Univest Financial (UVSP) Competitors

Univest Financial (NASDAQ:UVSP) and Cathay General Bancorp (NASDAQ:CATY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, community ranking, profitability, media sentiment, earnings, risk and valuation.

Is UVSP or CATY more profitable?

Cathay General Bancorp has a net margin of 20.57% compared to Univest Financial's net margin of 15.17%. Cathay General Bancorp's return on equity of 10.70% beat Univest Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Univest Financial	15.17%	8.51%	0.92%
Cathay General Bancorp	20.57%	10.70%	1.29%

Do analysts rate UVSP or CATY?

Univest Financial presently has a consensus price target of $29.00, suggesting a potential downside of 0.89%. Cathay General Bancorp has a consensus price target of $50.80, suggesting a potential upside of 14.80%. Given Cathay General Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Cathay General Bancorp is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Univest Financial	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Cathay General Bancorp	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20

Do institutionals & insiders hold more shares of UVSP or CATY?

75.1% of Univest Financial shares are owned by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are owned by institutional investors. 2.1% of Univest Financial shares are owned by company insiders. Comparatively, 4.8% of Cathay General Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has more volatility & risk, UVSP or CATY?

Univest Financial has a beta of 0.89, meaning that its share price is 11% less volatile than the S&P 500. Comparatively, Cathay General Bancorp has a beta of 1.09, meaning that its share price is 9% more volatile than the S&P 500.

Does the media prefer UVSP or CATY?

In the previous week, Cathay General Bancorp had 3 more articles in the media than Univest Financial. MarketBeat recorded 8 mentions for Cathay General Bancorp and 5 mentions for Univest Financial. Univest Financial's average media sentiment score of 1.71 beat Cathay General Bancorp's score of 0.96 indicating that Univest Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Univest Financial	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Cathay General Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor UVSP or CATY?

Cathay General Bancorp received 170 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 57.87% of users gave Cathay General Bancorp an outperform vote while only 50.16% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
Univest Financial	Outperform Votes 161 50.16%	Underperform Votes 160 49.84%
Cathay General Bancorp	Outperform Votes 331 57.87%	Underperform Votes 241 42.13%

Which has higher earnings & valuation, UVSP or CATY?

Cathay General Bancorp has higher revenue and earnings than Univest Financial. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Univest Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Univest Financial	$299.23M	2.84	$75.93M	$2.59	11.30
Cathay General Bancorp	$729.72M	4.26	$285.98M	$3.96	11.17

Is UVSP or CATY a better dividend stock?

Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 2.9%. Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.1%. Univest Financial pays out 32.4% of its earnings in the form of a dividend. Cathay General Bancorp pays out 34.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Cathay General Bancorp beats Univest Financial on 16 of the 20 factors compared between the two stocks.