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Capital One Financial (COF) Financials

Capital One Financial logo
$162.37 +1.40 (+0.87%)
As of 04/14/2025 03:58 PM Eastern
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Annual Income Statements for Capital One Financial

Annual Income Statements for Capital One Financial

This table shows Capital One Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders		 3,872 3,513 1,704 5,710 5,192 2,375 11,965 7,044 4,582 4,445
Consolidated Net Income / (Loss)		 4,050 3,751 1,982 6,015 5,546 2,714 12,390 7,360 4,887 4,750
Net Income / (Loss) Continuing Operations		 4,012 3,770 2,117 6,025 5,533 2,717 12,394 7,360 4,887 4,747
Total Pre-Tax Income 		5,881 5,484 5,492 7,318 6,874 3,203 15,809 9,240 6,045 5,910
Total Revenue		 23,413 25,501 27,237 28,076 28,593 28,523 30,435 34,250 36,787 39,112
Net Interest Income / (Expense)		 18,834 20,873 22,460 22,875 23,340 22,913 24,171 27,114 29,241 31,208
Total Interest Income		 20,459 22,891 25,222 27,176 28,513 26,033 25,769 31,237 41,938 46,034
Loans and Leases Interest Income		 18,785 21,203 23,388 24,728 25,862 24,074 24,263 28,910 37,410 40,894
Investment Securities Interest Income		 1,575 1,599 1,711 2,211 2,411 1,877 1,446 1,884 2,550 2,873
Other Interest Income		 99 89 123 237 240 82 60 443 1,978 2,267
Total Interest Expense		 1,625 2,018 2,762 4,301 5,173 3,120 1,598 4,123 12,697 14,826
Deposits Interest Expense		 1,091 1,213 1,602 2,598 3,420 2,165 956 2,535 9,489 11,493
Long-Term Debt Interest Expense		 534 805 1,160 1,703 1,753 955 642 1,588 3,208 3,333
Total Non-Interest Income		 4,579 4,628 4,777 5,201 5,253 5,610 6,264 7,136 7,546 7,904
Other Service Charges		 4,611 4,639 4,712 5,410 5,227 5,610 6,262 7,145 7,580 7,939
Net Realized & Unrealized Capital Gains on Investments		 -32 -11 65 -209 26 - 2.00 -9.00 -34 -35
Provision for Credit Losses		 4,536 6,459 7,551 5,856 6,236 10,264 -1,944 5,847 10,426 11,716
Total Non-Interest Expense		 12,996 13,558 14,194 14,902 15,483 15,056 16,570 19,163 20,316 21,486
Salaries and Employee Benefits		 4,975 5,202 5,899 5,727 6,388 6,805 7,421 8,425 9,302 9,398
Net Occupancy & Equipment Expense		 2,884 3,113 3,116 3,378 3,388 3,333 3,265 3,429 3,543 3,828
Marketing Expense		 1,744 1,811 1,670 2,174 2,274 1,610 2,871 4,017 4,009 4,562
Other Operating Expenses		 2,963 3,046 3,264 3,449 3,321 3,248 2,984 3,222 3,380 3,621
Impairment Charge		 - - - - - 60 - 70 82 77
Income Tax Expense		 1,869 1,714 3,375 1,293 1,341 486 3,415 1,880 1,158 1,163
Net Income / (Loss) Discontinued Operations		 38 -19 -135 -10 13 -3.00 -4.00 0.00 0.00 3.00
Preferred Stock Dividends Declared		 158 214 265 265 313 319 320 228 228 228
Net Income / (Loss) Attributable to Noncontrolling Interest		 20 24 13 40 41 20 105 88 77 77
Basic Earnings per Share		 $7.15 $6.96 $3.52 $11.90 $11.10 $5.19 $27.04 $17.98 $11.98 $11.61
Weighted Average Basic Shares Outstanding		 541.80M 504.90M 484.20M 479.90M 457.12M 459.24M 413.66M 381.08M 380.21M 381.33M
Diluted Earnings per Share		 $7.07 $6.89 $3.49 $11.82 $11.05 $5.18 $26.94 $17.91 $11.95 $11.59
Weighted Average Diluted Shares Outstanding		 541.80M 504.90M 484.20M 479.90M 457.12M 459.24M 413.66M 381.08M 380.21M 381.33M
Weighted Average Basic & Diluted Shares Outstanding		 541.80M 504.90M 484.20M 479.90M 457.12M 459.24M 413.66M 381.08M 380.21M 381.33M
Cash Dividends to Common per Share		 $1.50 $1.60 $1.60 $1.60 $1.60 $1.00 $2.60 $2.40 $2.40 $2.40

Quarterly Income Statements for Capital One Financial

This table shows Capital One Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders		 1,616 1,161 887 1,351 1,705 639 1,200 531 1,692 1,022
Consolidated Net Income / (Loss)		 1,694 1,232 960 1,431 1,790 706 1,280 597 1,777 1,096
Net Income / (Loss) Continuing Operations		 1,694 1,232 960 1,431 1,790 706 1,280 597 1,777 1,093
Total Pre-Tax Income 		2,187 1,544 1,163 1,728 2,222 932 1,582 651 2,218 1,459
Total Revenue		 8,805 9,040 8,903 9,012 9,366 9,506 9,402 9,506 10,014 10,190
Net Interest Income / (Expense)		 7,003 7,197 7,186 7,113 7,423 7,519 7,488 7,546 8,076 8,098
Total Interest Income		 8,200 9,158 9,754 10,166 10,873 11,145 11,177 11,280 11,860 11,717
Loans and Leases Interest Income		 7,578 8,360 8,723 9,057 9,696 9,934 9,920 9,993 10,547 10,434
Investment Securities Interest Income		 499 548 615 639 627 669 687 700 733 753
Other Interest Income		 123 250 416 470 550 542 570 587 580 530
Total Interest Expense		 1,197 1,961 2,568 3,053 3,450 3,626 3,689 3,734 3,784 3,619
Deposits Interest Expense		 689 1,335 1,856 2,277 2,611 2,745 2,812 2,874 2,945 2,862
Long-Term Debt Interest Expense		 508 626 712 776 839 881 877 849 839 768
Total Non-Interest Income		 1,802 1,843 1,717 1,899 1,943 1,987 1,914 1,960 1,938 2,092
Other Service Charges		 1,802 1,852 1,717 1,899 1,943 2,021 1,914 1,960 1,973 2,092
Provision for Credit Losses		 1,669 2,416 2,795 2,490 2,284 2,857 2,683 3,909 2,482 2,642
Total Non-Interest Expense		 4,949 5,080 4,945 4,794 4,860 5,717 5,137 4,946 5,314 6,089
Salaries and Employee Benefits		 2,187 2,266 2,427 2,317 2,274 2,284 2,478 2,200 2,391 2,329
Net Occupancy & Equipment Expense		 851 906 858 850 862 973 905 906 945 1,072
Marketing Expense		 978 1,118 897 886 972 1,254 1,010 1,064 1,113 1,375
Other Operating Expenses		 916 765 749 719 728 1,184 725 768 845 1,283
Income Tax Expense		 493 312 203 297 432 226 302 54 441 366
Preferred Stock Dividends Declared		 57 57 57 57 57 57 57 57 57 57
Net Income / (Loss) Attributable to Noncontrolling Interest		 21 14 16 23 28 10 23 9.00 28 17
Basic Earnings per Share		 $4.21 $3.14 $2.32 $3.53 $4.46 $1.67 $3.14 $1.39 $4.42 $2.66
Weighted Average Basic Shares Outstanding		 381.70M 381.08M 381.81M 381.44M 380.85M 380.21M 381.92M 381.86M 381.51M 381.33M
Diluted Earnings per Share		 $4.20 $3.13 $2.31 $3.52 $4.45 $1.67 $3.13 $1.38 $4.41 $2.67
Weighted Average Diluted Shares Outstanding		 381.70M 381.08M 381.81M 381.44M 380.85M 380.21M 381.92M 381.86M 381.51M 381.33M
Weighted Average Basic & Diluted Shares Outstanding		 381.70M 381.08M 381.81M 381.44M 380.85M 380.21M 381.92M 381.86M 381.51M 381.33M

