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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$225.01 +0.09 (+0.04%)
Closing price 03:59 PM Eastern
Extended Trading
$224.66 -0.35 (-0.16%)
As of 06:12 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Moderate Buy
Based on 20 Analyst Ratings
Sell
0
Hold
4
Buy
16

Based on 20 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 20 analysts, 4 have given a hold rating, 13 have given a buy rating, and 3 have given a strong buy rating for COF.

Consensus Price Target

$238.81
6.13% Upside
According to the 20 analysts' twelve-month price targets for Capital One Financial, the average price target is $238.81. The highest price target for COF is $290.00, while the lowest price target for COF is $176.00. The average price target represents a forecasted upside of 6.13% from the current price of $225.01.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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COF Analyst Ratings Over Time

TypeCurrent Forecast
8/27/24 to 8/27/25		1 Month Ago
7/28/24 to 7/28/25		3 Months Ago
5/29/24 to 5/29/25		1 Year Ago
8/28/23 to 8/27/24
Strong Buy
3 Strong Buy rating(s)
2 Strong Buy rating(s)
2 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
13 Buy rating(s)
12 Buy rating(s)
12 Buy rating(s)
7 Buy rating(s)
Hold
4 Hold rating(s)
4 Hold rating(s)
4 Hold rating(s)
12 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
1 Sell rating(s)
Consensus Price Target$238.81$235.40$207.60$145.89
Forecasted Upside6.13% Upside9.95% Upside8.99% Upside2.47% Upside
Consensus Rating
Moderate Buy
Moderate Buy
Moderate Buy
Hold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesS&P 500
Consensus Rating Score
2.95
2.53
2.53
Consensus RatingModerate BuyModerate BuyModerate Buy
Predicted Upside6.20% Upside18.94% Upside10.50% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
Export to Excel
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
8/1/2025Redburn Atlantic
5 of 5 stars		 UpgradeStrong-Buy
8/1/2025Rothschild & Co Redburn
0 of 5 stars		 Initiated CoverageBuy$290.00+34.87%
7/28/2025Truist Financial
3 of 5 stars		Brian Foran
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost TargetBuy ➝ Buy$225.00 ➝ $260.00+21.77%
7/25/2025Wells Fargo & Company
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Donald Fandetti
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost TargetOverweight ➝ Overweight$225.00 ➝ $265.00+26.23%
7/24/2025Citigroup
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Keith Horowitz
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost TargetBuy ➝ Buy$250.00 ➝ $275.00+27.31%
7/23/2025Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Sanjay Sakhrani
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost TargetOutperform ➝ Outperform$248.00 ➝ $260.00+17.40%
7/23/2025JPMorgan Chase & Co.
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Richard Shane
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost TargetNeutral ➝ Neutral$245.00 ➝ $248.00+12.11%
7/23/2025Royal Bank Of Canada
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Jon Arfstrom
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost TargetSector Perform ➝ Sector Perform$240.00 ➝ $255.00+15.81%
7/8/2025TD Cowen
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Moshe Orenbuch
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeHold ➝ Buy$184.00 ➝ $258.00+18.31%
6/23/2025Barclays
Subscribe to MarketBeat All Access for the recommendation accuracy rating		J. Goldberg
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated RatingOverweight ➝ Overweight$212.00 ➝ $253.00+26.22%
5/21/2025Bank of America
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Mihir Bhatia
Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost TargetBuy ➝ Buy$223.00 ➝ $233.00+20.83%
3/25/2025BTIG Research
Subscribe to MarketBeat All Access for the recommendation accuracy rating		V. Caintic
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeNeutral ➝ Buy$208.00+14.73%
3/12/2025Evercore ISI
Subscribe to MarketBeat All Access for the recommendation accuracy rating		John Pancari
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeIn-Line ➝ Outperform$200.00+20.85%
3/11/2025Baird R W
Subscribe to MarketBeat All Access for the recommendation accuracy rating		D. George
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeHold ➝ Strong-Buy
3/11/2025Robert W. Baird
Subscribe to MarketBeat All Access for the recommendation accuracy rating		David George
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeNeutral ➝ Outperform$190.00 ➝ $200.00+22.24%
1/23/2025Argus
Subscribe to MarketBeat All Access for the recommendation accuracy rating		S. Biggar
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeStrong-Buy
1/14/2025Hsbc Global Res
Subscribe to MarketBeat All Access for the recommendation accuracy rating		S. Martinez
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeModerate Sell ➝ Hold
1/14/2025HSBC
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 UpgradeReduce ➝ Hold$176.00-2.43%
1/13/2025UBS Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating		E. Najarian
Subscribe to MarketBeat All Access for the recommendation accuracy rating		UpgradeNeutral ➝ Buy$168.00 ➝ $235.00+34.22%
11/19/2024The Goldman Sachs Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 Boost TargetBuy ➝ Buy$182.00 ➝ $205.00+12.80%
6/6/2024Jefferies Financial Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 UpgradeHold ➝ Buy$145.00 ➝ $165.00+21.79%
4/4/2024Wolfe Research
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 UpgradePeer Perform ➝ Outperform$189.00+31.93%
2/23/2024Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 Boost TargetNeutral ➝ Neutral$126.00 ➝ $142.00+4.60%
1/29/2024BMO Capital Markets
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 Boost TargetMarket Perform ➝ Market Perform$124.00 ➝ $125.00-9.99%
1/10/2024Deutsche Bank Aktiengesellschaft
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 Initiated CoverageHold$153.00+15.10%
12/13/2023Morgan Stanley
Subscribe to MarketBeat All Access for the recommendation accuracy rating		 UpgradeUnderweight ➝ Equal Weight$87.00 ➝ $120.00-0.24%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 06:17 PM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Monday, August 25, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • The company recently reported strong quarterly earnings, with earnings per share significantly exceeding analysts' expectations, indicating robust financial performance.
  • Capital One Financial Co. has shown impressive revenue growth, with a year-over-year increase of over 31%, suggesting a strong demand for its financial products and services.
  • The current stock price is around $221, reflecting a solid market position and potential for future appreciation as the company continues to perform well.
  • With a manageable debt-to-equity ratio, Capital One Financial Co. demonstrates a balanced approach to leveraging debt for growth while maintaining financial stability.
  • The company has a consistent dividend payout, with a recent quarterly dividend of $0.60 per share, appealing to income-focused investors.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • The dividend payout ratio is currently over 123%, which may raise concerns about the sustainability of future dividends if earnings do not continue to grow.
  • Insider selling activity has been noted, with a significant percentage of shares sold recently, which could indicate a lack of confidence among insiders regarding the company's future performance.
  • The stock has a high P/E ratio, suggesting that it may be overvalued compared to its earnings, which could pose a risk for new investors.
  • Market volatility could impact the stock price, as evidenced by fluctuations in trading volume and price movements in recent months.
  • Analyst ratings have varied, with some firms raising their price targets while others maintain a neutral stance, indicating uncertainty in the stock's future trajectory.

COF Forecast - Frequently Asked Questions

According to the research reports of 20 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $238.81, with a high forecast of $290.00 and a low forecast of $176.00.

20 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last twelve months. There are currently 4 hold ratings, 13 buy ratings and 3 strong buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 6.13% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 2 upgrades by analysts.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating score for Capital One Financial is 2.95 while the average consensus rating score for "finance" companies is 2.53. Learn more on how COF compares to other companies.

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This page (NYSE:COF) was last updated on 8/27/2025 by MarketBeat.com Staff
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