COF vs. AXP, DFS, SLM, CACC, NNI, ECPG, PRAA, EZPW, WRLD, and GDOT
Should you be buying Capital One Financial stock or one of its competitors? The main competitors of Capital One Financial include American Express (AXP), Discover Financial Services (DFS), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), World Acceptance (WRLD), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry.
Capital One Financial vs.
American Express (NYSE:AXP) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, community ranking, institutional ownership, earnings, media sentiment and analyst recommendations.
American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks.
In the previous week, American Express had 19 more articles in the media than Capital One Financial. MarketBeat recorded 81 mentions for American Express and 62 mentions for Capital One Financial. American Express' average media sentiment score of 0.79 beat Capital One Financial's score of 0.37 indicating that American Express is being referred to more favorably in the media.
84.3% of American Express shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.1% of American Express shares are owned by company insiders. Comparatively, 1.3% of Capital One Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Capital One Financial received 54 more outperform votes than American Express when rated by MarketBeat users. Likewise, 64.59% of users gave Capital One Financial an outperform vote while only 60.06% of users gave American Express an outperform vote.
American Express has a net margin of 15.32% compared to Capital One Financial's net margin of 8.80%. American Express' return on equity of 32.46% beat Capital One Financial's return on equity.
American Express currently has a consensus target price of $278.09, suggesting a potential downside of 11.08%. Capital One Financial has a consensus target price of $188.06, suggesting a potential downside of 1.62%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts plainly believe Capital One Financial is more favorable than American Express.
American Express pays an annual dividend of $2.80 per share and has a dividend yield of 0.9%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. American Express pays out 20.6% of its earnings in the form of a dividend. Capital One Financial pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
American Express has a beta of 1.23, meaning that its stock price is 23% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.46, meaning that its stock price is 46% more volatile than the S&P 500.
Summary
American Express beats Capital One Financial on 11 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NYSE:COF) was last updated on 1/20/2025 by MarketBeat.com Staff