Annual Cash Flow Statements for Capital One Financial

This table details how cash moves in and out of Capital One Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents		 1,564 3,453 1,859 -863 260 27,022 -18,717 9,202 12,499 -84
Net Cash From Operating Activities		 10,127 11,856 14,182 12,978 16,639 16,699 12,310 13,809 20,575 18,159
Net Cash From Continuing Operating Activities		 10,206 11,831 14,543 12,994 16,619 16,696 12,320 13,812 20,575 18,160
Net Income / (Loss) Continuing Operations		 4,050 3,751 1,982 6,025 5,533 2,714 12,394 7,360 4,887 4,747
Consolidated Net Income / (Loss)		 4,050 3,751 2,117 6,015 5,546 2,714 12,390 7,360 4,887 4,750
Net Income / (Loss) Discontinued Operations		 - - -135 -10 13 - -4.00 0.00 0.00 3.00
Provision For Loan Losses		 4,536 6,459 7,551 5,856 6,236 10,264 -1,944 5,847 10,426 11,716
Depreciation Expense		 2,100 2,428 2,440 2,396 3,339 3,501 3,481 3,210 3,226 3,237
Non-Cash Adjustments to Reconcile Net Income		 -432 -782 2,199 -177 737 -2,174 963 252 -289 27
Changes in Operating Assets and Liabilities, net		 -48 -25 371 -1,106 774 2,391 -2,574 -2,857 2,325 -1,567
Net Cash From Discontinued Operating Activities		 - 25 -361 -6.00 7.00 3.00 -6.00 -3.00 0.00 -4.00
Net Cash From Investing Activities		 -29,726 -25,630 -15,541 -15,618 -22,998 -14,841 -31,501 -29,738 -21,920 -26,410
Net Cash From Continuing Investing Activities		 -29,726 -25,630 -15,541 -15,618 -22,998 -14,841 -31,501 -29,738 -21,920 -26,410
Purchase of Property, Leasehold Improvements and Equipment		 -532 -779 -1,018 -874 -887 -710 -698 -934 -961 -1,204
Purchase of Investment Securities		 -44,976 -19,002 -34,462 -34,590 -33,781 -43,855 -63,054 -52,539 -32,378 -40,231
Sale and/or Maturity of Investments		 15,782 -5,849 19,939 19,846 11,670 29,724 32,251 23,735 11,419 15,025
Net Cash From Financing Activities		 21,163 17,227 3,218 1,777 6,619 25,164 474 25,131 13,844 8,167
Net Cash From Continuing Financing Activities		 21,163 17,227 3,218 1,777 6,619 25,164 474 25,131 13,844 8,167
Net Change in Deposits		 12,163 19,031 6,993 6,077 12,643 42,519 5,687 22,539 15,172 14,156
Issuance of Debt		 36,892 29,243 41,409 15,645 8,694 5,235 10,847 31,000 11,159 5,817
Issuance of Common Equity		 111 131 164 175 199 241 253 276 299 323
Repayment of Debt		 -26,145 -27,699 -44,187 -16,836 -12,880 -21,715 -7,293 -22,577 -10,919 -10,239
Repurchase of Common Equity		 -2,441 -3,661 -240 -2,284 -1,481 -393 -7,605 -4,948 -718 -734
Payment of Dividends		 -974 -1,026 -1,045 -1,038 -1,035 -740 -1,422 -1,178 -1,159 -1,160
Other Financing Activities, Net		 85 142 124 38 17 62 55 19 10 4.00
Cash Interest Paid		 1,643 2,250 2,772 3,933 4,790 3,580 2,158 3,609 10,823 13,201
Cash Income Taxes Paid		 1,732 2,121 1,187 407 626 988 2,527 1,852 1,355 1,105

