Chubb (CB) Financials

$284.71 -3.63 (-1.26%)

Closing price 03:59 PM Eastern

Extended Trading

$284.10 -0.61 (-0.21%)

As of 06:00 PM Eastern

Annual Income Statements for Chubb

This table shows Chubb's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Income / (Loss) Attributable to Common Shareholders	2,834	4,135	3,861	3,962	4,454	3,533	8,926	5,736	9,994	9,272
Consolidated Net Income / (Loss)	2,834	4,135	3,861	3,962	4,454	3,533	8,525	5,246	9,028	9,640
Net Income / (Loss) Continuing Operations	2,834	4,135	3,861	4,657	4,454	3,533	8,926	5,736	9,994	9,389
Total Pre-Tax Income	3,296	4,950	3,722	4,657	5,249	4,162	9,794	6,485	9,526	11,455
Total Revenue	18,738	31,078	32,036	32,510	34,230	36,472	43,145	42,928	50,878	55,784
Net Interest Income / (Expense)	-300	-605	-607	-641	-552	-516	0.00	0.00	0.00	-741
Total Interest Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Interest Expense	300	605	607	641	552	516	0.00	0.00	0.00	741
Long-Term Debt Interest Expense	300	605	607	641	552	516	-	-	-	741
Total Non-Interest Income	19,038	31,683	32,643	33,151	34,782	36,988	43,145	42,928	50,878	56,525
Other Service Charges	51	222	400	434	596	994	2,367	-89	836	1,023
Net Realized & Unrealized Capital Gains on Investments	1,774	2,712	3,209	2,653	2,896	2,877	4,486	2,657	4,330	5,656
Premiums Earned	17,213	28,749	29,034	30,064	31,290	33,117	36,292	40,360	45,712	49,846
Total Non-Interest Expense	15,442	26,136	28,314	27,853	28,981	32,310	32,950	35,953	40,373	44,580
Property & Liability Insurance Claims	9,484	16,052	18,454	18,067	18,730	21,710	21,030	22,572	24,100	26,022
Current and Future Benefits	543	588	676	590	740	784	1,740	2,314	3,628	4,714
Other Operating Expenses	2,270	3,081	2,833	2,886	3,030	2,979	3,135	3,395	4,007	4,380
Amortization Expense	3,112	5,923	6,041	6,251	6,458	6,837	7,045	7,624	8,569	9,425
Restructuring Charge	33	492	310	59	23	0.00	0.00	48	69	39
Income Tax Expense	462	815	-139	-	795	629	1,269	1,239	511	1,815
Net Income / (Loss) Attributable to Noncontrolling Interest	-	-	-	-	-	-	-	-	-	368
Basic Earnings per Share	$8.71	$8.94	$8.26	$8.55	$9.77	$7.82	$19.38	$12.50	$21.97	$22.94
Weighted Average Basic Shares Outstanding	325.59M	462.52M	467.15M	463.63M	451.91M	450.22M	426.23M	413.51M	405.76M	400.41M
Diluted Earnings per Share	$8.62	$8.87	$8.19	$8.49	$9.71	$7.79	$19.24	$12.39	$21.80	$22.70
Weighted Average Diluted Shares Outstanding	325.59M	462.52M	467.15M	463.63M	451.91M	450.22M	426.23M	413.51M	405.76M	400.41M
Weighted Average Basic & Diluted Shares Outstanding	325.59M	462.52M	467.15M	463.63M	451.91M	450.22M	426.23M	413.51M	405.76M	400.41M

This table shows Chubb's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Income / (Loss) Attributable to Common Shareholders	792	1,801	2,167	1,965	2,246	3,616	2,451	2,427	3,902	492
Consolidated Net Income / (Loss)	792	1,311	1,892	1,793	2,043	3,300	2,143	2,230	3,902	1,365
Net Income / (Loss) Continuing Operations	792	1,801	2,167	1,965	2,246	3,616	2,451	2,427	3,902	609
Total Pre-Tax Income	1,055	1,643	2,276	2,185	2,453	2,612	2,636	2,706	3,902	2,211
Total Revenue	11,770	11,681	11,468	11,940	14,039	13,431	13,064	13,974	15,014	13,732
Net Interest Income / (Expense)	-150	416	0.00	0.00	0.00	-	0.00	0.00	-192	-549
Total Interest Expense	150	-416	0.00	0.00	0.00	-	0.00	0.00	192	549
Total Non-Interest Income	11,920	11,265	11,468	11,940	14,039	13,431	13,064	13,974	15,206	14,281
Other Service Charges	-202	-98	296	100	154	286	191	110	325	397
Net Realized & Unrealized Capital Gains on Investments	592	819	1,030	841	1,211	1,248	1,290	1,572	1,508	1,286
Premiums Earned	11,530	10,544	10,142	10,999	12,674	11,897	11,583	12,292	13,373	12,598
Total Non-Interest Expense	10,715	9,548	8,917	9,583	11,380	10,493	10,271	11,057	11,112	12,140
Property & Liability Insurance Claims	7,063	5,739	5,148	5,683	7,106	6,163	5,727	6,431	7,383	6,481
Other Operating Expenses	883	916	930	969	1,060	1,048	1,070	1,094	1,324	892
Amortization Expense	2,039	1,998	2,020	2,086	2,262	2,201	2,287	2,306	2,405	2,427
Basic Earnings per Share	$1.90	$3.19	$4.57	$4.35	$4.99	$8.06	$5.28	$5.51	$5.75	$6.40
Weighted Average Basic Shares Outstanding	415.05M	413.51M	414.17M	410.73M	407.99M	405.76M	406.06M	403.93M	403.10M	400.41M
Diluted Earnings per Share	$1.89	$3.15	$4.53	$4.32	$4.95	$8.00	$5.23	$5.46	$5.70	$6.31
Weighted Average Diluted Shares Outstanding	415.05M	413.51M	414.17M	410.73M	407.99M	405.76M	406.06M	403.93M	403.10M	400.41M
Weighted Average Basic & Diluted Shares Outstanding	415.05M	413.51M	414.17M	410.73M	407.99M	405.76M	406.06M	403.93M	403.10M	400.41M

