Univest Financial (UVSP) Competitors

Univest Financial (NASDAQ:UVSP) and First Interstate BancSystem (NASDAQ:FIBK) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, community ranking, media sentiment, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Is UVSP or FIBK a better dividend stock?

Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 2.8%. First Interstate BancSystem pays an annual dividend of $1.88 per share and has a dividend yield of 5.8%. Univest Financial pays out 33.7% of its earnings in the form of a dividend. First Interstate BancSystem pays out 82.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Which has higher earnings and valuation, UVSP or FIBK?

First Interstate BancSystem has higher revenue and earnings than Univest Financial. Univest Financial is trading at a lower price-to-earnings ratio than First Interstate BancSystem, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Univest Financial	$448.55M	1.92	$71.10M	$2.49	11.92
First Interstate BancSystem	$1.43B	2.38	$257.50M	$2.28	14.27

Do institutionals and insiders believe in UVSP or FIBK?

75.1% of Univest Financial shares are held by institutional investors. Comparatively, 88.7% of First Interstate BancSystem shares are held by institutional investors. 2.1% of Univest Financial shares are held by insiders. Comparatively, 6.9% of First Interstate BancSystem shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Do analysts recommend UVSP or FIBK?

Univest Financial presently has a consensus price target of $28.00, indicating a potential downside of 5.69%. First Interstate BancSystem has a consensus price target of $35.00, indicating a potential upside of 7.56%. Given First Interstate BancSystem's stronger consensus rating and higher probable upside, analysts plainly believe First Interstate BancSystem is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Univest Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Interstate BancSystem	2 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.14

Does the media prefer UVSP or FIBK?

In the previous week, Univest Financial and Univest Financial both had 3 articles in the media. Univest Financial's average media sentiment score of 0.81 beat First Interstate BancSystem's score of 0.53 indicating that Univest Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Univest Financial	0 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Interstate BancSystem	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, UVSP or FIBK?

Univest Financial has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500. Comparatively, First Interstate BancSystem has a beta of 0.85, suggesting that its stock price is 15% less volatile than the S&P 500.

Does the MarketBeat Community prefer UVSP or FIBK?

First Interstate BancSystem received 112 more outperform votes than Univest Financial when rated by MarketBeat users. However, 50.31% of users gave Univest Financial an outperform vote while only 49.64% of users gave First Interstate BancSystem an outperform vote.

Company	Underperform	Outperform
Univest Financial	Outperform Votes 161 50.31%	Underperform Votes 159 49.69%
First Interstate BancSystem	Outperform Votes 273 49.64%	Underperform Votes 277 50.36%

Is UVSP or FIBK more profitable?

First Interstate BancSystem has a net margin of 15.94% compared to Univest Financial's net margin of 14.90%. Univest Financial's return on equity of 8.24% beat First Interstate BancSystem's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Univest Financial	14.90%	8.24%	0.89%
First Interstate BancSystem	15.94%	7.48%	0.81%

Summary

First Interstate BancSystem beats Univest Financial on 12 of the 19 factors compared between the two stocks.