Quarterly Cash Flow Statements for Capital One Financial

This table details how cash moves in and out of Capital One Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents		 3,041 5,965 15,717 -4,925 3,256 -1,549 7,747 -3,673 1,890 -6,048
Net Cash From Operating Activities		 2,777 8,157 2,992 3,354 7,129 7,100 3,010 6,243 6,458 2,448
Net Cash From Continuing Operating Activities		 2,777 8,159 2,992 3,354 7,129 7,100 3,010 6,243 6,458 2,449
Net Income / (Loss) Continuing Operations		 1,694 1,232 960 1,431 1,790 706 1,280 597 1,777 1,093
Consolidated Net Income / (Loss)		 1,694 1,232 960 1,431 1,790 706 1,280 597 1,777 1,096
Provision For Loan Losses		 1,669 2,416 2,795 2,490 2,284 2,857 2,683 3,909 2,482 2,642
Depreciation Expense		 744 843 1,251 325 852 798 806 811 806 814
Non-Cash Adjustments to Reconcile Net Income		 -1,269 1,201 -179 -359 209 40 -514 446 375 -280
Changes in Operating Assets and Liabilities, net		 -61 2,467 -1,835 -533 1,994 2,699 -1,245 480 1,018 -1,820
Net Cash From Investing Activities		 -5,789 -11,447 -2,994 -4,165 -5,071 -9,690 1,675 -7,532 -6,304 -14,249
Net Cash From Continuing Investing Activities		 -5,789 -11,447 -2,994 -4,165 -5,071 -9,690 1,675 -7,532 -6,304 -14,249
Purchase of Property, Leasehold Improvements and Equipment		 -221 -290 -235 -206 -259 -261 -247 -289 -312 -356
Purchase of Investment Securities		 -13,213 -13,786 -5,295 -6,838 -7,775 -12,470 -1,132 -10,910 -10,375 -17,814
Sale and/or Maturity of Investments		 7,645 2,629 2,536 2,879 2,963 3,041 3,054 3,667 4,383 3,921
Net Cash From Financing Activities		 6,053 9,255 15,719 -4,114 1,198 1,041 3,062 -2,384 1,736 5,753
Net Cash From Continuing Financing Activities		 6,053 9,255 15,719 -4,114 1,198 1,041 3,062 -2,384 1,736 5,753
Net Change in Deposits		 9,684 15,768 16,648 -5,905 2,337 2,092 2,620 430 1,937 9,169
Issuance of Debt		 5,490 1,499 3,139 4,979 -316 3,357 2,019 149 2,793 856
Issuance of Common Equity		 76 62 76 88 71 64 80 95 76 72
Repayment of Debt		 -8,599 -7,637 -3,607 -2,830 -452 -4,030 -1,117 -2,606 -2,622 -3,894
Repurchase of Common Equity		 -319 -157 -246 -157 -157 -158 -249 -163 -161 -161
Payment of Dividends		 -289 -288 -291 -289 -289 -290 -292 -289 -290 -289
Cash Interest Paid		 958 1,682 2,084 4,240 3,872 627 3,108 3,377 3,346 3,370
Cash Income Taxes Paid		 518 861 103 528 240 484 47 179 337 542

Annual Balance Sheets for Capital One Financial

This table presents Capital One Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets		 334,048 357,033 365,693 372,538 390,365 421,602 432,381 455,249 478,464 490,144
Cash and Due from Banks		 3,407 4,185 4,458 4,768 4,129 4,708 4,164 5,193 4,903 3,028
Restricted Cash		 1,017 2,517 312 303 342 262 308 400 458 441
Interest Bearing Deposits at Other Banks		 4,616 5,791 9,582 8,418 9,278 35,801 17,582 25,663 38,394 40,202
Trading Account Securities		 64,584 67,492 67,610 84,113 79,613 103,155 5,888 203 854 202
Loans and Leases, Net of Allowance		 224,721 239,083 246,971 238,679 258,601 236,060 265,910 299,091 305,176 311,517
Loans and Leases		 229,851 245,586 254,473 245,899 265,809 251,624 277,340 312,331 320,472 327,775
Allowance for Loan and Lease Losses		 5,130 6,503 7,502 7,220 7,208 15,564 11,430 13,240 15,296 16,258
Premises and Equipment, Net		 3,584 3,675 4,033 4,191 4,378 4,287 4,210 4,351 4,375 4,511
Goodwill		 14,480 14,519 14,533 14,544 14,653 14,653 14,782 14,777 15,065 15,059
Other Assets		 17,639 19,771 18,194 17,522 19,371 22,676 119,537 105,571 109,239 115,184
Total Liabilities & Shareholders' Equity		 334,048 357,033 365,693 372,538 390,365 421,602 432,381 455,249 478,464 490,144
Total Liabilities		 286,764 309,519 316,963 320,870 332,354 361,398 371,352 402,667 420,375 429,360
Non-Interest Bearing Deposits		 25,847 25,502 26,404 23,483 23,488 31,142 38,043 32,203 28,024 26,122
Interest Bearing Deposits		 191,874 211,266 217,298 226,281 239,209 274,300 272,937 300,789 320,389 336,585
Federal Funds Purchased and Securities Sold		 981 992 576 352 314 668 820 883 538 562
Short-Term Debt		 20,131 17,211 8,940 - - 75 - 33 27 29
Accrued Interest Payable		 299 327 413 458 439 352 281 527 649 666
Long-Term Debt		 38,003 42,257 50,765 58,553 55,383 39,796 42,266 47,799 49,291 44,960
Other Long-Term Liabilities		 9,629 11,964 12,567 11,743 13,521 15,065 17,005 20,433 21,457 20,436
Commitments & Contingencies		 - - - - 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 47,284 47,514 48,730 51,668 58,011 60,204 61,029 52,582 58,089 60,784
Total Preferred & Common Equity		 47,284 47,514 48,730 51,668 58,011 60,204 61,029 52,582 58,089 60,784
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 47,284 47,514 48,730 51,668 58,011 60,204 61,029 52,582 58,089 60,784
Common Stock		 29,661 31,164 31,663 32,047 32,987 33,487 34,119 34,732 35,548 36,435
Retained Earnings		 27,045 29,766 30,700 35,875 40,340 40,088 51,006 57,184 60,945 64,505
Treasury Stock		 -8,806 -12,467 -12,707 -14,991 -16,472 -16,865 -24,470 -29,418 -30,136 -30,870
Accumulated Other Comprehensive Income / (Loss)		 -616 -949 -926 -1,263 1,156 3,494 374 -9,916 -8,268 -9,286

