As of the most recent reporting period, the following institutional investors, funds, and major shareholders have reported short positions of Upstart: CTC LLC, Wolverine Trading LLC, Squarepoint Ops LLC, Tidal Investments LLC, Summit Partners Public Asset Management LLC, Sculptor Capital LP, Moore Capital Management LP, LMR Partners LLP, Jefferies Financial Group Inc., Group One Trading LLC, D. E. Shaw & Co. Inc., Cubist Systematic Strategies LLC, Caption Management LLC, Citadel Advisors LLC, Capstone Investment Advisors LLC, Balyasny Asset Management L.P., Bank of America Corp DE, BNP Paribas Financial Markets, Ameriprise Financial Inc., Whitebox Advisors LLC, Jane Street Group LLC, Optiver Holding B.V., Tudor Investment Corp ET AL, Parallax Volatility Advisers L.P., Two Sigma Securities LLC, Susquehanna International Group LLP, HAP Trading LLC, Concourse Financial Group Securities Inc., Advent Capital Management DE, PEAK6 LLC, Walleye Trading LLC, Walleye Capital LLC, Barclays PLC, Capital Fund Management S.A., Bank of Montreal Can, National Bank of Canada FI, JPMorgan Chase & Co., Twin Tree Management LP, Carlson Capital L.P., Wolverine Asset Management LLC, Belvedere Trading LLC, Beach Point Capital Management LP, IMC Chicago LLC, and JPMorgan Chase & Co.. These positions are disclosed in Form 13F filings with the Securities and Exchange Commission.