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Upstart (UPST) Competitors

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$68.40 +1.17 (+1.74%)
(As of 12/20/2024 05:45 PM ET)

UPST vs. SYF, IX, KB, AFRM, CFG, SOFI, SHG, BSBR, ALLY, and UWMC

Should you be buying Upstart stock or one of its competitors? The main competitors of Upstart include Synchrony Financial (SYF), ORIX (IX), KB Financial Group (KB), Affirm (AFRM), Citizens Financial Group (CFG), SoFi Technologies (SOFI), Shinhan Financial Group (SHG), Banco Santander (Brasil) (BSBR), Ally Financial (ALLY), and UWM (UWMC). These companies are all part of the "banking" industry.

Upstart vs.

Upstart (NASDAQ:UPST) and Synchrony Financial (NYSE:SYF) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, institutional ownership, profitability, earnings, dividends, risk, valuation and media sentiment.

Upstart has a beta of 2.19, indicating that its stock price is 119% more volatile than the S&P 500. Comparatively, Synchrony Financial has a beta of 1.63, indicating that its stock price is 63% more volatile than the S&P 500.

Synchrony Financial received 799 more outperform votes than Upstart when rated by MarketBeat users. Likewise, 70.67% of users gave Synchrony Financial an outperform vote while only 32.14% of users gave Upstart an outperform vote.

CompanyUnderperformOutperform
UpstartOutperform Votes
54
32.14%
Underperform Votes
114
67.86%
Synchrony FinancialOutperform Votes
853
70.67%
Underperform Votes
354
29.33%

Upstart presently has a consensus target price of $61.80, suggesting a potential downside of 9.65%. Synchrony Financial has a consensus target price of $63.63, suggesting a potential downside of 2.79%. Given Synchrony Financial's stronger consensus rating and higher probable upside, analysts plainly believe Synchrony Financial is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
2 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.27
Synchrony Financial
0 Sell rating(s)
6 Hold rating(s)
15 Buy rating(s)
1 Strong Buy rating(s)
2.77

Synchrony Financial has a net margin of 13.98% compared to Upstart's net margin of -30.15%. Synchrony Financial's return on equity of 16.64% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-30.15% -32.57% -10.49%
Synchrony Financial 13.98%16.64%1.96%

Synchrony Financial has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$552.43M11.30-$240.13M-$1.93-35.44
Synchrony Financial$15.98B1.59$2.24B$7.668.54

In the previous week, Synchrony Financial had 14 more articles in the media than Upstart. MarketBeat recorded 18 mentions for Synchrony Financial and 4 mentions for Upstart. Upstart's average media sentiment score of 0.97 beat Synchrony Financial's score of 0.84 indicating that Upstart is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Synchrony Financial
8 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

63.0% of Upstart shares are owned by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are owned by institutional investors. 18.1% of Upstart shares are owned by company insiders. Comparatively, 0.3% of Synchrony Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Synchrony Financial beats Upstart on 15 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UPST vs. The Competition

MetricUpstartNondepository credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$6.24B$7.99B$11.03B$9.08B
Dividend YieldN/A5.12%9.79%4.22%
P/E Ratio-35.4418.7728.1717.18
Price / Sales11.3011.2947.42116.79
Price / CashN/A57.6330.4237.86
Price / Book9.162.392.744.78
Net Income-$240.13M$468.09M$1.03B$225.60M
7 Day Performance-19.01%-7.12%-2.88%-1.23%
1 Month Performance-4.71%-4.45%-2.87%3.36%
1 Year Performance51.50%26.75%11.33%16.59%

Upstart Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UPST
Upstart
3.5282 of 5 stars
$68.40
+1.7%
$61.80
-9.6%
+56.8%$6.24B$552.43M-35.441,388
SYF
Synchrony Financial
4.809 of 5 stars
$68.18
+0.2%
$61.53
-9.8%
+75.4%$26.55B$15.98B8.8620,000Analyst Upgrade
Analyst Revision
IX
ORIX
2.2447 of 5 stars
$108.10
-1.1%
N/A+15.0%$25.10B$1.81T9.4333,807
KB
KB Financial Group
4.8448 of 5 stars
$59.37
-0.1%
N/A+47.5%$23.36B$20.33T6.92150
AFRM
Affirm
2.3713 of 5 stars
$73.21
+3.6%
$58.21
-20.5%
+44.2%$22.99B$2.52B-49.792,006Analyst Upgrade
Insider Trade
CFG
Citizens Financial Group
4.4331 of 5 stars
$45.78
+0.2%
$46.94
+2.5%
+34.2%$20.18B$12.19B17.9917,570Analyst Upgrade
Analyst Revision
SOFI
SoFi Technologies
2.2084 of 5 stars
$16.96
+4.4%
$10.50
-38.1%
+64.9%$18.40B$2.48B165.704,400Analyst Forecast
Insider Trade
Gap Down
SHG
Shinhan Financial Group
4.1237 of 5 stars
$34.86
-0.2%
N/A+13.4%$17.55B$25.42B5.48190
BSBR
Banco Santander (Brasil)
4.0716 of 5 stars
$4.01
-0.7%
$6.00
+49.6%
-36.5%$14.93B$45.72B5.3955,611News Coverage
Gap Up
ALLY
Ally Financial
4.9764 of 5 stars
$37.73
+0.1%
$41.73
+10.6%
+2.8%$11.50B$8.21B15.0711,100Analyst Forecast
UWMC
UWM
2.0582 of 5 stars
$6.07
+0.8%
$7.41
+22.0%
-17.1%$9.70B$835.67M-26.176,700Analyst Forecast

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This page (NASDAQ:UPST) was last updated on 12/21/2024 by MarketBeat.com Staff
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