Quarterly Balance Sheets for Capital One Financial

This table presents Capital One Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Total Assets		 444,232 455,249 471,660 467,800 471,435 478,464 481,720 480,018 486,433 490,144
Cash and Due from Banks		 3,716 5,193 3,347 3,360 4,620 4,903 4,671 5,298 3,976 3,028
Restricted Cash		 399 400 460 452 435 458 474 2,415 421 441
Interest Bearing Deposits at Other Banks		 21,176 25,663 43,166 38,236 40,249 38,394 46,357 40,116 45,322 40,202
Trading Account Securities		 77,032 203 363 1,211 742 854 1,631 80,058 83,596 202
Loans and Leases, Net of Allowance		 291,734 299,091 294,518 296,677 299,825 305,176 299,774 301,537 303,709 311,517
Loans and Leases		 303,943 312,331 308,836 311,323 314,780 320,472 315,154 318,186 320,243 327,775
Allowance for Loan and Lease Losses		 12,209 13,240 14,318 14,646 14,955 15,296 15,380 16,649 16,534 16,258
Premises and Equipment, Net		 4,265 4,351 4,365 4,359 4,378 4,375 4,366 4,396 4,440 4,511
Goodwill		 14,771 14,777 14,779 15,060 15,048 15,065 15,062 15,062 15,083 15,059
Other Assets		 31,139 105,571 110,662 108,445 106,138 109,239 109,385 31,136 29,886 115,184
Total Liabilities & Shareholders' Equity		 444,232 455,249 471,660 467,800 471,435 478,464 481,720 480,018 486,433 490,144
Total Liabilities		 393,371 402,667 417,007 413,241 417,767 420,375 423,919 422,037 423,508 429,360
Non-Interest Bearing Deposits		 34,391 32,203 31,186 29,312 28,794 28,024 27,617 27,005 26,378 26,122
Interest Bearing Deposits		 282,802 300,789 318,641 314,393 317,217 320,389 323,352 324,437 327,253 336,585
Federal Funds Purchased and Securities Sold		 528 883 542 649 522 538 568 715 520 562
Short-Term Debt		 7,538 33 24 121 25 27 24 25 24 29
Accrued Interest Payable		 433 527 621 637 685 649 762 668 705 666
Long-Term Debt		 46,541 47,799 48,211 49,488 48,700 49,291 49,769 47,216 48,792 44,960
Other Long-Term Liabilities		 21,138 20,433 17,782 18,641 21,824 21,457 21,827 21,971 19,836 20,436
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 50,861 52,582 54,653 54,559 53,668 58,089 57,801 57,981 62,925 60,784
Total Preferred & Common Equity		 50,861 52,582 54,653 54,559 53,668 58,089 57,801 57,981 62,925 60,784
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 50,861 52,582 54,653 54,559 53,668 58,089 57,801 57,981 62,925 60,784
Common Stock		 34,586 34,732 34,959 35,170 35,341 35,548 35,815 36,019 36,223 36,435
Retained Earnings		 56,240 57,184 57,898 59,028 60,529 60,945 61,905 62,211 63,698 64,505
Treasury Stock		 -29,261 -29,418 -29,664 -29,821 -29,978 -30,136 -30,385 -30,548 -30,709 -30,870
Accumulated Other Comprehensive Income / (Loss)		 -10,704 -9,916 -8,540 -9,818 -12,224 -8,268 -9,534 -9,701 -6,287 -9,286

