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Capital One Financial (COF) Competitors

Capital One Financial logo
$178.65 +2.99 (+1.70%)
(As of 12/20/2024 05:31 PM ET)

COF vs. AXP, DFS, CACC, SLM, NNI, ECPG, PRAA, WRLD, EZPW, and GDOT

Should you be buying Capital One Financial stock or one of its competitors? The main competitors of Capital One Financial include American Express (AXP), Discover Financial Services (DFS), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry.

Capital One Financial vs.

Capital One Financial (NYSE:COF) and American Express (NYSE:AXP) are both large-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, dividends, risk, analyst recommendations, community ranking, profitability, institutional ownership, valuation and earnings.

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. American Express pays an annual dividend of $2.80 per share and has a dividend yield of 0.9%. Capital One Financial pays out 22.7% of its earnings in the form of a dividend. American Express pays out 20.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$38.43B1.77$4.89B$10.5916.87
American Express$64.42B3.27$8.37B$13.5921.98

In the previous week, American Express had 21 more articles in the media than Capital One Financial. MarketBeat recorded 33 mentions for American Express and 12 mentions for Capital One Financial. American Express' average media sentiment score of 0.87 beat Capital One Financial's score of 0.70 indicating that American Express is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
4 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
American Express
14 Very Positive mention(s)
8 Positive mention(s)
7 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial received 42 more outperform votes than American Express when rated by MarketBeat users. Likewise, 64.63% of users gave Capital One Financial an outperform vote while only 60.04% of users gave American Express an outperform vote.

CompanyUnderperformOutperform
Capital One FinancialOutperform Votes
1226
64.63%
Underperform Votes
671
35.37%
American ExpressOutperform Votes
1184
60.04%
Underperform Votes
788
39.96%

Capital One Financial has a beta of 1.45, indicating that its stock price is 45% more volatile than the S&P 500. Comparatively, American Express has a beta of 1.23, indicating that its stock price is 23% more volatile than the S&P 500.

Capital One Financial currently has a consensus price target of $171.50, indicating a potential downside of 4.00%. American Express has a consensus price target of $263.68, indicating a potential downside of 11.71%. Given Capital One Financial's stronger consensus rating and higher probable upside, analysts clearly believe Capital One Financial is more favorable than American Express.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
11 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.35
American Express
4 Sell rating(s)
13 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.16

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 84.3% of American Express shares are held by institutional investors. 1.3% of Capital One Financial shares are held by insiders. Comparatively, 0.1% of American Express shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

American Express has a net margin of 15.32% compared to Capital One Financial's net margin of 8.80%. American Express' return on equity of 32.46% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial8.80% 9.00% 1.11%
American Express 15.32%32.46%3.51%

Summary

American Express beats Capital One Financial on 12 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COF vs. The Competition

MetricCapital One FinancialNational commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$68.16B$21.60B$10.99B$19.18B
Dividend Yield1.38%3.19%9.85%3.59%
P/E Ratio16.8726.4928.5441.28
Price / Sales1.772.9548.6117.59
Price / Cash8.5011.0130.3421.28
Price / Book1.171.262.735.32
Net Income$4.89B$2.24B$1.03B$989.88M
7 Day Performance-3.19%-4.24%-2.89%-3.54%
1 Month Performance-2.24%-3.70%-2.86%-3.68%
1 Year Performance37.80%15.55%11.28%12.14%

Capital One Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COF
Capital One Financial
4.2877 of 5 stars
$178.65
+1.7%
$171.50
-4.0%
+39.8%$68.16B$38.43B16.8751,987
AXP
American Express
4.4674 of 5 stars
$303.93
+0.6%
$259.45
-14.6%
+65.3%$214.10B$64.42B22.2374,600Analyst Forecast
DFS
Discover Financial Services
4.5762 of 5 stars
$175.95
0.0%
$149.57
-15.0%
+60.9%$44.18B$17.40B14.2121,100Positive News
CACC
Credit Acceptance
2.8097 of 5 stars
$489.99
+0.9%
$416.00
-15.1%
-9.5%$5.93B$2.06B32.612,232Insider Trade
News Coverage
Positive News
SLM
SLM
4.8203 of 5 stars
$27.72
+2.0%
$26.80
-3.3%
+49.4%$5.89B$2.84B9.471,740Analyst Forecast
NNI
Nelnet
4.2135 of 5 stars
$108.29
+0.3%
$98.00
-9.5%
+22.9%$3.93B$1.15B35.517,550News Coverage
ECPG
Encore Capital Group
3.9971 of 5 stars
$49.25
+0.0%
$62.33
+26.6%
-5.6%$1.17B$1.33B-6.177,400Positive News
PRAA
PRA Group
4.2443 of 5 stars
$21.89
+3.7%
$32.00
+46.2%
-16.6%$863.12M$802.55M19.193,155Positive News
WRLD
World Acceptance
2.7369 of 5 stars
$117.87
+0.0%
$10.00
-91.5%
-21.0%$677.75M$573.21M8.012,872News Coverage
Positive News
EZPW
EZCORP
4.1745 of 5 stars
$12.17
-0.2%
$16.00
+31.5%
+32.1%$662.90M$1.16B10.998,000News Coverage
Positive News
GDOT
Green Dot
1.7351 of 5 stars
$11.28
+2.5%
$10.75
-4.7%
+7.6%$606.72M$1.63B-10.481,200Positive News

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This page (NYSE:COF) was last updated on 12/21/2024 by MarketBeat.com Staff
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