NYSE:DFS Discover Financial Services (DFS) Stock Price, News & Analysis $153.02 +4.12 (+2.77%) (As of 12:01 PM ET) Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends About Discover Financial Services Stock (NYSE:DFS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get DFS alerts:Sign Up Key Stats Today's Range$148.50▼$153.5950-Day Range$128.68▼$150.5352-Week Range$80.38▼$157.06Volume472,319 shsAverage Volume1.62 million shsMarket Capitalization$38.37 billionP/E Ratio13.55Dividend Yield1.83%Price Target$136.12Consensus RatingHold Company OverviewDiscover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.Read More… Watch this before it gets removed (Ad)If you missed it, my emergency election broadcast is now available - but will be removed soonClick here to watch it now. Discover Financial Services Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks89th Percentile Overall ScoreDFS MarketRank™: Discover Financial Services scored higher than 89% of companies evaluated by MarketBeat, and ranked 4th out of 22 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingDiscover Financial Services has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 8 buy ratings, 12 hold ratings, and no sell ratings.Amount of Analyst CoverageDiscover Financial Services has only been the subject of 3 research reports in the past 90 days.Read more about Discover Financial Services' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth-1.60% Earnings GrowthEarnings for Discover Financial Services are expected to decrease by -1.60% in the coming year, from $13.15 to $12.94 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Discover Financial Services is 13.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 126.18.Price to Earnings Ratio vs. SectorThe P/E ratio of Discover Financial Services is 13.57, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 416.32.Price to Earnings Growth RatioDiscover Financial Services has a PEG Ratio of 0.94. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioDiscover Financial Services has a P/B Ratio of 2.78. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Discover Financial Services' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.51% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently increased by 32.63%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldDiscover Financial Services pays a meaningful dividend of 1.96%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthDiscover Financial Services has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of Discover Financial Services is 31.93%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Discover Financial Services will have a dividend payout ratio of 21.64% next year. This indicates that Discover Financial Services will be able to sustain or increase its dividend.Read more about Discover Financial Services' dividend. Sustainability and ESG3.9 / 5Environmental Score-0.24 Percentage of Shares Shorted1.51% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently increased by 32.63%, indicating that investor sentiment is decreasing significantly. News and Social Media2.9 / 5News Sentiment0.20 News SentimentDiscover Financial Services has a news sentiment score of 0.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Financial Services companies.News Coverage This WeekMarketBeat has tracked 16 news articles for Discover Financial Services this week, compared to 11 articles on an average week.Search Interest16 people have searched for DFS on MarketBeat in the last 30 days. This is an increase of 220% compared to the previous 30 days.MarketBeat Follows10 people have added Discover Financial Services to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Discover Financial Services insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.69% of the stock of Discover Financial Services is held by insiders.Percentage Held by Institutions86.94% of the stock of Discover Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Discover Financial Services' insider trading history. Receive DFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Discover Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address DFS Stock News HeadlinesIs American Express Stock’s Sell-the-News Reaction a Buying Opp? (DFS)Global financial services provider American Express Inc. (NYSE: AXP) reported solid results for its third quarter of 2024 that were met with a sell-the-newsOctober 28 at 9:45 AM | marketbeat.comDiscover® Global Network Study: Slow Payments and Fraud Prevention Are Pivotal Growth Opportunities in Consumer and Merchants SegmentsOctober 28 at 12:00 PM | businesswire.comHas Trump Finally Gone Too Far?Lately, there's been a lot of buzz around a secret loophole executive insiders are using to make millions buying and selling their own stocks. It's so powerful ... so profitable ... that most people immediately assume this is just another example of Trump doing what's best for business executives. But surprisingly, this loophole has been on the books for