Annual Metrics and Ratios for Capital One Financial

This table displays calculated financial ratios and metrics derived from Capital One Financial's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 5.04% 8.92% 6.81% 3.08% 1.84% -0.24% 6.70% 12.53% 7.41% 6.32%
EBITDA Growth		 -6.88% -0.86% 0.25% 22.47% 5.14% -34.36% 187.74% -35.46% -25.53% -1.34%
EBIT Growth		 -10.47% -6.75% 0.15% 33.25% -6.07% -53.40% 393.57% -41.55% -34.58% -2.23%
NOPAT Growth		 -9.29% -6.03% -43.85% 184.60% -8.17% -50.89% 356.16% -40.62% -33.60% -2.86%
Net Income Growth		 -8.54% -7.38% -47.16% 203.48% -7.80% -51.06% 356.52% -40.60% -33.60% -2.80%
EPS Growth		 -6.85% -2.55% -49.35% 238.68% -6.51% -53.12% 420.08% -33.52% -33.28% -3.01%
Operating Cash Flow Growth		 8.85% 17.07% 19.62% -8.49% 28.21% 0.36% -26.28% 12.18% 49.00% -11.74%
Free Cash Flow Firm Growth		 -28.38% 125.14% -69.90% 538.40% -44.33% 579.49% -42.79% 11.63% -120.56% 402.99%
Invested Capital Growth		 13.81% 1.48% 1.36% 1.65% 2.88% -11.75% 3.22% -2.79% 6.96% -1.52%
Revenue Q/Q Growth		 1.65% 1.48% 1.67% 0.00% 1.47% -0.31% 2.63% 2.77% 1.28% 1.78%
EBITDA Q/Q Growth		 -0.18% -1.64% 3.73% -1.13% 4.45% 29.10% 0.25% -10.91% -6.62% 6.31%
EBIT Q/Q Growth		 -1.44% -3.50% 3.25% -0.88% 3.07% 101.83% -0.03% -14.09% -9.19% 9.79%
NOPAT Q/Q Growth		 -1.52% -2.96% -43.88% 54.53% -1.53% 104.75% -1.13% -13.96% -9.72% 8.88%
Net Income Q/Q Growth		 -1.91% -3.32% -47.06% 59.00% -1.51% 104.98% -1.13% -13.95% -9.72% 8.95%
EPS Q/Q Growth		 -1.94% -1.85% -50.71% 64.40% -2.13% 157.71% 0.30% -11.73% -10.89% 9.44%
Operating Cash Flow Q/Q Growth		 -4.53% 7.95% 17.34% -1.15% 1.09% 3.13% 0.29% 33.89% -4.89% -20.39%
Free Cash Flow Firm Q/Q Growth		 -510.72% 116.19% -64.70% -58.78% 1,393.67% 83.69% -28.51% 167.11% -126.46% 227.93%
Invested Capital Q/Q Growth		 17.86% 0.03% -0.38% 7.58% 5.07% -0.44% 3.07% -4.31% 4.90% -5.34%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 34.09% 31.03% 29.12% 34.60% 35.72% 23.50% 63.38% 36.35% 25.20% 23.39%
EBIT Margin		 25.12% 21.51% 20.16% 26.07% 24.04% 11.23% 51.94% 26.98% 16.43% 15.11%
Profit (Net Income) Margin		 17.30% 14.71% 7.28% 21.42% 19.40% 9.52% 40.71% 21.49% 13.28% 12.14%
Tax Burden Percent		 68.87% 68.40% 36.09% 82.19% 80.68% 84.73% 78.37% 79.65% 80.84% 80.37%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 31.78% 31.25% 61.45% 17.67% 19.51% 15.17% 21.60% 20.35% 19.16% 19.68%
Return on Invested Capital (ROIC)		 4.05% 3.55% 1.97% 5.51% 4.95% 2.55% 12.19% 7.23% 4.70% 4.45%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.12% 3.52% 1.74% 5.49% 4.97% 2.54% 12.18% 7.23% 4.70% 4.46%
Return on Net Nonoperating Assets (RNNOA)		 4.72% 4.36% 2.15% 6.47% 5.16% 2.05% 8.25% 5.73% 4.13% 3.54%
Return on Equity (ROE)		 8.77% 7.91% 4.12% 11.98% 10.11% 4.59% 20.44% 12.96% 8.83% 7.99%
Cash Return on Invested Capital (CROIC)		 -8.86% 2.08% 0.62% 3.88% 2.11% 15.02% 9.02% 10.05% -2.03% 5.99%
Operating Return on Assets (OROA)		 1.83% 1.59% 1.52% 1.98% 1.80% 0.79% 3.70% 2.08% 1.29% 1.22%
Return on Assets (ROA)		 1.26% 1.09% 0.55% 1.63% 1.45% 0.67% 2.90% 1.66% 1.05% 0.98%
Return on Common Equity (ROCE)		 8.77% 7.91% 4.12% 11.98% 10.11% 4.59% 20.44% 12.96% 8.83% 7.99%
Return on Equity Simple (ROE_SIMPLE)		 8.57% 7.89% 4.07% 11.64% 9.56% 4.51% 20.30% 14.00% 8.41% 7.81%
Net Operating Profit after Tax (NOPAT)		 4,012 3,770 2,117 6,025 5,533 2,717 12,394 7,360 4,887 4,747
NOPAT Margin		 17.14% 14.78% 7.77% 21.46% 19.35% 9.53% 40.72% 21.49% 13.28% 12.14%
Net Nonoperating Expense Percent (NNEP)		 -0.07% 0.03% 0.23% 0.02% -0.02% 0.01% 0.01% 0.00% 0.00% -0.01%
SG&A Expenses to Revenue		 41.02% 39.71% 39.23% 40.17% 42.14% 41.19% 44.54% 46.34% 45.82% 45.48%
Operating Expenses to Revenue		 55.51% 53.17% 52.11% 53.08% 54.15% 52.79% 54.44% 55.95% 55.23% 54.93%
Earnings before Interest and Taxes (EBIT)		 5,881 5,484 5,492 7,318 6,874 3,203 15,809 9,240 6,045 5,910
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 7,981 7,912 7,932 9,714 10,213 6,704 19,290 12,450 9,271 9,147
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.69 0.77 0.88 0.63 0.76 0.70 0.96 0.65 0.84 1.12
Price to Tangible Book Value (P/TBV)		 1.00 1.11 1.25 0.87 1.02 0.93 1.27 0.90 1.14 1.48
Price to Revenue (P/Rev)		 1.40 1.44 1.57 1.15 1.54 1.48 1.92 0.99 1.33 1.73
Price to Earnings (P/E)		 8.44 10.44 25.15 5.66 8.49 17.74 4.89 4.83 10.69 15.26
Dividend Yield		 2.44% 2.11% 1.81% 2.34% 1.69% 1.09% 1.45% 3.37% 1.87% 1.35%
Earnings Yield		 11.85% 9.58% 3.98% 17.66% 11.78% 5.64% 20.44% 20.71% 9.35% 6.55%
Enterprise Value to Invested Capital (EV/IC)		 0.78 0.78 0.81 0.70 0.76 0.41 0.76 0.50 0.51 0.65
Enterprise Value to Revenue (EV/Rev)		 3.49 3.28 3.24 2.76 3.00 1.45 2.59 1.48 1.48 1.77
Enterprise Value to EBITDA (EV/EBITDA)		 10.25 10.57 11.12 7.97 8.39 6.15 4.08 4.06 5.88 7.56
Enterprise Value to EBIT (EV/EBIT)		 13.90 15.25 16.06 10.58 12.47 12.87 4.98 5.48 9.02 11.70
Enterprise Value to NOPAT (EV/NOPAT)		 20.38 22.18 41.66 12.85 15.49 15.18 6.35 6.87 11.16 14.57
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.07 7.05 6.22 5.96 5.15 2.47 6.40 3.66 2.65 3.81