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Change in Cash & Equivalents	1,120	-797	-237	489	306	190	-25	316	494	-72
Net Cash From Operating Activities	3,864	5,292	4,503	5,480	6,342	9,785	11,151	11,258	12,632	16,182
Net Cash From Continuing Operating Activities	3,864	5,292	4,503	5,480	6,342	9,785	11,151	11,258	12,632	16,182
Net Income / (Loss) Continuing Operations	2,834	4,135	3,861	3,962	4,454	3,533	8,525	5,246	9,015	9,640
Consolidated Net Income / (Loss)	2,834	4,135	3,861	3,962	4,454	3,533	8,525	5,246	9,015	9,640
Amortization Expense	329	2,315	954	931	700	657	619	474	162	-44
Non-Cash Adjustments to Reconcile Net Income	420	145	-84	652	-87	-521	-3,556	1,004	497	-666
Changes in Operating Assets and Liabilities, net	281	-1,303	-228	-65	1,275	6,116	5,563	4,534	2,958	7,252
Net Cash From Investing Activities	-6,294	-5,322	-2,422	-2,935	-5,905	-7,521	-6,659	-5,654	-7,648	-13,923
Net Cash From Continuing Investing Activities	-6,294	-5,322	-2,422	-2,935	-5,905	-7,521	-6,659	-5,654	-7,648	-13,923
Purchase of Investment Securities	-16,311	-46,446	-28,252	-26,735	-30,427	-35,507	-35,019	-39,268	-32,486	-41,968
Sale and/or Maturity of Investments	10,017	41,124	25,830	24,333	25,102	29,609	28,360	33,614	24,855	28,018
Other Investing Activities, net	-	-	-	-533	-580	-1,623	0.00	0.00	-17	27
Net Cash From Financing Activities	3,695	-742	-2,319	-1,991	-151	-2,082	-4,411	-5,142	-4,489	-2,181
Net Cash From Continuing Financing Activities	3,695	-742	-2,319	-1,991	-151	-2,082	-4,411	-5,142	-4,489	-2,181
Issuance of Debt	8,119	2,310	2,353	4,200	5,645	3,342	3,434	4,510	4,984	6,913
Issuance of Common Equity	131	167	151	115	204	145	300	264	212	356
Repayment of Debt	-3,177	-2,311	-2,849	-4,020	-3,327	-3,655	-1,858	-5,508	-5,203	-6,259
Repurchase of Common Equity	-758	0.00	-801	-1,044	-1,530	-523	-4,861	-2,894	-2,411	-1,801
Payment of Dividends	-862	-1,173	-1,308	-1,337	-1,354	-1,388	-1,401	-1,375	-1,394	-1,436
Other Financing Activities, Net	242	265	135	95	211	-3.00	-25	-139	-677	46
Effect of Exchange Rate Changes	-145	-25	1.00	-65	20	8.00	-106	-146	-1.00	-150
Cash Interest Paid	259	642	644	621	512	524	492	552	553	599
Cash Income Taxes Paid	469	662	736	503	912	902	1,298	1,242	1,465	1,662

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Net Change in Cash & Equivalents	-4,975	-137	255	-7.00	403	-157	30	-83	110	-129
Net Cash From Operating Activities	3,434	2,658	2,251	2,515	4,680	3,186	3,220	4,079	4,318	4,565
Net Cash From Continuing Operating Activities	3,434	2,658	2,251	2,515	4,680	3,186	3,220	4,079	4,318	4,565
Net Income / (Loss) Continuing Operations	792	1,311	1,892	1,793	2,040	3,290	2,294	2,216	2,490	2,640
Consolidated Net Income / (Loss)	792	1,311	1,892	1,793	2,040	3,290	2,294	2,216	2,490	2,640
Amortization Expense	106	78	58	46	42	16	0.00	-18	-12	-14
Non-Cash Adjustments to Reconcile Net Income	498	333	-148	191	-15	469	-508	344	-544	42
Changes in Operating Assets and Liabilities, net	2,038	936	449	485	2,613	-589	1,434	1,537	2,384	1,897
Net Cash From Investing Activities	-6,327	-452	-570	-1,692	-3,172	-2,214	-3,746	-2,320	-5,383	-2,474
Net Cash From Continuing Investing Activities	-6,327	-452	-570	-1,692	-3,172	-2,214	-3,746	-2,320	-5,383	-2,474
Purchase of Investment Securities	-17,997	-5,583	-6,753	-7,298	-9,960	-8,475	-10,960	-8,054	-11,999	-10,955
Sale and/or Maturity of Investments	11,557	5,131	6,183	5,606	6,788	6,278	7,214	5,734	6,616	8,454
Net Cash From Financing Activities	-2,005	-2,412	-1,424	-888	-1,013	-1,164	562	-1,746	1,122	-2,119
Net Cash From Continuing Financing Activities	-2,005	-2,412	-1,424	-888	-1,013	-1,164	562	-1,746	1,122	-2,119
Issuance of Debt	550	958	1,308	2,466	4.00	1,206	2,058	1,600	2,589	666
Issuance of Common Equity	28	66	55	47	38	72	163	79	60	54
Repayment of Debt	-1,554	-2,954	-1,782	-2,367	-158	-896	-984	-2,134	-1,420	-1,721
Repurchase of Common Equity	-656	-111	-545	-722	-581	-563	-404	-652	-295	-450
Payment of Dividends	-349	-345	-345	-343	-356	-350	-349	-349	-371	-367
Other Financing Activities, Net	-24	-26	-115	31	40	-633	78	-290	559	-301
Effect of Exchange Rate Changes	-77	69	-2.00	58	-92	35	-6.00	-96	53	-101
Cash Interest Paid	49	213	99	207	39	208	112	204	99	184
Cash Income Taxes Paid	352	278	219	534	348	364	89	756	462	355