many years and executives have been using it to make HUNDREDS of millions of dollars. And here's the good news.October 28, 2024 | Insiders Exposed (Ad)Discover Financial Services: Well-Positioned If The Acquisition FailsOctober 25 at 7:45 PM | seekingalpha.comCapital One-Discover deal faces new hurdles but remains on track, Fairbank saysOctober 25 at 2:43 PM | bizjournals.comNew York Investigating Proposed Capital One-Discover DealOctober 23, 2024 | pymnts.comNew York probing whether Capital One-Discover merger violates antitrust lawOctober 23, 2024 | reuters.comHead to Head Review: Discover Financial Services (NYSE:DFS) vs. Credit Saison (OTCMKTS:CSASF)October 23, 2024 | americanbankingnews.comSee More Headlines DFS Stock Analysis - Frequently Asked Questions How have DFS shares performed this year? Discover Financial Services' stock was trading at $112.40 at the beginning of 2024. Since then, DFS shares have increased by 36.4% and is now trading at $153.26. View the best growth stocks for 2024 here. How were Discover Financial Services' earnings last quarter? Discover Financial Services (NYSE:DFS) issued its quarterly earnings results on Wednesday, October, 16th. The financial services provider reported $3.69 earnings per share (EPS) for the quarter, beating the consensus estimate of $3.28 by $0.41. The financial services provider had revenue of $5.91 billion for the quarter, compared to the consensus estimate of $4.36 billion. Discover Financial Services had a net margin of 12.88% and a trailing twelve-month return on equity of 20.92%. Read the conference call transcript. How will Discover Financial Services' stock buyback program work? Discover Financial Services' Board of Directors approved a stock buyback program on Wednesday, April 19th 2023, which authorizes the company to buy back $2,700,000,000 in shares, according to EventVestor. This means that the company could purchase up to 9.8% of its stock through open market purchases. Stock buyback programs are often a sign that the company's management believes its shares are undervalued. Does Discover Financial Services have any subsidiaries? The following companies are subsidiaries of Discover Financial Services: Home Loan Center, Student Loan Corporation, First National Bank Alaska, Diners Club International, DFS Corporate Services LLC, DFS GSD Corp., DFS International Inc., and others. Who are Discover Financial Services' major shareholders? Top institutional investors of Discover Financial Services include Canoe Financial LP (0.25%), New York State Teachers Retirement System (0.10%), Vest Financial LLC (0.08%) and International Assets Investment Management LLC (0.06%). Insiders that own company stock include Carlos Minetti, Michael H Moskow, Robert Andrew Eichfeld, John Greene, Shifra Kolsky and Daniel Peter Capozzi. View institutional ownership trends. How do I buy shares of Discover Financial Services? Shares of DFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Discover Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Discover Financial Services investors own include NVIDIA (NVDA), Chevron (CVX), Meta Platforms (META), Bristol-Myers Squibb (BMY), Broadcom (AVGO), Salesforce (CRM) and Advanced Micro Devices (AMD). Company Calendar Ex-Dividend for 9/5 Dividend8/22/2024Dividend Payable9/05/2024Last Earnings10/16/2024Today10/28/2024Ex-Dividend for 12/5 Dividend11/21/2024Dividend Payable12/05/2024Fiscal Year End12/31/2024Next Earnings (Estimated)1/15/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinancial Services Industry Credit Services Sub-IndustryConsumer Finance Current SymbolNYSE:DFS CUSIP25470910 CIK1393612 Webwww.discover.com Phone(224) 405-0900Fax224-405-4993Employees21,100Year Founded1985Price Target and Rating Average Stock Price Target$136.12 High Stock Price Target$168.00 Low Stock Price Target$98.00 Potential Upside/Downside-11.2%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage20 Analysts Profitability EPS (Most Recent Fiscal Year)$8.77 Trailing P/E Ratio13.57 Forward P/E Ratio11.65 P/E Growth0.94Net Income$2.94 billion Net Margins12.88% Pretax Margin17.15% Return on Equity20.92% Return on Assets1.94% Debt Debt-to-Equity Ratio1.28 Current Ratio1.12 Quick Ratio1.04 Sales & Book Value Annual Sales$17.40 billion Price / Sales2.21 Cash Flow$12.54 per share Price / Cash Flow12.22 Book Value$55.08 per share Price / Book2.78Miscellaneous Outstanding Shares250,778,000Free Float249,340,000Market Cap$38.43 billion OptionableOptionable Beta1.41 Social Links 12 Stocks Corporate Insiders are AbandoningIf a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know?Get This Free Report This page (NYSE:DFS) was last updated on 10/28/2024 by MarketBeat.com Staff From Our PartnersInvest in the company that won over the DragonsThe pioneer in smart-doorbell technology, RING, pitched their business on the hit show Shark Tank at a valuati...RYSE | SponsoredCountdown to Chaos begins WednesdayWill it be Trump or Harris? 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