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 37.91 132.84 18.26 36.32 2.57 8.59 4.94 0.00 10.84
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 1.23 1.25 1.23 1.13 0.95 0.66 0.69 0.91 0.85 0.74
Long-Term Debt to Equity		 0.80 0.89 1.04 1.13 0.95 0.66 0.69 0.91 0.85 0.74
Financial Leverage		 1.14 1.24 1.24 1.18 1.04 0.81 0.68 0.79 0.88 0.79
Leverage Ratio		 6.96 7.29 7.51 7.35 6.96 6.87 7.04 7.81 8.44 8.15
Compound Leverage Factor		 6.96 7.29 7.51 7.35 6.96 6.87 7.04 7.81 8.44 8.15
Debt to Total Capital		 55.15% 55.59% 55.06% 53.12% 48.84% 39.84% 40.92% 47.63% 45.92% 42.53%
Short-Term Debt to Total Capital		 19.10% 16.09% 8.24% 0.00% 0.00% 0.07% 0.00% 0.03% 0.03% 0.03%
Long-Term Debt to Total Capital		 36.05% 39.50% 46.82% 53.12% 48.84% 39.77% 40.92% 47.60% 45.89% 42.51%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 44.85% 44.41% 44.94% 46.88% 51.16% 60.16% 59.08% 52.37% 54.08% 57.47%
Debt to EBITDA		 7.28 7.52 7.53 6.03 5.42 5.95 2.19 3.84 5.32 4.92
Net Debt to EBITDA		 6.15 5.94 5.72 4.64 4.08 -0.13 1.05 1.33 0.60 0.14
Long-Term Debt to EBITDA		 4.76 5.34 6.40 6.03 5.42 5.94 2.19 3.84 5.32 4.92
Debt to NOPAT		 14.49 15.77 28.20 9.72 10.01 14.67 3.41 6.50 10.09 9.48
Net Debt to NOPAT		 12.24 12.46 21.42 7.48 7.52 -0.33 1.63 2.25 1.14 0.28
Long-Term Debt to NOPAT		 9.47 11.21 23.98 9.72 10.01 14.65 3.41 6.49 10.09 9.47
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -8,776 2,206 664 4,239 2,360 16,036 9,174 10,241 -2,106 6,381
Operating Cash Flow to CapEx		 1,903.57% 1,521.95% 1,393.12% 1,484.90% 1,875.87% 2,351.97% 1,763.61% 1,478.48% 2,141.00% 1,508.22%
Free Cash Flow to Firm to Interest Expense		 -5.40 1.09 0.24 0.99 0.46 5.14 5.74 2.48 -0.17 0.43
Operating Cash Flow to Interest Expense		 6.23 5.88 5.13 3.02 3.22 5.35 7.70 3.35 1.62 1.22
Operating Cash Flow Less CapEx to Interest Expense		 5.90 5.49 4.77 2.81 3.05 5.12 7.27 3.12 1.54 1.14
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.07 0.07 0.08 0.08 0.08 0.07 0.07 0.08 0.08 0.08
Fixed Asset Turnover		 6.44 7.03 7.07 6.83 6.67 6.58 7.16 8.00 8.43 8.80
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 105,418 106,982 108,435 110,221 113,394 100,075 103,295 100,414 107,407 105,773
Invested Capital Turnover		 0.24 0.24 0.25 0.26 0.26 0.27 0.30 0.34 0.35 0.37
Increase / (Decrease) in Invested Capital		 12,788 1,564 1,453 1,786 3,173 -13,319 3,220 -2,881 6,993 -1,634
Enterprise Value (EV)		 81,770 83,634 88,204 77,403 85,710 41,238 78,760 50,591 54,543 69,147
Market Capitalization		 32,676 36,659 42,851 32,339 44,076 42,138 58,548 34,015 48,980 67,829
Book Value per Share		 $88.87 $98.52 $100.53 $109.08 $124.56 $131.62 $143.39 $137.76 $152.53 $159.32
Tangible Book Value per Share		 $61.66 $68.41 $70.55 $78.38 $93.10 $99.59 $108.66 $99.04 $112.97 $119.85
Total Capital		 105,418 106,982 108,435 110,221 113,394 100,075 103,295 100,414 107,407 105,773
Total Debt		 58,134 59,468 59,705 58,553 55,383 39,871 42,266 47,832 49,318 44,989
Total Long-Term Debt		 38,003 42,257 50,765 58,553 55,383 39,796 42,266 47,799 49,291 44,960
Net Debt		 49,094 46,975 45,353 45,064 41,634 -900 20,212 16,576 5,563 1,318
Capital Expenditures (CapEx)		 532 779 1,018 874 887 710 698 934 961 1,204
Net Nonoperating Expense (NNE)		 -38 19 135 10 -13 3.00 4.00 0.00 0.00 -3.00
Net Nonoperating Obligations (NNO)		 58,134 59,468 59,705 58,553 55,383 39,871 42,266 47,832 49,318 44,989
Total Depreciation and Amortization (D&A)		 2,100 2,428 2,440 2,396 3,339 3,501 3,481 3,210 3,226 3,237
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $3.52 $11.90 $11.10 $5.19 $27.04 $17.98 $11.98 $11.61
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 486.29M 467.88M 457.12M 459.24M 413.66M 381.08M 380.21M 381.33M
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $3.49 $11.82 $11.05 $5.18 $26.94 $17.91 $11.95 $11.59
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 486.29M 467.88M 457.12M 459.24M 413.66M 381.08M 380.21M 381.33M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $11.10 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 486.29M 467.88M 457.12M 459.24M 413.66M 381.08M 380.21M 381.33M
Normalized Net Operating Profit after Tax (NOPAT)		 4,012 3,770 3,844 6,025 5,533 2,768 12,394 7,416 4,953 4,809
Normalized NOPAT Margin		 17.14% 14.78% 14.11% 21.46% 19.35% 9.70% 40.72% 21.65% 13.46% 12.30%
Pre Tax Income Margin		 25.12% 21.51% 20.16% 26.07% 24.04% 11.23% 51.94% 26.98% 16.43% 15.11%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 3.62 2.72 1.99 1.70 1.33 1.03 9.89 2.24 0.48 0.40
NOPAT to Interest Expense		 2.47 1.87 0.77 1.40 1.07 0.87 7.76 1.79 0.38 0.32
EBIT Less CapEx to Interest Expense		 3.29 2.33 1.62 1.50 1.16 0.80 9.46 2.01 0.40 0.32
NOPAT Less CapEx to Interest Expense		 2.14 1.48 0.40 1.20 0.90 0.64 7.32 1.56 0.31 0.24
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 24.05% 27.35% 52.72% 17.26% 18.66% 27.27% 11.48% 16.01% 23.72% 24.42%
Augmented Payout Ratio		 84.32% 124.95% 64.83% 55.23% 45.37% 41.75% 72.86% 83.23% 38.41% 39.87%

