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Banc of California (BANC) Competitors

Banc of California logo
$16.07 +0.03 (+0.19%)
(As of 11/20/2024 ET)

BANC vs. MTG, RDN, NYCB, TFSL, SMPL, WD, WSFS, WAFD, PFS, and AGM

Should you be buying Banc of California stock or one of its competitors? The main competitors of Banc of California include MGIC Investment (MTG), Radian Group (RDN), New York Community Bancorp (NYCB), TFS Financial (TFSL), Simply Good Foods (SMPL), Walker & Dunlop (WD), WSFS Financial (WSFS), WaFd (WAFD), Provident Financial Services (PFS), and Federal Agricultural Mortgage (AGM). These companies are all part of the "thrifts & mortgage finance" industry.

Banc of California vs.

Banc of California (NYSE:BANC) and MGIC Investment (NYSE:MTG) are both mid-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, dividends, analyst recommendations, profitability, valuation, risk, community ranking and media sentiment.

MGIC Investment received 168 more outperform votes than Banc of California when rated by MarketBeat users. Likewise, 66.94% of users gave MGIC Investment an outperform vote while only 57.88% of users gave Banc of California an outperform vote.

CompanyUnderperformOutperform
Banc of CaliforniaOutperform Votes
316
57.88%
Underperform Votes
230
42.12%
MGIC InvestmentOutperform Votes
484
66.94%
Underperform Votes
239
33.06%

Banc of California presently has a consensus price target of $17.30, indicating a potential upside of 7.65%. MGIC Investment has a consensus price target of $25.50, indicating a potential upside of 3.03%. Given Banc of California's stronger consensus rating and higher probable upside, equities research analysts plainly believe Banc of California is more favorable than MGIC Investment.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banc of California
0 Sell rating(s)
4 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.60
MGIC Investment
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Banc of California had 5 more articles in the media than MGIC Investment. MarketBeat recorded 8 mentions for Banc of California and 3 mentions for MGIC Investment. MGIC Investment's average media sentiment score of 1.47 beat Banc of California's score of 0.98 indicating that MGIC Investment is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Banc of California
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
MGIC Investment
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

86.9% of Banc of California shares are held by institutional investors. Comparatively, 95.6% of MGIC Investment shares are held by institutional investors. 2.8% of Banc of California shares are held by company insiders. Comparatively, 1.6% of MGIC Investment shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Banc of California has a beta of 1.13, indicating that its stock price is 13% more volatile than the S&P 500. Comparatively, MGIC Investment has a beta of 1.28, indicating that its stock price is 28% more volatile than the S&P 500.

MGIC Investment has lower revenue, but higher earnings than Banc of California. Banc of California is trading at a lower price-to-earnings ratio than MGIC Investment, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banc of California$1.97B1.30-$1.90B-$4.27-3.76
MGIC Investment$1.16B5.43$712.95M$2.848.71

MGIC Investment has a net margin of 64.09% compared to Banc of California's net margin of -20.75%. MGIC Investment's return on equity of 14.99% beat Banc of California's return on equity.

Company Net Margins Return on Equity Return on Assets
Banc of California-20.75% 2.93% 0.24%
MGIC Investment 64.09%14.99%11.75%

Banc of California pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. MGIC Investment pays an annual dividend of $0.52 per share and has a dividend yield of 2.1%. Banc of California pays out -9.4% of its earnings in the form of a dividend. MGIC Investment pays out 18.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banc of California is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

MGIC Investment beats Banc of California on 12 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BANC vs. The Competition

MetricBanc of CaliforniaNational commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$2.55B$22.39B$10.56B$19.87B
Dividend Yield2.46%3.14%10.16%3.54%
P/E Ratio-3.7628.0649.2742.87
Price / Sales1.302.533,463.2318.11
Price / Cash1.8210.8930.4717.86
Price / Book0.871.302.765.52
Net Income-$1.90B$2.24B$995.76M$986.45M
7 Day Performance-1.98%-0.98%-0.34%-0.22%
1 Month Performance5.86%6.05%1.82%0.12%
1 Year Performance25.45%31.84%23.79%23.71%

Banc of California Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BANC
Banc of California
4.3743 of 5 stars
$16.07
+0.2%
$17.30
+7.7%
+25.4%$2.55B$472.31M-3.762,304Analyst Revision
MTG
MGIC Investment
2.9404 of 5 stars
$24.75
+0.7%
$25.50
+3.0%
+40.8%$6.23B$1.16B8.71680Positive News
RDN
Radian Group
1.7993 of 5 stars
$33.60
-0.8%
$36.10
+7.4%
+29.1%$5.04B$1.24B8.701,100
NYCB
New York Community Bancorp
2.9171 of 5 stars
N/A$17.48
+∞
N/A$4.38B$8.20B-2.428,766Gap Down
High Trading Volume
TFSL
TFS Financial
2.3858 of 5 stars
$14.09
-0.6%
$14.00
-0.6%
+3.5%$3.98B$758.78M52.191,000Positive News
SMPL
Simply Good Foods
2.7836 of 5 stars
$39.14
+3.0%
$40.78
+4.2%
+0.8%$3.81B$1.33B28.36260Insider Trade
News Coverage
High Trading Volume
WD
Walker & Dunlop
2.0941 of 5 stars
$105.75
-1.1%
$111.00
+5.0%
+27.5%$3.61B$1.05B37.771,326
WSFS
WSFS Financial
3.9417 of 5 stars
$57.50
flat
$59.75
+3.9%
+44.9%$3.39B$1.27B13.132,229Positive News
WAFD
WaFd
4.6159 of 5 stars
$35.92
-0.1%
$38.00
+5.8%
+30.6%$2.92B$1.43B14.482,120
PFS
Provident Financial Services
4.4105 of 5 stars
$20.70
-1.1%
$23.00
+11.1%
+32.4%$2.73B$695.65M19.901,142Positive News
AGM
Federal Agricultural Mortgage
4.3144 of 5 stars
$201.63
-1.7%
$215.00
+6.6%
+20.4%$2.20B$358.82M12.97185Positive News

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This page (NYSE:BANC) was last updated on 11/21/2024 by MarketBeat.com Staff
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