This table presents Chubb's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	102,306	159,786	16,718	167,771	176,943	190,774	200,054	199,017	230,682	246,548
Restricted Cash	-	-	123	93	109	89	152	2,127	2,621	2,549
Trading Account Securities	56,851	97,184	-	99,878	105,937	116,168	121,008	97,759	116,852	129,556
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accrued Investment Income	513	918	-	883	867	867	821	941	1,086	1,160
Unearned Premiums Asset	7,405	11,418	-	12,619	28,185	28,841	31,716	33,928	36,552	37,581
Deferred Acquisition Cost	2,873	4,314	-	4,922	5,242	5,402	5,513	6,031	7,152	8,358
Separate Account Business Assets	-	-	-	-	-	-	-	5,190	5,573	6,231
Goodwill	4,796	15,332	15,541	15,271	15,296	15,400	15,213	16,228	19,686	19,579
Intangible Assets	887	6,763	-	6,143	6,063	5,811	5,455	5,441	6,775	6,377
Other Assets	27,206	22,872	326	26,715	13,707	16,449	18,517	31,372	34,105	34,868
Total Liabilities & Shareholders' Equity	102,306	159,786	63,179	167,771	176,943	190,774	200,054	199,017	230,682	246,548
Total Liabilities	73,171	111,511	63,179	117,459	121,612	131,333	140,340	148,498	166,991	178,154
Short-Term Debt	1,404	1,903	-	1,927	1,299	0.00	999	475	1,460	800
Other Short-Term Payables	-	8,617	-	10,472	12,214	14,052	15,004	7,148	8,332	10,192
Long-Term Debt	9,696	12,918	-	12,395	14,975	16,353	16,575	15,821	15,868	17,110
Claims and Claim Expense	37,303	60,540	63,179	62,960	62,690	67,811	72,943	75,747	80,122	84,004
Future Policy Benefits	4,807	5,036	-	5,506	5,373	5,713	5,947	10,476	13,888	16,121
Unearned Premiums Liability	8,439	14,779	-	15,532	16,771	17,652	19,101	19,713	22,051	23,504
Participating Policy Holder Equity	-	-	-	-	-	-	-	3,140	7,462	8,016
Separate Account Business Liabilities	-	-	-	-	-	-	-	5,190	5,573	6,231
Other Long-Term Liabilities	11,522	7,718	-	8,667	8,290	9,752	9,771	10,788	11,927	11,757
Commitments & Contingencies	0.00	0.00	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	29,135	48,275	0.00	50,312	55,331	59,441	59,714	50,519	63,691	68,394
Total Preferred & Common Equity	29,135	48,275	0.00	50,312	55,331	59,441	59,714	50,519	59,507	64,021
Total Common Equity	29,135	48,275	0.00	50,312	55,331	59,441	59,714	50,519	59,507	64,021
Common Stock	12,314	26,456	-	23,678	22,324	20,879	19,463	17,512	15,906	14,628
Retained Earnings	19,478	23,613	-	31,700	36,142	39,337	47,365	48,305	54,810	61,561
Treasury Stock	-1,922	-1,480	-	-2,618	-3,754	-3,644	-7,464	-5,113	-4,400	-3,524
Accumulated Other Comprehensive Income / (Loss)	-735	-314	-	-2,448	619	2,869	350	-10,185	-6,809	-8,644
Noncontrolling Interest	-	-	-	-	-	-	-	0.00	4,184	4,373

This table presents Chubb's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Total Assets	198,111	199,017	201,415	205,448	222,748	230,682	234,867	238,551	250,557	246,548
Restricted Cash	136	2,127	94	90	2,778	2,621	2,651	2,568	2,678	2,549
Trading Account Securities	108,832	97,759	113,505	114,064	110,213	116,852	119,982	121,034	131,751	129,556
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accrued Investment Income	900	941	953	983	1,040	1,086	1,090	1,130	1,165	1,160
Unearned Premiums Asset	34,872	33,928	33,647	36,125	37,171	36,552	36,341	39,031	38,963	37,581
Deferred Acquisition Cost	5,578	6,031	6,296	6,666	6,856	7,152	7,537	7,812	8,249	8,358
Separate Account Business Assets	-	5,190	5,300	5,574	5,306	5,573	5,864	5,834	5,996	6,231
Goodwill	16,107	16,228	16,175	16,322	19,554	19,686	19,696	19,833	19,990	19,579
Intangible Assets	5,383	5,441	5,364	5,320	6,844	6,775	6,709	6,619	6,594	6,377
Other Assets	24,175	31,372	17,793	18,019	32,986	34,105	34,725	34,399	34,879	34,868
Total Liabilities & Shareholders' Equity	198,111	199,017	201,415	205,448	222,748	230,682	234,867	238,551	250,557	246,548
Total Liabilities	150,472	148,498	148,428	152,573	165,244	166,991	170,436	173,976	180,437	178,154
Short-Term Debt	1,475	475	0.00	699	700	1,460	2,265	1,553	1,571	800
Other Short-Term Payables	16,673	7,148	-	6,864	-	8,332	8,357	8,047	8,967	10,192
Long-Term Debt	16,461	15,821	16,103	15,300	16,353	15,868	16,270	16,327	17,608	17,110
Claims and Claim Expense	75,992	75,747	75,417	76,480	79,705	80,122	80,341	82,191	84,326	84,004
Future Policy Benefits	9,586	10,476	10,782	11,064	13,109	13,888	14,375	14,663	16,003	16,121
Unearned Premiums Liability	20,520	19,713	20,261	21,860	22,684	22,051	22,728	24,102	24,498	23,504
Participating Policy Holder Equity	-	3,140	3,178	3,215	7,178	7,462	7,560	7,787	8,136	8,016
Separate Account Business Liabilities	-	5,190	5,300	5,574	5,306	5,573	5,864	5,834	5,996	6,231
Other Long-Term Liabilities	9,765	10,788	17,387	11,517	20,209	11,927	12,676	13,472	13,332	11,757
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	47,639	50,519	52,987	52,875	57,504	63,691	64,431	64,575	70,120	68,394
Total Preferred & Common Equity	47,639	50,519	52,987	52,875	52,373	59,507	60,535	61,038	65,757	64,021
Total Common Equity	47,639	50,519	52,987	52,875	52,373	59,507	60,535	61,038	65,757	64,021
Common Stock	17,775	17,512	17,026	16,404	16,128	15,906	15,429	15,161	14,878	14,628
Retained Earnings	47,022	48,305	50,197	49,467	51,510	54,810	56,953	56,662	58,986	61,561
Treasury Stock	-4,978	-5,113	-5,341	-3,174	-3,747	-4,400	-4,461	-2,481	-2,837	-3,524
Accumulated Other Comprehensive Income / (Loss)	-12,180	-10,185	-8,895	-9,822	-11,518	-6,809	-7,386	-8,304	-5,270	-8,644
Noncontrolling Interest	-	0.00	-	-	5,131	4,184	3,896	3,537	4,363	4,373