Quarterly Metrics and Ratios for Capital One Financial

This table displays calculated financial ratios and metrics derived from Capital One Financial's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 12.45% 11.36% 8.93% 9.48% 6.37% 5.15% 5.60% 5.48% 6.92% 7.20%
EBITDA Growth		 -40.18% -38.98% -36.21% -38.68% 4.88% -27.52% -1.08% -28.79% -1.63% 31.39%
EBIT Growth		 -45.13% -49.53% -60.51% -32.61% 1.60% -39.64% 36.03% -62.33% -0.18% 56.55%
NOPAT Growth		 -45.43% -49.22% -60.05% -29.54% 5.67% -42.69% 33.33% -58.28% -0.73% 54.82%
Net Income Growth		 -45.43% -49.20% -60.05% -29.54% 5.67% -42.69% 33.33% -58.28% -0.73% 55.24%
EPS Growth		 -38.05% -43.19% -58.90% -29.03% 5.95% -46.65% 35.50% -60.80% -0.90% 59.88%
Operating Cash Flow Growth		 42.12% 74.97% 3,887.34% 13.54% 156.72% -12.96% 0.60% 86.14% -9.41% -65.52%
Free Cash Flow Firm Growth		 -188.97% 618.01% -1,010.00% 194.01% 243.32% -252.86% -318.32% -104.98% -274.57% 143.38%
Invested Capital Growth		 4.71% -2.79% 1.76% -6.92% -2.43% 6.96% 4.57% 1.01% 9.13% -1.52%
Revenue Q/Q Growth		 6.96% 2.67% -1.52% 1.22% 3.93% 1.49% -1.09% 1.11% 5.34% 1.76%
EBITDA Q/Q Growth		 -12.46% -18.56% 1.13% -14.95% 49.73% -43.72% 38.03% -38.78% 106.84% -24.83%
EBIT Q/Q Growth		 -14.70% -29.40% -24.68% 48.58% 28.59% -58.06% 69.74% -58.85% 240.71% -34.22%
NOPAT Q/Q Growth		 -16.59% -27.27% -22.08% 49.06% 25.09% -60.56% 81.30% -53.36% 197.65% -38.49%
Net Income Q/Q Growth		 -16.59% -27.27% -22.08% 49.06% 25.09% -60.56% 81.30% -53.36% 197.65% -38.32%
EPS Q/Q Growth		 -15.32% -25.48% -26.20% 52.38% 26.42% -62.47% 87.43% -55.91% 219.57% -39.46%
Operating Cash Flow Q/Q Growth		 -5.99% 193.73% -63.32% 12.10% 112.55% -0.41% -57.61% 107.41% 3.44% -62.09%
Free Cash Flow Firm Q/Q Growth		 68.98% 235.92% -119.91% 1,219.78% -52.71% -244.96% 45.51% 86.66% -1,556.67% 136.02%
Invested Capital Q/Q Growth		 -6.23% -4.31% 2.46% 1.24% -1.70% 4.90% 0.17% -2.20% 6.20% -5.34%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 33.29% 26.40% 27.11% 22.78% 32.82% 18.20% 25.40% 15.38% 30.20% 22.31%
EBIT Margin		 24.84% 17.08% 13.06% 19.17% 23.72% 9.80% 16.83% 6.85% 22.15% 14.32%
Profit (Net Income) Margin		 19.24% 13.63% 10.78% 15.88% 19.11% 7.43% 13.61% 6.28% 17.75% 10.76%
Tax Burden Percent		 77.46% 79.79% 82.55% 82.81% 80.56% 75.75% 80.91% 91.71% 80.12% 75.12%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 22.54% 20.21% 17.45% 17.19% 19.44% 24.25% 19.09% 8.29% 19.88% 25.09%
Return on Invested Capital (ROIC)		 6.25% 4.58% 3.70% 5.26% 6.70% 2.63% 4.82% 2.27% 6.37% 3.94%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.25% 4.58% 3.70% 5.26% 6.70% 2.63% 4.82% 2.27% 6.37% 3.94%
Return on Net Nonoperating Assets (RNNOA)		 4.96% 3.63% 3.10% 5.26% 6.59% 2.31% 4.20% 1.95% 5.33% 3.13%
Return on Equity (ROE)		 11.21% 8.22% 6.80% 10.52% 13.28% 4.94% 9.03% 4.22% 11.70% 7.06%
Cash Return on Invested Capital (CROIC)		 3.74% 10.05% 4.06% 12.09% 7.68% -2.03% 0.48% 3.17% -4.66% 5.99%
Operating Return on Assets (OROA)		 1.90% 1.32% 1.01% 1.51% 1.88% 0.77% 1.32% 0.55% 1.78% 1.16%
Return on Assets (ROA)		 1.47% 1.05% 0.83% 1.25% 1.52% 0.59% 1.06% 0.50% 1.42% 0.87%
Return on Common Equity (ROCE)		 11.21% 8.22% 6.80% 10.52% 13.28% 4.94% 9.03% 4.22% 11.70% 7.06%
Return on Equity Simple (ROE_SIMPLE)		 16.82% 0.00% 10.83% 9.75% 10.09% 0.00% 9.01% 7.54% 6.93% 0.00%
Net Operating Profit after Tax (NOPAT)		 1,694 1,232 960 1,431 1,790 706 1,280 597 1,777 1,093
NOPAT Margin		 19.24% 13.63% 10.78% 15.88% 19.11% 7.43% 13.61% 6.28% 17.75% 10.73%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% -0.01%
SG&A Expenses to Revenue		 45.61% 47.46% 46.97% 44.97% 43.86% 47.45% 46.72% 43.87% 44.43% 46.87%
Operating Expenses to Revenue		 56.21% 56.19% 55.54% 53.20% 51.89% 60.14% 54.64% 52.03% 53.07% 59.75%
Earnings before Interest and Taxes (EBIT)		 2,187 1,544 1,163 1,728 2,222 932 1,582 651 2,218 1,459
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 2,931 2,387 2,414 2,053 3,074 1,730 2,388 1,462 3,024 2,273
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.67 0.65 0.66 0.75 0.68 0.84 0.98 0.91 0.91 1.12
Price to Tangible Book Value (P/TBV)		 0.94 0.90 0.90 1.04 0.94 1.14 1.33 1.23 1.20 1.48
Price to Revenue (P/Rev)		 1.02 0.99 1.02 1.14 1.00 1.33 1.52 1.40 1.49 1.73
Price to Earnings (P/E)		 4.16 4.83 6.38 8.16 7.12 10.69 11.58 12.98 14.08 15.26
Dividend Yield		 2.71% 3.37% 3.83% 2.80% 3.15% 1.87% 1.61% 1.73% 1.60% 1.35%
Earnings Yield		 24.03% 20.71% 15.66% 12.25% 14.05% 9.35% 8.63% 7.71% 7.10% 6.55%
Enterprise Value to Invested Capital (EV/IC)		 0.60 0.50 0.36 0.47 0.39 0.51 0.51 0.50 0.50 0.65
Enterprise Value to Revenue (EV/Rev)		 1.89 1.48 1.06 1.36 1.09 1.48 1.48 1.38 1.46 1.77
Enterprise Value to EBITDA (EV/EBITDA)		 4.50 4.06 3.35 4.96 4.00 5.88 5.95 6.04 6.54 7.56
Enterprise Value to EBIT (EV/EBIT)		 5.84 5.48 4.97 7.32 5.97 9.02 8.51 9.71 10.45 11.70
Enterprise Value to NOPAT (EV/NOPAT)		 7.34 6.87 6.27 9.12 7.34 11.16 10.56 11.96 12.91 14.57
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.09 3.66 2.20 2.81 1.84 2.65 2.67 2.23 2.47 3.81
Enterprise Value to Free Cash Flow (EV/FCFF)		 16.39 4.94 8.96 3.71 4.99 0.00 109.77 15.75 0.00 10.84
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 1.06 0.91 0.88 0.91 0.91 0.85 0.86 0.81 0.78 0.74
Long-Term Debt to Equity		 0.92 0.91 0.88 0.91 0.91 0.85 0.86 0.81 0.78 0.74
Financial Leverage		 0.79 0.79 0.84 1.00 0.98 0.88 0.87 0.86 0.84 0.79
Leverage Ratio		 7.60 7.81 8.16 8.41 8.76 8.44 8.48 8.42 8.22 8.15
Compound Leverage Factor		 7.60 7.81 8.16 8.41 8.76 8.44 8.48 8.42 8.22 8.15
Debt to Total Capital		 51.53% 47.63% 46.88% 47.62% 47.59% 45.92% 46.28% 44.90% 43.69% 42.53%
Short-Term Debt to Total Capital		 7.18% 0.03% 0.02% 0.12% 0.02% 0.03% 0.02% 0.02% 0.02% 0.03%
Long-Term Debt to Total Capital		 44.35% 47.60% 46.86% 47.51% 47.56% 45.89% 46.26% 44.87% 43.67% 42.51%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 48.47% 52.37% 53.12% 52.38% 52.41% 54.08% 53.72% 55.10% 56.31% 57.47%
Debt to EBITDA		 3.87 3.84 4.35 5.07 4.91 5.32 5.39 5.46 5.67 4.92
Net Debt to EBITDA		 2.06 1.33 0.11 0.77 0.34 0.60 -0.18 -0.07 -0.11 0.14
Long-Term Debt to EBITDA		 3.33 3.84 4.35 5.06 4.91 5.32 5.38 5.46 5.67 4.92
Debt to NOPAT		 6.32 6.50 8.15 9.33 9.00 10.09 9.56 10.80 11.20 9.48
Net Debt to NOPAT		 3.37 2.25 0.21 1.42 0.63 1.14 -0.33 -0.13 -0.21 0.28
Long-Term Debt to NOPAT		 5.44 6.49 8.15 9.31 9.00 10.09 9.56 10.80 11.19 9.47
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -3,026 4,113 -819 9,171 4,337 -6,287 -3,426 -457 -7,571 2,727
Operating Cash Flow to CapEx		 1,256.56% 2,812.76% 1,273.19% 1,628.16% 2,752.51% 2,720.31% 1,218.62% 2,160.21% 2,069.87% 687.64%
Free Cash Flow to Firm to Interest Expense		 -2.53 2.10 -0.32 3.00 1.26 -1.73 -0.93 -0.12 -2.00 0.75
Operating Cash Flow to Interest Expense		 2.32 4.16 1.17 1.10 2.07 1.96 0.82 1.67 1.71 0.68
Operating Cash Flow Less CapEx to Interest Expense		 2.14 4.01 1.07 1.03 1.99 1.89 0.75 1.59 1.62 0.58
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08
Fixed Asset Turnover		 7.87 8.00 8.13 8.32 8.40 8.43 8.54 8.63 8.72 8.80
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 104,940 100,414 102,888 104,168 102,393 107,407 107,594 105,222 111,741 105,773
Invested Capital Turnover		 0.32 0.34 0.34 0.33 0.35 0.35 0.35 0.36 0.36 0.37
Increase / (Decrease) in Invested Capital		 4,720 -2,881 1,779 -7,740 -2,547 6,993 4,706 1,054 9,348 -1,634
Enterprise Value (EV)		 62,825 50,591 37,094 48,503 39,747 54,543 54,995 52,289 56,272 69,147
Market Capitalization		 34,037 34,015 35,832 40,942 36,326 48,980 56,704 52,877 57,175 67,829
Book Value per Share		 $132.51 $137.76 $143.42 $142.90 $140.70 $152.53 $151.34 $151.81 $164.79 $159.32
Tangible Book Value per Share		 $94.03 $99.04 $104.63 $103.45 $101.25 $112.97 $111.91 $112.38 $125.29 $119.85
Total Capital		 104,940 100,414 102,888 104,168 102,393 107,407 107,594 105,222 111,741 105,773
Total Debt		 54,079 47,832 48,235 49,609 48,725 49,318 49,793 47,241 48,816 44,989
Total Long-Term Debt		 46,541 47,799 48,211 49,488 48,700 49,291 49,769 47,216 48,792 44,960
Net Debt		 28,788 16,576 1,262 7,561 3,421 5,563 -1,709 -588 -903 1,318
Capital Expenditures (CapEx)		 221 290 235 206 259 261 247 289 312 356
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -3.00
Net Nonoperating Obligations (NNO)		 54,079 47,832 48,235 49,609 48,725 49,318 49,793 47,241 48,816 44,989
Total Depreciation and Amortization (D&A)		 744 843 1,251 325 852 798 806 811 806 814
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $4.21 $3.14 $2.32 $3.53 $4.46 $1.67 $3.14 $1.39 $4.42 $2.66
Adjusted Weighted Average Basic Shares Outstanding		 381.70M 381.08M 381.81M 381.44M 380.85M 380.21M 381.92M 381.86M 381.51M 381.33M
Adjusted Diluted Earnings per Share		 $4.20 $3.13 $2.31 $3.52 $4.45 $1.67 $3.13 $1.38 $4.41 $2.67
Adjusted Weighted Average Diluted Shares Outstanding		 381.70M 381.08M 381.81M 381.44M 380.85M 380.21M 381.92M 381.86M 381.51M 381.33M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 381.70M 381.08M 381.81M 381.44M 380.85M 380.21M 381.92M 381.86M 381.51M 381.33M
Normalized Net Operating Profit after Tax (NOPAT)		 1,694 1,232 960 1,431 1,790 706 1,280 597 1,777 1,093
Normalized NOPAT Margin		 19.24% 13.63% 10.78% 15.88% 19.11% 7.43% 13.61% 6.28% 17.75% 10.73%
Pre Tax Income Margin		 24.84% 17.08% 13.06% 19.17% 23.72% 9.80% 16.83% 6.85% 22.15% 14.32%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 1.83 0.79 0.45 0.57 0.64 0.26 0.43 0.17 0.59 0.40
NOPAT to Interest Expense		 1.42 0.63 0.37 0.47 0.52 0.19 0.35 0.16 0.47 0.30
EBIT Less CapEx to Interest Expense		 1.64 0.64 0.36 0.50 0.57 0.19 0.36 0.10 0.50 0.30
NOPAT Less CapEx to Interest Expense		 1.23 0.48 0.28 0.40 0.44 0.12 0.28 0.08 0.39 0.20
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 14.24% 16.01% 19.62% 21.76% 21.37% 23.72% 22.28% 26.53% 26.63% 24.42%
Augmented Payout Ratio		 101.26% 83.23% 65.42% 38.29% 34.62% 38.41% 36.12% 43.15% 43.39% 39.87%

