Univest Financial (UVSP) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Univest Financial (NASDAQ:UVSP) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, valuation, profitability, risk, media sentiment, dividends and community ranking.

Which has more risk and volatility, FMBH or UVSP?

First Mid Bancshares has a beta of 0.89, meaning that its share price is 11% less volatile than the S&P 500. Comparatively, Univest Financial has a beta of 0.85, meaning that its share price is 15% less volatile than the S&P 500.

Does the MarketBeat Community favor FMBH or UVSP?

First Mid Bancshares received 29 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 52.34% of users gave First Mid Bancshares an outperform vote while only 50.31% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
First Mid Bancshares	Outperform Votes 190 52.34%	Underperform Votes 173 47.66%
Univest Financial	Outperform Votes 161 50.31%	Underperform Votes 159 49.69%

Do institutionals and insiders believe in FMBH or UVSP?

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 75.1% of Univest Financial shares are held by institutional investors. 7.7% of First Mid Bancshares shares are held by company insiders. Comparatively, 2.1% of Univest Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is FMBH or UVSP a better dividend stock?

First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.3%. Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 2.7%. First Mid Bancshares pays out 29.5% of its earnings in the form of a dividend. Univest Financial pays out 33.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has higher earnings & valuation, FMBH or UVSP?

Univest Financial has higher revenue and earnings than First Mid Bancshares. Univest Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$386.95M	2.59	$68.93M	$3.25	12.92
Univest Financial	$448.55M	2.00	$71.10M	$2.49	12.43

Is FMBH or UVSP more profitable?

First Mid Bancshares has a net margin of 17.32% compared to Univest Financial's net margin of 14.90%. First Mid Bancshares' return on equity of 10.38% beat Univest Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	17.32%	10.38%	1.11%
Univest Financial	14.90%	8.24%	0.89%

Do analysts recommend FMBH or UVSP?

First Mid Bancshares presently has a consensus price target of $42.00, indicating a potential upside of 0.02%. Univest Financial has a consensus price target of $28.00, indicating a potential downside of 9.50%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, equities analysts clearly believe First Mid Bancshares is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Univest Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer FMBH or UVSP?

In the previous week, First Mid Bancshares had 7 more articles in the media than Univest Financial. MarketBeat recorded 10 mentions for First Mid Bancshares and 3 mentions for Univest Financial. Univest Financial's average media sentiment score of 1.18 beat First Mid Bancshares' score of 0.31 indicating that Univest Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Mid Bancshares	1 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Univest Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

First Mid Bancshares beats Univest Financial on 15 of the 20 factors compared between the two stocks.