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-1.80%	65.86%	3.08%	1.48%	5.29%	6.55%	18.30%	-0.50%	18.52%	9.64%
EBITDA Growth	-1.36%	100.19%	-35.57%	19.50%	6.46%	-18.99%	124.40%	-31.12%	43.20%	4.62%
EBIT Growth	-5.48%	49.94%	-24.69%	25.12%	12.71%	-20.71%	144.95%	-31.58%	50.61%	6.65%
NOPAT Growth	-18.73%	45.91%	-6.63%	20.62%	-4.36%	-20.68%	141.30%	-38.46%	71.85%	6.93%
Net Income Growth	-0.67%	45.91%	-6.63%	2.62%	12.42%	-20.68%	141.30%	-38.46%	72.09%	6.78%
EPS Growth	2.38%	2.90%	-7.67%	3.66%	14.37%	-19.77%	146.98%	-35.60%	75.95%	4.13%
Operating Cash Flow Growth	-14.06%	36.96%	-14.91%	21.70%	15.73%	54.29%	13.96%	0.96%	12.20%	28.10%
Free Cash Flow Firm Growth	-163.23%	-1,073.31%	705.67%	-193.85%	97.64%	73.94%	1,171.80%	123.57%	-133.01%	183.93%
Invested Capital Growth	12.37%	56.82%	-173.64%	239.11%	10.79%	5.85%	1.97%	-13.55%	21.26%	6.52%
Revenue Q/Q Growth	-17.92%	11.94%	-0.65%	-1.10%	4.09%	4.28%	1.60%	2.50%	3.56%	0.54%
EBITDA Q/Q Growth	2.69%	20.59%	-14.89%	-10.38%	15.11%	40.66%	1.63%	-10.50%	7.49%	-10.98%
EBIT Q/Q Growth	-2.66%	29.00%	-16.02%	-12.03%	18.73%	51.24%	1.72%	-10.19%	8.30%	-10.73%
NOPAT Q/Q Growth	-5.05%	28.90%	-1.96%	-9.40%	0.75%	54.41%	-3.30%	-13.46%	28.13%	-18.69%
Net Income Q/Q Growth	-18.14%	28.90%	-1.96%	-22.92%	22.50%	54.41%	-3.30%	-13.46%	28.26%	-16.72%
EPS Q/Q Growth	-43.48%	28.74%	-2.62%	-22.54%	22.60%	54.87%	-2.09%	-12.56%	28.61%	-6.93%
Operating Cash Flow Q/Q Growth	-27.67%	5.80%	-7.46%	9.84%	-2.37%	12.86%	0.52%	0.50%	4.36%	9.32%
Free Cash Flow Firm Q/Q Growth	-145.31%	22.95%	4,667.47%	-2,413.37%	-1,964.44%	72.49%	-6.66%	-1.96%	-166.65%	250.90%
Invested Capital Q/Q Growth	12.72%	-0.18%	-171.74%	-1.03%	2.89%	2.06%	2.30%	1.89%	8.67%	-3.35%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	19.35%	23.35%	14.60%	17.19%	17.38%	13.21%	25.06%	17.35%	20.97%	20.01%
EBIT Margin	17.59%	15.90%	11.62%	14.32%	15.33%	11.41%	23.63%	16.25%	20.65%	20.08%
Profit (Net Income) Margin	15.12%	13.31%	12.05%	12.19%	13.01%	9.69%	19.76%	12.22%	17.74%	17.28%
Tax Burden Percent	85.98%	83.54%	103.73%	85.08%	84.85%	84.89%	87.04%	80.89%	94.77%	84.16%
Interest Burden Percent	100.00%	100.16%	100.00%	100.00%	100.00%	100.00%	96.07%	92.97%	90.68%	102.24%
Effective Tax Rate	14.02%	16.46%	-3.73%	0.00%	15.15%	15.11%	12.96%	19.11%	5.36%	15.84%
Return on Invested Capital (ROIC)	7.45%	8.00%	46.42%	51.25%	6.54%	4.79%	11.14%	7.28%	12.20%	11.52%
ROIC Less NNEP Spread (ROIC-NNEP)	7.45%	8.00%	46.42%	55.58%	6.54%	4.79%	11.14%	7.28%	12.27%	11.52%
Return on Net Nonoperating Assets (RNNOA)	2.20%	2.68%	-30.42%	-35.50%	1.89%	1.36%	3.17%	2.24%	3.61%	3.07%
Return on Equity (ROE)	9.65%	10.68%	16.00%	15.75%	8.43%	6.16%	14.31%	9.52%	15.81%	14.60%
Cash Return on Invested Capital (CROIC)	-4.20%	-36.24%	0.00%	-164.68%	-3.70%	-0.89%	9.19%	21.82%	-7.02%	5.21%
Operating Return on Assets (OROA)	3.29%	3.77%	4.22%	5.05%	3.05%	2.26%	5.22%	3.50%	4.89%	4.70%
Return on Assets (ROA)	2.83%	3.16%	4.38%	4.30%	2.58%	1.92%	4.36%	2.63%	4.20%	4.04%
Return on Common Equity (ROCE)	9.65%	10.68%	16.00%	15.75%	8.43%	6.16%	14.31%	9.52%	15.23%	13.65%
Return on Equity Simple (ROE_SIMPLE)	9.73%	8.57%	0.00%	7.87%	8.05%	5.94%	14.28%	10.38%	15.17%	15.06%
Net Operating Profit after Tax (NOPAT)	2,834	4,135	3,861	4,657	4,454	3,533	8,525	5,246	9,015	9,640
NOPAT Margin	15.12%	13.31%	12.05%	14.32%	13.01%	9.69%	19.76%	12.22%	17.72%	17.28%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	-4.33%	0.00%	0.00%	0.00%	0.00%	-0.08%	0.00%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	82.41%	84.10%	88.38%	85.68%	84.67%	88.59%	76.37%	83.75%	79.35%	79.92%
Earnings before Interest and Taxes (EBIT)	3,296	4,942	3,722	4,657	5,249	4,162	10,195	6,975	10,505	11,204
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	3,625	7,257	4,676	5,588	5,949	4,819	10,814	7,449	10,667	11,160
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.09	1.09	0.00	1.06	1.16	1.09	1.33	1.75	1.54	1.78
Price to Tangible Book Value (P/TBV)	1.35	2.01	0.00	1.84	1.89	1.70	2.03	3.07	2.78	2.99
Price to Revenue (P/Rev)	1.69	1.70	1.85	1.64	1.88	1.78	1.84	2.06	1.81	2.04
Price to Earnings (P/E)	11.21	12.74	15.36	13.43	14.44	18.39	8.88	15.44	9.20	12.28
Dividend Yield	2.72%	2.42%	2.21%	3.13%	2.10%	2.15%	1.73%	1.54%	1.53%	1.30%
Earnings Yield	8.92%	7.85%	6.51%	7.45%	6.93%	5.44%	11.26%	6.48%	10.87%	8.14%
Enterprise Value to Invested Capital (EV/IC)	1.02	1.05	0.00	1.02	1.10	1.05	1.23	1.54	1.37	1.55
Enterprise Value to Revenue (EV/Rev)	2.19	2.14	1.82	2.04	2.31	2.18	2.20	2.39	2.18	2.40
Enterprise Value to EBITDA (EV/EBITDA)	11.33	9.17	12.50	11.84	13.27	16.49	8.79	13.79	10.39	11.97
Enterprise Value to EBIT (EV/EBIT)	12.46	13.46	15.70	14.21	15.04	19.10	9.32	14.73	10.55	11.93
Enterprise Value to NOPAT (EV/NOPAT)	14.50	16.09	15.14	14.21	17.72	22.49	11.15	19.58	12.29	13.86
Enterprise Value to Operating Cash Flow (EV/OCF)	10.63	12.57	12.98	12.08	12.45	8.12	8.52	9.12	8.77	8.26