Frequently Asked Questions About Capital One Financial's Financials

When does Capital One Financial's fiscal year end?

According to the most recent income statement we have on file, Capital One Financial's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Capital One Financial's net income changed over the last 9 years?

Capital One Financial's net income appears to be on an upward trend, with a most recent value of $4.75 billion in 2024, rising from $4.05 billion in 2015. The previous period was $4.89 billion in 2023.

How has Capital One Financial revenue changed over the last 9 years?

Over the last 9 years, Capital One Financial's total revenue changed from $23.41 billion in 2015 to $39.11 billion in 2024, a change of 67.1%.

How much debt does Capital One Financial have?

Capital One Financial's total liabilities were at $429.36 billion at the end of 2024, a 2.1% increase from 2023, and a 49.7% increase since 2015.

How much cash does Capital One Financial have?

In the past 9 years, Capital One Financial's cash and equivalents has ranged from $3.03 billion in 2024 to $5.19 billion in 2022, and is currently $3.03 billion as of their latest financial filing in 2024.

How has Capital One Financial's book value per share changed over the last 9 years?

Over the last 9 years, Capital One Financial's book value per share changed from 88.87 in 2015 to 159.32 in 2024, a change of 79.3%.

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This page (NYSE:COF) was last updated on 4/15/2025 by MarketBeat.com Staff
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