Capital One Financial (COF) Stock Forecast & Price Target $179.59 +6.06 (+3.49%) Closing price 03/31/2025 03:59 PM EasternExtended Trading$179.16 -0.43 (-0.24%) As of 03/31/2025 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Analyst Forecasts Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025) How MarketBeat Calculates Price Target and Consensus Rating MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data. Consensus Rating Moderate BuyBased on 19 Analyst RatingsSell0Hold4Buy15 Based on 19 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 19 analysts, 4 have given a hold rating, 13 have given a buy rating, and 2 have given a strong buy rating for COF. Consensus Price Target $206.6315.05% Upside According to the 19 analysts' twelve-month price targets for Capital One Financial, the average price target is $206.63. The highest price target for COF is $235.00, while the lowest price target for COF is $165.00. The average price target represents a forecasted upside of 15.05% from the current price of $179.59. Get the Latest News and Ratings for COF and Related Stocks Enter your email address to receive the latest news and analysts' ratings for Capital One Financial and its competitors. Enter your email to sign up for newsletter Sign Up COF Analyst Ratings Over TimeTypeCurrent Forecast4/1/24 to 4/1/251 Month Ago3/2/24 to 3/2/253 Months Ago1/2/24 to 1/1/251 Year Ago4/2/23 to 4/1/24Strong Buy2 Strong Buy rating(s)1 Strong Buy rating(s)0 Strong Buy rating(s)0 Strong Buy rating(s)Buy13 Buy rating(s)10 Buy rating(s)6 Buy rating(s)5 Buy rating(s)Hold4 Hold rating(s)7 Hold rating(s)11 Hold rating(s)12 Hold rating(s)Sell0 Sell rating(s)0 Sell rating(s)0 Sell rating(s)2 Sell rating(s)Consensus Price Target$206.63$202.27$171.50$131.55Forecasted Upside15.05% Upside0.85% Upside-3.82% Downside-9.46% DownsideConsensus RatingModerate BuyModerate BuyHoldHold Remove Ads COF Analyst Recommendations By MonthAnalyst Ratings Chart DescriptionThe chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.Skip Chart & View Analyst Rating History COF Price Targets by MonthAverage Share Price and Price Target by Month Chart DescriptionThe chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table Capital One Financial Stock vs. The CompetitionTypeCapital One FinancialFinance CompaniesS&P 500Consensus Rating Score 2.89 2.53 2.54Consensus RatingModerate BuyModerate BuyModerate BuyPredicted Upside15.05% Upside49.44% Upside19.03% UpsideNews Sentiment RatingPositive NewsSee Recent COF NewsPositive NewsPositive News Remove Ads Recent Analyst Forecasts and Stock Ratings All Ratings Strong Buy Buy Hold Sell Rating Show All Upside > 100% Upside 50% - 100% Upside 20% - 50% Upside 10% - 20% Upside 0% - 10% Downside 0% - 10% Downside 10% - 20% Downside 20% - 50% Downside 50% - 100% Downside > 100% Upside/Downside All Actions Upgrades Downgrades Initiates Coverage Raises Target Lowers Target Reiterates Rating Action Custom Range 1 Month 3 Months 6 Months Year-to-Date 1 Year 3 Years 5 Years Time Frame Start Date End Date Most Recent from Each Brokerage All Show Export to Excel DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails3/25/2025BTIG Research2 of 5 starsV. CainticSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeNeutral ➝ Buy$208.00+14.73%3/24/2025Citigroup3 of 5 starsKeith HorowitzSubscribe to MarketBeat All Access for the recommendation accuracy ratingLower TargetBuy ➝ Buy$245.00 ➝ $230.00+27.99%3/21/2025Truist Financial2 of 5 starsBrian ForanSubscribe to MarketBeat All Access for the recommendation accuracy ratingLower TargetBuy ➝ Buy$257.00 ➝ $215.00+23.18%3/12/2025Evercore ISISubscribe to MarketBeat All Access for the recommendation accuracy ratingJohn PancariSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeIn-Line ➝ Outperform$200.00+20.85%3/11/2025Baird R WSubscribe to MarketBeat All Access for the recommendation accuracy ratingD. GeorgeSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeHold ➝ Strong-Buy3/11/2025Robert W. BairdSubscribe to MarketBeat All Access for the recommendation accuracy ratingDavid GeorgeSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeNeutral ➝ Outperform$190.00 ➝ $200.00+22.24%2/19/2025Bank of AmericaSubscribe to MarketBeat All Access for the recommendation accuracy ratingMihir BhatiaSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeNeutral ➝ Buy$207.00 ➝ $235.00+15.73%1/23/2025ArgusSubscribe to MarketBeat All Access for the recommendation accuracy ratingS. BiggarSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeStrong-Buy1/22/2025Royal Bank of CanadaSubscribe to MarketBeat All Access for the recommendation accuracy ratingKarl ShepardSubscribe to MarketBeat All Access for the recommendation accuracy ratingBoost TargetSector Perform ➝ Sector Perform$190.00 ➝ $200.00+0.69%1/22/2025BarclaysSubscribe to MarketBeat All Access for the recommendation accuracy ratingJ. GoldbergSubscribe to MarketBeat All Access for the recommendation accuracy ratingBoost TargetOverweight ➝ Overweight$219.00 ➝ $220.00+13.74% Get the Latest News and Ratings for COF and Related StocksEnter your email address below to receive the latest news and analysts' ratings for Capital One Financial and its competitors with MarketBeat's FREE daily newsletter. 1/14/2025Hsbc Global ResSubscribe to MarketBeat All Access for the recommendation accuracy ratingS. MartinezSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeModerate Sell ➝ Hold1/14/2025HSBCSubscribe to MarketBeat All Access for the recommendation accuracy rating UpgradeReduce ➝ Hold$176.00-2.43%1/13/2025UBS GroupSubscribe to MarketBeat All Access for the recommendation accuracy ratingE. NajarianSubscribe to MarketBeat All Access for the recommendation accuracy ratingUpgradeNeutral ➝ Buy$168.00 ➝ $235.00+34.22%1/3/2025Wells Fargo & CompanySubscribe to MarketBeat All Access for the recommendation accuracy rating Boost TargetOverweight ➝ Overweight$185.00 ➝ $210.00+17.78%12/9/2024JPMorgan Chase & Co.Subscribe to MarketBeat All Access for the recommendation accuracy rating Boost TargetNeutral ➝ Neutral$162.00 ➝ $186.00-0.63%12/9/2024Keefe, Bruyette & WoodsSubscribe to MarketBeat All Access for the recommendation accuracy rating Boost TargetOutperform ➝ Outperform$185.00 ➝ $232.00+23.80%11/19/2024The Goldman Sachs GroupSubscribe to MarketBeat All Access for the recommendation accuracy rating Boost TargetBuy ➝ Buy$182.00 ➝ $205.00+12.80%6/6/2024Jefferies Financial GroupSubscribe to MarketBeat All Access for the recommendation accuracy rating UpgradeHold ➝ Buy$145.00 ➝ $165.00+21.79%4/4/2024Wolfe ResearchSubscribe to MarketBeat All Access for the recommendation accuracy rating UpgradePeer Perform ➝ Outperform$189.00+31.93%2/23/2024Piper SandlerSubscribe to MarketBeat All Access for the recommendation accuracy rating Boost TargetNeutral ➝ Neutral$126.00 ➝ $142.00+4.60%1/29/2024BMO Capital MarketsSubscribe to MarketBeat All Access for the recommendation accuracy rating Boost TargetMarket Perform ➝ Market Perform$124.00 ➝ $125.00-9.99%1/10/2024Deutsche Bank AktiengesellschaftSubscribe to MarketBeat All Access for the recommendation accuracy rating Initiated CoverageHold$153.00+15.10%12/13/2023Morgan StanleySubscribe to MarketBeat All Access for the recommendation accuracy rating UpgradeUnderweight ➝ Equal Weight$87.00 ➝ $120.00-0.24%11/1/2023TD CowenSubscribe to MarketBeat All Access for the recommendation accuracy rating Initiated CoverageMarket Perform$106.00+6.23%7/21/2023StephensSubscribe to MarketBeat All Access for the recommendation accuracy rating Boost Target$80.00 ➝ $87.00-25.31%4/28/2023Credit Suisse GroupSubscribe to MarketBeat All Access for the recommendation accuracy rating Lower Target$112.00 ➝ $108.00+12.51%Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Tuesday at 04:48 AM ET. Should I Buy Capital One Financial Stock? COF Pros and Cons Explained These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Saturday, March 29, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com. Capital One Financial Bull Case Here are some ways that investors could benefit from investing in Capital One Financial Co.: Recent upgrades from multiple analysts, including Bank of America raising their price target to $235.00, indicate strong market confidence in Capital One Financial Co.'s growth potential. The company reported a quarterly