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.52	0.00	0.00	0.00	13.51	6.54	0.00	30.68
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.38	0.31	0.00	0.28	0.29	0.28	0.29	0.32	0.27	0.26
Long-Term Debt to Equity	0.33	0.27	0.00	0.25	0.27	0.28	0.28	0.31	0.25	0.25
Financial Leverage	0.29	0.33	-0.66	-0.64	0.29	0.28	0.28	0.31	0.29	0.27
Leverage Ratio	3.42	3.39	3.66	3.67	3.26	3.20	3.28	3.62	3.76	3.61
Compound Leverage Factor	3.42	3.39	3.66	3.67	3.26	3.20	3.15	3.37	3.41	3.69
Debt to Total Capital	27.59%	23.49%	0.00%	22.16%	22.73%	21.58%	22.74%	24.39%	21.39%	20.75%
Short-Term Debt to Total Capital	3.49%	3.02%	0.00%	2.98%	1.81%	0.00%	1.29%	0.71%	1.80%	0.93%
Long-Term Debt to Total Capital	24.10%	20.47%	0.00%	19.18%	20.91%	21.58%	21.45%	23.68%	19.59%	19.83%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	5.16%	5.07%
Common Equity to Total Capital	72.41%	76.51%	0.00%	77.84%	77.27%	78.42%	77.26%	75.61%	73.45%	74.18%
Debt to EBITDA	3.06	2.04	0.00	2.56	2.74	3.39	1.63	2.19	1.62	1.60
Net Debt to EBITDA	2.57	1.91	0.00	2.32	2.46	3.01	1.46	1.90	1.38	1.38
Long-Term Debt to EBITDA	2.67	1.78	0.00	2.22	2.52	3.39	1.53	2.12	1.49	1.53
Debt to NOPAT	3.92	3.58	0.00	3.08	3.65	4.63	2.06	3.11	1.92	1.86
Net Debt to NOPAT	3.29	3.35	0.00	2.79	3.28	4.11	1.85	2.70	1.63	1.59
Long-Term Debt to NOPAT	3.42	3.12	0.00	2.66	3.36	4.63	1.94	3.02	1.76	1.77
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	3.66%	6.48%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-1,596	-18,726	113,418	-106,438	-2,517	-656	7,031	15,719	-5,189	4,355
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-5.32	-30.95	186.85	-166.05	-4.56	-1.27	0.00	0.00	0.00	5.88
Operating Cash Flow to Interest Expense	12.88	8.75	7.42	8.55	11.49	18.96	0.00	0.00	0.00	21.84
Operating Cash Flow Less CapEx to Interest Expense	12.88	8.75	7.42	8.55	11.49	18.96	0.00	0.00	0.00	21.84
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.19	0.24	0.36	0.35	0.20	0.20	0.22	0.22	0.24	0.23
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	40,235	63,096	-46,461	64,634	71,605	75,794	77,288	66,815	81,019	86,304
Invested Capital Turnover	0.49	0.60	3.85	3.58	0.50	0.49	0.56	0.60	0.69	0.67
Increase / (Decrease) in Invested Capital	4,430	22,861	-109,557	111,095	6,971	4,189	1,494	-10,473	14,204	5,285
Enterprise Value (EV)	41,080	66,524	58,447	66,173	78,941	79,474	95,013	102,728	110,823	133,625
Market Capitalization	31,755	52,688	59,298	53,191	64,313	64,957	79,250	88,559	91,932	113,891
Book Value per Share	$128.32	$103.74	$0.00	$109.18	$122.09	$131.69	$138.63	$121.72	$145.85	$158.82
Tangible Book Value per Share	$103.29	$56.26	($33.48)	$62.71	$74.96	$84.70	$90.65	$69.51	$81.00	$94.43
Total Capital	40,235	63,096	0.00	64,634	71,605	75,794	77,288	66,815	81,019	86,304
Total Debt	11,100	14,821	0.00	14,322	16,274	16,353	17,574	16,296	17,328	17,910
Total Long-Term Debt	9,696	12,918	0.00	12,395	14,975	16,353	16,575	15,821	15,868	17,110
Net Debt	9,325	13,836	-851	12,982	14,628	14,517	15,763	14,169	14,707	15,361
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	695	0.00	0.00	0.00	0.00	-13	0.00
Net Nonoperating Obligations (NNO)	11,100	14,821	-46,461	14,322	16,274	16,353	17,574	16,296	17,328	17,910
Total Depreciation and Amortization (D&A)	329	2,315	954	931	700	657	619	474	162	-44
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$8.71	$8.94	$8.26	$8.55	$9.77	$7.82	$19.41	$12.66	$21.97	$22.94
Adjusted Weighted Average Basic Shares Outstanding	461.67M	465.78M	464.09M	458.38M	451.91M	450.22M	426.23M	413.51M	405.76M	400.41M
Adjusted Diluted Earnings per Share	$8.62	$8.87	$8.19	$8.49	$9.71	$7.79	$19.27	$12.55	$21.80	$22.70
Adjusted Weighted Average Diluted Shares Outstanding	461.67M	465.78M	464.09M	458.38M	451.91M	450.22M	426.23M	413.51M	405.76M	400.41M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$9.77	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	461.67M	465.78M	464.09M	458.38M	451.91M	450.22M	426.23M	413.51M	405.76M	400.41M
Normalized Net Operating Profit after Tax (NOPAT)	2,862	4,546	2,822	3,301	4,474	3,533	8,525	5,285	9,080	9,673
Normalized NOPAT Margin	15.28%	14.63%	8.81%	10.15%	13.07%	9.69%	19.76%	12.31%	17.85%	17.34%
Pre Tax Income Margin	17.59%	15.93%	11.62%	14.32%	15.33%	11.41%	22.70%	15.11%	18.72%	20.53%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	10.99	8.17	6.13	7.27	9.51	8.07	0.00	0.00	0.00	15.12
NOPAT to Interest Expense	9.45	6.83	6.36	7.27	8.07	6.85	0.00	0.00	0.00	13.01
EBIT Less CapEx to Interest Expense	10.99	8.17	6.13	7.27	9.51	8.07	0.00	0.00	0.00	15.12
NOPAT Less CapEx to Interest Expense	9.45	6.83	6.36	7.27	8.07	6.85	0.00	0.00	0.00	13.01
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	30.42%	28.37%	33.88%	33.75%	30.40%	39.29%	16.43%	26.21%	15.44%	14.90%
Augmented Payout Ratio	57.16%	28.37%	54.62%	60.10%	64.75%	54.09%	73.45%	81.38%	42.15%	33.58%

