Upstart (UPST) Competitors $68.40 +1.17 (+1.74%) (As of 12/20/2024 05:45 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends UPST vs. SYF, IX, KB, AFRM, CFG, SOFI, SHG, BSBR, ALLY, and UWMCShould you be buying Upstart stock or one of its competitors? The main competitors of Upstart include Synchrony Financial (SYF), ORIX (IX), KB Financial Group (KB), Affirm (AFRM), Citizens Financial Group (CFG), SoFi Technologies (SOFI), Shinhan Financial Group (SHG), Banco Santander (Brasil) (BSBR), Ally Financial (ALLY), and UWM (UWMC). These companies are all part of the "banking" industry. Upstart vs. Synchrony Financial ORIX KB Financial Group Affirm Citizens Financial Group SoFi Technologies Shinhan Financial Group Banco Santander (Brasil) Ally Financial UWM Upstart (NASDAQ:UPST) and Synchrony Financial (NYSE:SYF) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, institutional ownership, profitability, earnings, dividends, risk, valuation and media sentiment. Which has more risk and volatility, UPST or SYF? Upstart has a beta of 2.19, indicating that its stock price is 119% more volatile than the S&P 500. Comparatively, Synchrony Financial has a beta of 1.63, indicating that its stock price is 63% more volatile than the S&P 500. Does the MarketBeat Community favor UPST or SYF? Synchrony Financial received 799 more outperform votes than Upstart when rated by MarketBeat users. Likewise, 70.67% of users gave Synchrony Financial an outperform vote while only 32.14% of users gave Upstart an outperform vote. CompanyUnderperformOutperformUpstartOutperform Votes5432.14% Underperform Votes11467.86% Synchrony FinancialOutperform Votes85370.67% Underperform Votes35429.33% Do analysts prefer UPST or SYF? Upstart presently has a consensus target price of $61.80, suggesting a potential downside of 9.65%. Synchrony Financial has a consensus target price of $63.63, suggesting a potential downside of 2.79%. Given Synchrony Financial's stronger consensus rating and higher probable upside, analysts plainly believe Synchrony Financial is more favorable than Upstart.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Upstart 2 Sell rating(s) 4 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.27Synchrony Financial 0 Sell rating(s) 6 Hold rating(s) 15 Buy rating(s) 1 Strong Buy rating(s) 2.77 Is UPST or SYF more profitable? Synchrony Financial has a net margin of 13.98% compared to Upstart's net margin of -30.15%. Synchrony Financial's return on equity of 16.64% beat Upstart's return on equity.Company Net Margins Return on Equity Return on Assets Upstart-30.15% -32.57% -10.49% Synchrony Financial 13.98%16.64%1.96% Which has preferable earnings & valuation, UPST or SYF? Synchrony Financial has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUpstart$552.43M11.30-$240.13M-$1.93-35.44Synchrony Financial$15.98B1.59$2.24B$7.668.54 Does the media refer more to UPST or SYF? In the previous week, Synchrony Financial had 14 more articles in the media than Upstart. MarketBeat recorded 18 mentions for Synchrony Financial and 4 mentions for Upstart. Upstart's average media sentiment score of 0.97 beat Synchrony Financial's score of 0.84 indicating that Upstart is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Upstart 3 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Synchrony Financial 8 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders hold more shares of UPST or SYF? 63.0% of Upstart shares are owned by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are owned by institutional investors. 18.1% of Upstart shares are owned by company insiders. Comparatively, 0.3% of Synchrony Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term. SummarySynchrony Financial beats Upstart on 15 of the 19 factors compared between the two stocks. Ad WealthPressYour chance to get on the next “60-Second Trade”Ever heard of the “60-Second Trade”? It’s a unique cash flow strategy that lets regular traders target anywhere from $100 to a couple of thousand in extra cash flow in as little as 7 days… In on Monday, out on Friday!Just head over here! Get Upstart News Delivered to You Automatically Sign up to receive the latest news and ratings for UPST and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UPST vs. The Competition Export to ExcelMetricUpstartNondepository credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$6.24B$7.99B$11.03B$9.08BDividend YieldN/A5.12%9.79%4.22%P/E Ratio-35.4418.7728.1717.18Price / Sales11.3011.2947.42116.79Price / CashN/A57.6330.4237.86Price / Book9.162.392.744.78Net Income-$240.13M$468.09M$1.03B$225.60M7 Day Performance-19.01%-7.12%-2.88%-1.23%1 Month Performance-4.71%-4.45%-2.87%3.36%1 Year Performance51.50%26.75%11.33%16.59% Upstart Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UPSTUpstart3.5282 of 5 stars$68.40+1.7%$61.80-9.6%+56.8%$6.24B$552.43M-35.441,388SYFSynchrony Financial4.809 of 5 stars$68.18+0.2%$61.53-9.8%+75.4%$26.55B$15.98B8.8620,000Analyst UpgradeAnalyst RevisionIXORIX2.2447 of 5 stars$108.10-1.1%N/A+15.0%$25.10B$1.81T9.4333,807KBKB Financial Group4.8448 of 5 stars$59.37-0.1%N/A+47.5%$23.36B$20.33T6.92150AFRMAffirm2.3713 of 5 stars$73.21+3.6%$58.21-20.5%+44.2%$22.99B$2.52B-49.792,006Analyst UpgradeInsider TradeCFGCitizens Financial Group4.4331 of 5 stars$45.78+0.2%$46.94+2.5%+34.2%$20.18B$12.19B17.9917,570Analyst UpgradeAnalyst RevisionSOFISoFi Technologies2.2084 of 5 stars$16.96+4.4%$10.50-38.1%+64.9%$18.40B$2.48B165.704,400Analyst ForecastInsider TradeGap DownSHGShinhan Financial Group4.1237 of 5 stars$34.86-0.2%N/A+13.4%$17.55B$25.42B5.48190BSBRBanco Santander (Brasil)4.0716 of 5 stars$4.01-0.7%$6.00+49.6%-36.5%$14.93B$45.72B5.3955,611News CoverageGap UpALLYAlly Financial4.9764 of 5 stars$37.73+0.1%$41.73+10.6%+2.8%$11.50B$8.21B15.0711,100Analyst ForecastUWMCUWM2.0582 of 5 stars$6.07+0.8%$7.41+22.0%-17.1%$9.70B$835.67M-26.176,700Analyst Forecast Related Companies and Tools Related Companies Synchrony Financial Alternatives ORIX Alternatives KB Financial Group Alternatives Affirm Alternatives Citizens Financial Group Alternatives SoFi Technologies Alternatives Shinhan Financial Group Alternatives Banco Santander (Brasil) Alternatives Ally Financial Alternatives UWM Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:UPST) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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