earnings per share (EPS) of $3.09, surpassing expectations, which reflects strong financial performance and effective management. Capital One Financial Co. has a solid market capitalization of $68.02 billion, suggesting it is a well-established player in the financial services sector. The current stock price is $178.38, which is significantly below its 52-week high of $210.67, presenting a potential buying opportunity for investors looking for value. With a dividend yield of 1.35% and a payout ratio of 20.71%, the company offers a reliable income stream for investors while maintaining a healthy balance for reinvestment. Capital One Financial Bear Case Investors should be bearish about investing in Capital One Financial Co. for these reasons: The stock has recently experienced a decline of 0.8%, which may indicate short-term volatility and investor uncertainty. Analysts have mixed ratings, with four holding a "hold" rating, suggesting that not all market experts are confident in the stock's immediate prospects. The company has a debt-to-equity ratio of 0.74, which, while manageable, indicates that it relies on debt financing, potentially increasing financial risk in adverse market conditions. Capital One Financial Co. had a revenue of $10.19 billion, slightly below analyst expectations, which could raise concerns about its ability to meet future growth targets. The stock's beta of 1.47 suggests higher volatility compared to the market, which may deter risk-averse investors looking for stable investments. COF Forecast - Frequently Asked Questions What is Capital One Financial's forecast for 2025? According to the research reports of 19 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $206.63, with a high forecast of $235.00 and a low forecast of $165.00. Should I buy or sell Capital One Financial stock right now? 19 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last twelve months. There are currently 4 hold ratings, 13 buy ratings and 2 strong buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" COF shares. Does Capital One Financial's stock price have much upside? According to analysts, Capital One Financial's stock has a predicted upside of 15.05% based on their 12-month stock forecasts. Has Capital One Financial been upgraded by Wall Street analysts recently? Over the previous 90 days, Capital One Financial's stock had 10 upgrades by analysts. What analysts cover Capital One Financial? Capital One Financial has been rated by research analysts at Argus, Baird R W, Bank of America, Barclays, BTIG Research, Citigroup, Evercore ISI, Hsbc Global Res, HSBC, Robert W. Baird, Royal Bank of Canada, Truist Financial, UBS Group, and Wells Fargo & Company in the past 90 days. Does Capital One Financial rate other companies? Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page. Do Wall Street analysts like Capital One Financial more than its competitors? Analysts like Capital One Financial more than other "finance" companies. The consensus rating score for Capital One Financial is 2.89 while the average consensus rating score for "finance" companies is 2.53. Learn more on how COF compares to other companies. Stock Forecasts and Research Tools Related Companies American Express Stock Forecast Discover Financial Services Stock Forecast Credit Acceptance Stock Forecast SLM Stock Forecast Nelnet Stock Forecast Encore Capital Group Stock Forecast PRA Group Stock Forecast EZCORP Stock Forecast World Acceptance Stock Forecast Green Dot Stock Forecast Today's Ratings U.S. Ratings U.K. Ratings Canadian Ratings All Upgrades All Downgrades All Initiations All Price Target Changes Top-Rated Stocks Top Rated Stocks Top-Rated Dividend Stocks Top-Rated Small-Cap Stocks Top-Rated Tech Stocks Most-Upgraded Stocks Most-Downgraded Stocks Lowest-Rated Stocks More Ratings Tools Stock Ratings by Issuer Top-Rated Analysts Top-Rated Brokerages Stock Ratings Screener Free Ratings Newsletter This page (NYSE:COF) was last updated on 4/1/2025 by MarketBeat.com Staff From Our PartnersNow I look stupid. Real stupid... I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. 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