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	1.40%	9.84%	16.89%	23.53%	19.28%	14.98%	13.92%	17.04%	6.94%	2.24%
EBITDA Growth	-47.63%	-28.33%	5.71%	49.35%	132.64%	33.60%	94.71%	20.64%	44.02%	-46.58%
EBIT Growth	-48.56%	-27.05%	10.62%	59.15%	152.04%	37.74%	9.49%	23.76%	46.75%	-45.81%
NOPAT Growth	-56.79%	-38.36%	-3.12%	50.67%	157.58%	150.95%	21.25%	23.59%	91.27%	-32.80%
Net Income Growth	-56.79%	-38.36%	-3.12%	50.67%	157.95%	151.72%	13.27%	24.37%	90.99%	-58.64%
EPS Growth	-54.78%	-36.11%	-0.44%	54.29%	161.90%	153.97%	15.45%	26.39%	15.15%	-21.13%
Operating Cash Flow Growth	3.37%	2.15%	-7.90%	-7.60%	36.28%	19.86%	43.05%	62.19%	-7.74%	43.28%
Free Cash Flow Firm Growth	1,857.09%	1,761.61%	121.11%	-43.95%	-164.49%	-192.62%	-266.29%	-400.50%	-56.15%	71.83%
Invested Capital Growth	-13.20%	-13.55%	-6.84%	-2.81%	13.70%	21.26%	20.08%	19.72%	19.77%	6.52%
Revenue Q/Q Growth	21.77%	-0.76%	-1.82%	4.12%	17.58%	-4.33%	-2.73%	6.97%	7.44%	-8.54%
EBITDA Q/Q Growth	-27.84%	90.44%	18.00%	-7.90%	12.40%	9.37%	71.97%	-42.93%	34.18%	-59.43%
EBIT Q/Q Growth	-28.76%	102.18%	19.60%	-7.60%	12.81%	10.49%	-4.94%	4.44%	33.77%	-59.20%
NOPAT Q/Q Growth	-33.45%	65.53%	44.32%	-5.23%	13.78%	61.27%	-30.27%	-3.40%	76.08%	-43.34%
Net Income Q/Q Growth	-33.45%	65.53%	44.32%	-5.23%	13.94%	61.53%	-35.06%	4.06%	74.98%	-65.02%
EPS Q/Q Growth	-32.50%	66.67%	43.81%	-4.64%	14.58%	61.62%	-34.63%	4.40%	4.40%	10.70%
Operating Cash Flow Q/Q Growth	26.16%	-22.60%	-15.31%	11.73%	86.08%	-31.92%	1.07%	26.68%	5.86%	5.72%
Free Cash Flow Firm Q/Q Growth	59.51%	9.48%	-40.89%	-45.70%	-283.55%	-57.22%	-6.12%	1.87%	4.62%	71.64%
Invested Capital Q/Q Growth	-7.46%	1.89%	3.40%	-0.31%	8.25%	8.67%	2.40%	-0.62%	8.30%	-3.35%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	9.86%	18.93%	22.75%	20.13%	19.24%	21.99%	38.89%	20.75%	25.91%	11.49%
EBIT Margin	8.96%	18.26%	22.24%	19.74%	18.94%	21.87%	21.38%	20.87%	25.99%	11.59%
Profit (Net Income) Margin	6.73%	11.22%	16.50%	15.02%	14.55%	24.57%	16.40%	15.96%	25.99%	9.94%
Tax Burden Percent	75.07%	79.79%	83.13%	82.06%	83.29%	126.34%	81.30%	82.41%	100.00%	61.74%
Interest Burden Percent	100.00%	77.03%	89.22%	92.70%	92.25%	88.90%	94.38%	92.77%	100.00%	138.88%
Effective Tax Rate	24.93%	20.21%	16.87%	17.94%	16.84%	-25.96%	12.97%	18.11%	0.00%	0.00%
Return on Invested Capital (ROIC)	3.99%	6.69%	10.27%	10.07%	10.19%	16.86%	12.12%	11.42%	17.60%	10.74%
ROIC Less NNEP Spread (ROIC-NNEP)	3.99%	6.69%	10.27%	10.07%	10.21%	16.92%	11.25%	11.51%	17.60%	5.93%
Return on Net Nonoperating Assets (RNNOA)	1.28%	2.05%	3.14%	3.39%	3.40%	4.98%	3.32%	3.32%	5.00%	1.58%
Return on Equity (ROE)	5.27%	8.74%	13.41%	13.46%	13.58%	21.84%	15.44%	14.74%	22.60%	12.32%
Cash Return on Invested Capital (CROIC)	22.72%	21.82%	14.32%	11.13%	-2.78%	-7.02%	-5.86%	-4.94%	-3.52%	5.21%
Operating Return on Assets (OROA)	1.89%	3.93%	4.97%	4.61%	4.42%	5.18%	5.14%	5.13%	6.09%	2.71%
Return on Assets (ROA)	1.42%	2.41%	3.68%	3.51%	3.40%	5.82%	3.95%	3.92%	6.09%	2.32%
Return on Common Equity (ROCE)	5.27%	8.74%	13.41%	13.46%	12.92%	21.04%	14.93%	14.30%	20.92%	11.52%
Return on Equity Simple (ROE_SIMPLE)	12.72%	0.00%	9.79%	10.95%	13.44%	0.00%	15.33%	15.92%	17.60%	0.00%
Net Operating Profit after Tax (NOPAT)	792	1,311	1,892	1,793	2,040	3,290	2,294	2,216	3,902	2,211
NOPAT Margin	6.73%	11.22%	16.50%	15.02%	14.53%	24.50%	17.56%	15.86%	25.99%	16.10%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	-0.02%	-0.06%	0.87%	-0.08%	0.00%	4.80%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	91.04%	81.74%	77.76%	80.26%	81.06%	78.13%	78.62%	79.13%	74.01%	88.41%
Earnings before Interest and Taxes (EBIT)	1,055	2,133	2,551	2,357	2,659	2,938	2,793	2,917	3,902	1,592
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	1,161	2,211	2,609	2,403	2,701	2,954	5,080	2,899	3,890	1,578
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.54	1.75	1.47	1.47	1.61	1.54	1.75	1.71	1.80	1.78
Price to Tangible Book Value (P/TBV)	2.80	3.07	2.48	2.49	3.25	2.78	3.10	3.02	3.02	2.99
Price to Revenue (P/Rev)	1.75	2.06	1.75	1.66	1.72	1.81	2.02	1.92	2.14	2.04
Price to Earnings (P/E)	11.32	15.44	13.11	11.56	10.31	9.20	10.29	9.73	9.56	12.28
Dividend Yield	1.86%	1.54%	1.76%	1.78%	1.66%	1.53%	1.35%	1.38%	1.24%	1.30%
Earnings Yield	8.83%	6.48%	7.63%	8.65%	9.70%	10.87%	9.72%	10.28%	10.46%	8.14%
Enterprise Value to Invested Capital (EV/IC)	1.36	1.54	1.33	1.33	1.39	1.37	1.51	1.50	1.56	1.55
Enterprise Value to Revenue (EV/Rev)	2.12	2.39	2.06	1.95	2.11	2.18	2.39	2.26	2.51	2.40
Enterprise Value to EBITDA (EV/EBITDA)	10.68	13.79	12.09	10.89	10.46	10.39	11.57	10.87	11.12	11.97
Enterprise Value to EBIT (EV/EBIT)	11.44	14.73	12.70	11.28	10.70	10.55	11.68	10.91	11.10	11.93
Enterprise Value to NOPAT (EV/NOPAT)	14.66	19.58	17.69	15.78	14.75	12.29	13.33	12.53	11.75	13.86
Enterprise Value to Operating Cash Flow (EV/OCF)	7.93	9.12	8.29	8.41	8.57	8.77	9.23	8.13	9.41	8.26
