Banc of California (BANC) Competitors

MGIC Investment (NYSE:MTG) and Banc of California (NYSE:BANC) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, risk, earnings, valuation, community ranking, analyst recommendations, media sentiment, dividends and institutional ownership.

Is MTG or BANC a better dividend stock?

MGIC Investment pays an annual dividend of $0.52 per share and has a dividend yield of 2.2%. Banc of California pays an annual dividend of $0.40 per share and has a dividend yield of 2.7%. MGIC Investment pays out 17.9% of its earnings in the form of a dividend. Banc of California pays out 71.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has preferable earnings and valuation, MTG or BANC?

MGIC Investment has higher earnings, but lower revenue than Banc of California. MGIC Investment is trading at a lower price-to-earnings ratio than Banc of California, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MGIC Investment	$1.21B	5.03	$762.99M	$2.90	8.26
Banc of California	$1.89B	1.26	$126.89M	$0.56	26.78

Do analysts rate MTG or BANC?

MGIC Investment presently has a consensus price target of $26.75, suggesting a potential upside of 11.61%. Banc of California has a consensus price target of $18.18, suggesting a potential upside of 21.26%. Given Banc of California's stronger consensus rating and higher possible upside, analysts clearly believe Banc of California is more favorable than MGIC Investment.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MGIC Investment	1 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.13
Banc of California	0 Sell rating(s)	4 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.64

Does the media refer more to MTG or BANC?

In the previous week, MGIC Investment had 5 more articles in the media than Banc of California. MarketBeat recorded 7 mentions for MGIC Investment and 2 mentions for Banc of California. Banc of California's average media sentiment score of 1.81 beat MGIC Investment's score of 1.04 indicating that Banc of California is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MGIC Investment	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Banc of California	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more risk and volatility, MTG or BANC?

MGIC Investment has a beta of 1.29, meaning that its stock price is 29% more volatile than the S&P 500. Comparatively, Banc of California has a beta of 1.14, meaning that its stock price is 14% more volatile than the S&P 500.

Do institutionals and insiders hold more shares of MTG or BANC?

95.6% of MGIC Investment shares are held by institutional investors. Comparatively, 86.9% of Banc of California shares are held by institutional investors. 1.1% of MGIC Investment shares are held by company insiders. Comparatively, 7.4% of Banc of California shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Does the MarketBeat Community favor MTG or BANC?

MGIC Investment received 163 more outperform votes than Banc of California when rated by MarketBeat users. Likewise, 66.39% of users gave MGIC Investment an outperform vote while only 57.94% of users gave Banc of California an outperform vote.

Company	Underperform	Outperform
MGIC Investment	Outperform Votes 484 66.39%	Underperform Votes 245 33.61%
Banc of California	Outperform Votes 321 57.94%	Underperform Votes 233 42.06%

Is MTG or BANC more profitable?

MGIC Investment has a net margin of 63.18% compared to Banc of California's net margin of 7.06%. MGIC Investment's return on equity of 14.86% beat Banc of California's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MGIC Investment	63.18%	14.86%	11.69%
Banc of California	7.06%	6.20%	0.53%

Summary

MGIC Investment beats Banc of California on 12 of the 20 factors compared between the two stocks.