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Capital One Financial (COF) Competitors

Capital One Financial logo
$180.69 -0.31 (-0.17%)
(As of 11/20/2024 ET)

COF vs. AXP, DFS, CACC, SLM, NNI, ECPG, PRAA, WRLD, EZPW, and GDOT

Should you be buying Capital One Financial stock or one of its competitors? The main competitors of Capital One Financial include American Express (AXP), Discover Financial Services (DFS), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry.

Capital One Financial vs.

American Express (NYSE:AXP) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, media sentiment, analyst recommendations, community ranking, earnings, valuation and risk.

American Express has a net margin of 15.32% compared to Capital One Financial's net margin of 8.80%. American Express' return on equity of 32.46% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
American Express15.32% 32.46% 3.51%
Capital One Financial 8.80%9.00%1.11%

In the previous week, American Express had 2 more articles in the media than Capital One Financial. MarketBeat recorded 40 mentions for American Express and 38 mentions for Capital One Financial. American Express' average media sentiment score of 1.30 beat Capital One Financial's score of 1.08 indicating that American Express is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Express
34 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
22 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial received 33 more outperform votes than American Express when rated by MarketBeat users. Likewise, 64.88% of users gave Capital One Financial an outperform vote while only 60.09% of users gave American Express an outperform vote.

CompanyUnderperformOutperform
American ExpressOutperform Votes
1179
60.09%
Underperform Votes
783
39.91%
Capital One FinancialOutperform Votes
1212
64.88%
Underperform Votes
656
35.12%

84.3% of American Express shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.1% of American Express shares are owned by insiders. Comparatively, 1.3% of Capital One Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

American Express has a beta of 1.21, suggesting that its share price is 21% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.43, suggesting that its share price is 43% more volatile than the S&P 500.

American Express currently has a consensus target price of $253.09, indicating a potential downside of 12.01%. Capital One Financial has a consensus target price of $160.18, indicating a potential downside of 11.35%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts plainly believe Capital One Financial is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Express
4 Sell rating(s)
13 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.16
Capital One Financial
0 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.39

American Express pays an annual dividend of $2.80 per share and has a dividend yield of 1.0%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. American Express pays out 20.6% of its earnings in the form of a dividend. Capital One Financial pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Express$60.52B3.35$8.37B$13.5921.17
Capital One Financial$49.48B1.39$4.89B$10.5917.06

Summary

American Express beats Capital One Financial on 12 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COF vs. The Competition

MetricCapital One FinancialNational commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$68.94B$22.38B$10.50B$19.89B
Dividend Yield1.30%3.14%10.14%3.54%
P/E Ratio17.0628.0849.1442.58
Price / Sales1.392.453,454.9118.13
Price / Cash8.4610.8930.2617.85
Price / Book1.181.302.745.59
Net Income$4.89B$2.24B$992.69M$985.39M
7 Day Performance-2.57%-0.97%-0.34%-0.19%
1 Month Performance13.62%6.06%1.81%0.14%
1 Year Performance68.62%31.85%23.64%23.70%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.5018 of 5 stars
$180.69
-0.2%
$160.18
-11.4%
+68.6%$68.94B$49.48B17.0651,987Analyst Forecast
Analyst Revision
Positive News
AXP
American Express
4.7021 of 5 stars
$287.65
+0.7%
$253.09
-12.0%
+75.6%$202.64B$60.52B21.1774,600Positive News
DFS
Discover Financial Services
4.0076 of 5 stars
$172.80
+0.2%
$138.81
-19.7%
+98.7%$43.31B$20.61B13.9521,100
CACC
Credit Acceptance
3.1455 of 5 stars
$447.57
+0.6%
$416.00
-7.1%
+1.7%$5.39B$2.06B30.062,232Positive News
SLM
SLM
4.6411 of 5 stars
$23.97
+0.4%
$25.45
+6.2%
+66.2%$5.07B$2.84B8.351,740
NNI
Nelnet
4.4809 of 5 stars
$105.33
-0.9%
$98.00
-7.0%
+22.4%$3.86B$2.06B34.657,550
ECPG
Encore Capital Group
3.4898 of 5 stars
$47.60
-2.1%
$62.33
+31.0%
+7.8%$1.15B$1.22B0.007,400Analyst Downgrade
PRAA
PRA Group
4.5633 of 5 stars
$20.92
-6.3%
$32.00
+53.0%
+14.4%$880M$802.55M19.023,155News Coverage
Positive News
Gap Down
WRLD
World Acceptance
1.952 of 5 stars
$116.69
+0.5%
$10.00
-91.4%
+3.7%$667.35M$573.21M7.932,872Positive News
EZPW
EZCORP
3.7324 of 5 stars
$12.09
+0.4%
$16.00
+32.3%
+44.1%$659.07M$1.16B10.898,000
GDOT
Green Dot
2.0537 of 5 stars
$10.23
-4.0%
$10.75
+5.1%
+26.5%$573.37M$1.50B0.001,200

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This page (NYSE:COF) was last updated on 11/21/2024 by MarketBeat.com Staff
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