Axos Financial (AX) Competitors

Credicorp (NYSE:BAP) and Axos Financial (NYSE:AX) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, dividends, community ranking, analyst recommendations, risk, institutional ownership, earnings, media sentiment and valuation.

Which has stronger earnings and valuation, BAP or AX?

Credicorp has higher revenue and earnings than Axos Financial. Axos Financial is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$7.00B	2.03	$1.47B	$18.39	9.72
Axos Financial	$1.88B	2.01	$450.01M	$7.44	8.87

Do analysts rate BAP or AX?

Credicorp currently has a consensus target price of $195.67, suggesting a potential upside of 9.47%. Axos Financial has a consensus target price of $84.17, suggesting a potential upside of 27.50%. Given Axos Financial's stronger consensus rating and higher possible upside, analysts plainly believe Axos Financial is more favorable than Credicorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Axos Financial	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is BAP or AX more profitable?

Axos Financial has a net margin of 22.10% compared to Credicorp's net margin of 20.94%. Axos Financial's return on equity of 18.67% beat Credicorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.94%	16.25%	2.21%
Axos Financial	22.10%	18.67%	1.89%

Which has more volatility and risk, BAP or AX?

Credicorp has a beta of 1.12, indicating that its stock price is 12% more volatile than the S&P 500. Comparatively, Axos Financial has a beta of 1.45, indicating that its stock price is 45% more volatile than the S&P 500.

Do insiders & institutionals believe in BAP or AX?

89.8% of Credicorp shares are held by institutional investors. Comparatively, 83.8% of Axos Financial shares are held by institutional investors. 15.9% of Credicorp shares are held by insiders. Comparatively, 5.1% of Axos Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community prefer BAP or AX?

Credicorp received 210 more outperform votes than Axos Financial when rated by MarketBeat users. Likewise, 62.58% of users gave Credicorp an outperform vote while only 53.16% of users gave Axos Financial an outperform vote.

Company	Underperform	Outperform
Credicorp	Outperform Votes 311 62.58%	Underperform Votes 186 37.42%
Axos Financial	Outperform Votes 101 53.16%	Underperform Votes 89 46.84%

Does the media refer more to BAP or AX?

In the previous week, Credicorp had 1 more articles in the media than Axos Financial. MarketBeat recorded 8 mentions for Credicorp and 7 mentions for Axos Financial. Credicorp's average media sentiment score of 1.38 beat Axos Financial's score of 1.27 indicating that Credicorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Axos Financial	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Credicorp beats Axos Financial on 12 of the 18 factors compared between the two stocks.