Univest Corporation of Pennsylvania (UVSP) Stock Price, News & Analysis

Company Overview

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in the United States. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment offers a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. Its Wealth Management segment provides investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment offers commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. The company was founded in 1876 and is headquartered in Souderton, Pennsylvania.

Key Stats

• Today's Range: $27.95 to $28.68
• 50-Day Range: $28.12 to $32.69
• 52-Week Range: $22.83 to $32.86
• Volume: 120,909 shs
• Average Volume: 104,468 shs
• Market Capitalization: $810.14 million
• P/E Ratio: 10.26
• Dividend Yield: 3.13%
• Price Target: $29.00
• Consensus Rating: Hold

Univest Corporation of Pennsylvania Stock Analysis - MarketRank™

Univest Corporation of Pennsylvania scored higher than 71% of companies evaluated by MarketBeat, and ranked 458th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Univest Corporation of Pennsylvania has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Univest Corporation of Pennsylvania has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 18.64%

Earnings Growth

Earnings for Univest Corporation of Pennsylvania are expected to grow by 18.64% in the coming year, from $2.36 to $2.80 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Univest Corporation of Pennsylvania is 10.26, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of Univest Corporation of Pennsylvania is 10.26, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Book Value per Share Ratio

Univest Corporation of Pennsylvania has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.31% of the float of Univest Corporation of Pennsylvania has been sold short.

Short Interest Ratio / Days to Cover

Univest Corporation of Pennsylvania has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Univest Corporation of Pennsylvania has recently decreased by 28.99%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Univest Corporation of Pennsylvania pays a meaningful dividend of 3.05%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Univest Corporation of Pennsylvania has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Univest Corporation of Pennsylvania is 32.12%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Univest Corporation of Pennsylvania will have a dividend payout ratio of 31.43% next year. This indicates that Univest Corporation of Pennsylvania will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.31% of the float of Univest Corporation of Pennsylvania has been sold short.

Short Interest Ratio / Days to Cover

Univest Corporation of Pennsylvania has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Univest Corporation of Pennsylvania has recently decreased by 28.99%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.26

News Sentiment

Univest Corporation of Pennsylvania has a news sentiment score of 1.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Univest Corporation of Pennsylvania this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Univest Corporation of Pennsylvania insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.70% of the stock of Univest Corporation of Pennsylvania is held by insiders.

Percentage Held by Institutions

75.07% of the stock of Univest Corporation of Pennsylvania is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

UVSP Stock Analysis - Frequently Asked Questions

How have UVSP shares performed this year?

Univest Corporation of Pennsylvania's stock was trading at $29.51 on January 1st, 2025. Since then, UVSP stock has decreased by 4.7% and is now trading at $28.12.

How were Univest Corporation of Pennsylvania's earnings last quarter?

Univest Corporation of Pennsylvania (NASDAQ:UVSP) announced its earnings results on Wednesday, July, 23rd. The financial services provider reported $0.69 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.64 by $0.05. The financial services provider had revenue of $81.04 million for the quarter, compared to analysts' expectations of $79.50 million. Univest Corporation of Pennsylvania had a net margin of 15.71% and a trailing twelve-month return on equity of 8.92%.
Read the conference call transcript.

Who are Univest Corporation of Pennsylvania's major shareholders?

Univest Corporation of Pennsylvania's top institutional shareholders include Pzena Investment Management LLC (3.08%), Leeward Investments LLC MA (1.20%), Allianz Asset Management GmbH (0.64%) and Logan Capital Management Inc. (0.17%). Insiders that own company stock include William S Aichele, Jeffrey M Schweitzer, Thomas M Petro, Michael S Keim, Natalye Paquin, Robert C Wonderling, Brian J Richardson, Todd S Benning, Anne Vazquez and Martin P Connor.
View institutional ownership trends.

How do I buy shares of Univest Corporation of Pennsylvania?

Shares of UVSP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Univest Corporation of Pennsylvania own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Univest Corporation of Pennsylvania investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Alphabet (GOOG), Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD) and Visa (V).

Company Calendar

• Record date for 5/21 Dividend: 5/07/2025
• Ex-Dividend for 5/21 Dividend: 5/07/2025
• Dividend Payable: 5/21/2025
• Last Earnings: 7/23/2025
• Today: 8/02/2025
• Record date for 8/20 Dividend: 8/06/2025
• Ex-Dividend for 8/20 Dividend: 8/06/2025
• Dividend Payable: 8/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:UVSP
• CIK: 102212
• Web: www.univest.net
• Phone: (215) 721-2400
• Fax: 215-721-2402
• Employees: 970
• Year Founded: 1876

Price Target and Rating

• Average Price Target for Univest Corporation of Pennsylvania: $29.00
• High Price Target: $31.00
• Low Price Target: $27.00
• Potential Upside/Downside: +3.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.74
• Trailing P/E Ratio: 10.26
• Forward P/E Ratio: 11.92
• P/E Growth: N/A
• Net Income: $75.93 million
• Net Margins: 15.71%
• Pretax Margin: 19.61%
• Return on Equity: 8.92%
• Return on Assets: 0.99%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $500.41 million
• Price / Sales: 1.62
• Cash Flow: $2.74 per share
• Price / Cash Flow: 10.27
• Book Value: $31.83 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 28,810,000
• Free Float: 28,389,000
• Market Cap: $810.14 million
• Optionable: Optionable
• Beta: 0.76