Enterprise Value to Free Cash Flow (EV/FCFF)	5.54	6.54	8.94	11.74	0.00	0.00	0.00	0.00	0.00	30.68
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.38	0.32	0.30	0.30	0.30	0.27	0.29	0.28	0.27	0.26
Long-Term Debt to Equity	0.35	0.31	0.30	0.29	0.28	0.25	0.25	0.25	0.25	0.25
Financial Leverage	0.32	0.31	0.31	0.34	0.33	0.29	0.30	0.29	0.28	0.27
Leverage Ratio	3.71	3.62	3.64	3.84	4.00	3.76	3.72	3.78	3.71	3.61
Compound Leverage Factor	3.71	2.79	3.25	3.56	3.69	3.34	3.51	3.51	3.71	5.02
Debt to Total Capital	27.35%	24.39%	23.31%	23.23%	22.87%	21.39%	22.34%	21.68%	21.48%	20.75%
Short-Term Debt to Total Capital	2.25%	0.71%	0.00%	1.01%	0.94%	1.80%	2.73%	1.88%	1.76%	0.93%
Long-Term Debt to Total Capital	25.10%	23.68%	23.31%	22.21%	21.93%	19.59%	19.61%	19.80%	19.72%	19.83%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	6.88%	5.16%	4.70%	4.29%	4.89%	5.07%
Common Equity to Total Capital	72.65%	75.61%	76.69%	76.77%	70.25%	73.45%	72.96%	74.03%	73.64%	74.18%
Debt to EBITDA	2.16	2.19	2.12	1.91	1.72	1.62	1.71	1.58	1.53	1.60
Net Debt to EBITDA	1.88	1.90	1.81	1.63	1.44	1.38	1.46	1.35	1.32	1.38
Long-Term Debt to EBITDA	1.98	2.12	2.12	1.82	1.65	1.49	1.50	1.44	1.40	1.53
Debt to NOPAT	2.96	3.11	3.11	2.76	2.42	1.92	1.97	1.82	1.62	1.86
Net Debt to NOPAT	2.59	2.70	2.65	2.35	2.03	1.63	1.69	1.56	1.39	1.59
Long-Term Debt to NOPAT	2.72	3.02	3.11	2.64	2.32	1.76	1.73	1.66	1.49	1.77
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	4.88%	3.66%	3.32%	3.01%	7.44%	6.48%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	10,764	11,784	6,965	3,782	-6,942	-10,914	-11,582	-11,365	-10,840	-3,074
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	71.76	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-56.46	-5.60
Operating Cash Flow to Interest Expense	22.89	0.00	0.00	0.00	0.00	0.00	0.00	0.00	22.49	8.32
Operating Cash Flow Less CapEx to Interest Expense	22.89	0.00	0.00	0.00	0.00	0.00	0.00	0.00	22.49	8.32
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.21	0.22	0.22	0.23	0.23	0.24	0.24	0.25	0.23	0.23
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	65,575	66,815	69,090	68,874	74,557	81,019	82,966	82,455	89,299	86,304
Invested Capital Turnover	0.59	0.60	0.62	0.67	0.70	0.69	0.69	0.72	0.68	0.67
Increase / (Decrease) in Invested Capital	-9,972	-10,473	-5,073	-1,989	8,982	14,204	13,876	13,581	14,742	5,285
Enterprise Value (EV)	88,862	102,728	91,730	91,336	103,767	110,823	125,538	123,316	139,346	133,625
Market Capitalization	73,190	88,559	78,009	77,712	84,361	91,932	105,758	104,467	118,482	113,891
Book Value per Share	$114.07	$121.72	$128.14	$127.66	$127.51	$145.85	$149.08	$150.32	$162.79	$158.82
Tangible Book Value per Share	$62.61	$69.51	$76.05	$75.41	$63.24	$81.00	$84.05	$85.17	$96.98	$94.43
Total Capital	65,575	66,815	69,090	68,874	74,557	81,019	82,966	82,455	89,299	86,304
Total Debt	17,936	16,296	16,103	15,999	17,053	17,328	18,535	17,880	19,179	17,910
Total Long-Term Debt	16,461	15,821	16,103	15,300	16,353	15,868	16,270	16,327	17,608	17,110
Net Debt	15,672	14,169	13,721	13,624	14,275	14,707	15,884	15,312	16,501	15,361
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	-3.00	-10	151	-14	0.00	846
Net Nonoperating Obligations (NNO)	17,936	16,296	16,103	15,999	17,053	17,328	18,535	17,880	19,179	17,910
Total Depreciation and Amortization (D&A)	106	78	58	46	42	16	2,287	-18	-12	-14
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.95	$3.19	$4.57	$4.35	$4.99	$8.06	$5.28	$5.51	$5.75	$6.40
Adjusted Weighted Average Basic Shares Outstanding	415.05M	413.51M	414.17M	410.73M	407.99M	405.76M	406.06M	403.93M	403.10M	400.41M
Adjusted Diluted Earnings per Share	$1.94	$3.15	$4.53	$4.32	$4.95	$8.00	$5.23	$5.46	$5.70	$6.31
Adjusted Weighted Average Diluted Shares Outstanding	415.05M	413.51M	414.17M	410.73M	407.99M	405.76M	406.06M	403.93M	403.10M	400.41M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	415.05M	413.51M	414.17M	410.73M	407.99M	405.76M	406.06M	403.93M	403.10M	400.41M
Normalized Net Operating Profit after Tax (NOPAT)	809	1,329	1,910	1,805	2,052	1,841	2,300	2,222	2,731	1,548
Normalized NOPAT Margin	6.88%	11.37%	16.66%	15.12%	14.61%	13.71%	17.61%	15.90%	18.19%	11.27%
Pre Tax Income Margin	8.96%	14.07%	19.85%	18.30%	17.47%	19.45%	20.18%	19.36%	25.99%	16.10%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	7.03	0.00	0.00	0.00	0.00	0.00	0.00	0.00	20.32	2.90
NOPAT to Interest Expense	5.28	0.00	0.00	0.00	0.00	0.00	0.00	0.00	20.32	4.03
EBIT Less CapEx to Interest Expense	7.03	0.00	0.00	0.00	0.00	0.00	0.00	0.00	20.32	2.90
NOPAT Less CapEx to Interest Expense	5.28	0.00	0.00	0.00	0.00	0.00	0.00	0.00	20.32	4.03
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	22.68%	26.21%	26.60%	23.88%	19.73%	15.44%	15.07%	14.45%	12.26%	14.90%
Augmented Payout Ratio	83.77%	81.38%	73.62%	59.02%	47.56%	42.15%	39.53%	37.09%	28.79%	33.58%

