions

Upstart's stock was trading at $61.57 at the beginning of the year. Since then, UPST stock has increased by 19.5% and is now trading at $73.57.

Upstart Holdings, Inc. (NASDAQ:UPST) issued its earnings results on Tuesday, May, 6th. The company reported $0.30 earnings per share for the quarter, topping analysts' consensus estimates of $0.19 by $0.11. The firm's revenue for the quarter was up 67.0% on a year-over-year basis.
Read the conference call transcript
.

Upstart (UPST) raised $252 million in an IPO on Wednesday, December 16th 2020. The company issued 12,000,000 shares at a price of $20.00-$22.00 per share. Goldman Sachs, BofA Securities and Citigroup served as the underwriters for the IPO and Jefferies, Barclays, JMP Securities and Blaylock Van were co-managers.

Upstart's top institutional investors include Kera Capital Partners Inc. (0.02%). Insiders that own company stock include Paul Gu, Sanjay Datta, Scott Darling, Dave Girouard, Kerry Whorton Cooper and Natalia Mirgorodskaya.
View institutional ownership trends
.

Shares of UPST stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Upstart investors own include Zomedica (ZOM), NVIDIA (NVDA), Meta Platforms (META), CrowdStrike (CRWD), Tesla (TSLA), Advanced Micro Devices (AMD) and PayPal (PYPL).

Company Calendar

Last Earnings
5/06/2025
Today
7/04/2025
Next Earnings (Estimated)
8/05/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
FIN - MISC SVCS
Sub-Industry
Banking
Current Symbol
NASDAQ:UPST
Fax
N/A
Employees
1,193
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$67.42
High Stock Price Target
$108.00
Low Stock Price Target
$16.50
Potential Upside/Downside
-8.4%
Consensus Rating
Hold
Rating Score (0-4)
2.29
Research Coverage
14 Analysts

Profitability

Trailing P/E Ratio
N/A
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
-$128.58 million
Pretax Margin
-9.17%

Debt

Sales & Book Value

Annual Sales
$636.53 million
Price / Cash Flow
N/A
Book Value
$6.94 per share
Price / Book
10.60

Miscellaneous

Free Float
79,284,000
Market Cap
$7.00 billion
Optionable
Optionable
Beta
2.37
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This page (NASDAQ:UPST) was last updated on 7/4/2025 by MarketBeat.com Staff
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