Frequently Asked Questions About Chubb's Financials

When does Chubb's financial year end?

According to the most recent income statement we have on file, Chubb's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Chubb's net income changed over the last 9 years?

Chubb's net income appears to be on an upward trend, with a most recent value of $9.64 billion in 2024, rising from $2.83 billion in 2015. The previous period was $9.03 billion in 2023.

How has Chubb revenue changed over the last 9 years?

Over the last 9 years, Chubb's total revenue changed from $18.74 billion in 2015 to $55.78 billion in 2024, a change of 197.7%.

How much debt does Chubb have?

Chubb's total liabilities were at $178.15 billion at the end of 2024, a 6.7% increase from 2023, and a 143.5% increase since 2015.

How has Chubb's book value per share changed over the last 9 years?

Over the last 9 years, Chubb's book value per share changed from 128.32 in 2015 to 158.82 in 2024, a change of 23.8%.

Remove Ads

Related Companies

This page (NYSE:CB) was last updated on 4/15/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Chubb (CB) Financials

Frequently Asked Questions About Chubb's Financials

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Chubb (CB) Financials

Annual Income Statements for Chubb

Quarterly Income Statements for Chubb

Annual Cash Flow Statements for Chubb

Quarterly Cash Flow Statements for Chubb

Annual Balance Sheets for Chubb

Quarterly Balance Sheets for Chubb

Annual Metrics and Ratios for Chubb

Quarterly Metrics and Ratios for Chubb

Frequently Asked Questions About Chubb's Financials

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools