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Discover Financial Services (DFS) Competitors

Discover Financial Services logo
$187.17 +2.13 (+1.15%)
As of 01/17/2025 03:59 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

DFS vs. COF, SLM, CACC, NNI, ECPG, PRAA, EZPW, WRLD, GDOT, and RM

Should you be buying Discover Financial Services stock or one of its competitors? The main competitors of Discover Financial Services include Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), and Regional Management (RM). These companies are all part of the "consumer finance" industry.

Discover Financial Services vs.

Capital One Financial (NYSE:COF) and Discover Financial Services (NYSE:DFS) are both large-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, community ranking, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.

Capital One Financial has a beta of 1.46, indicating that its stock price is 46% more volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.46, indicating that its stock price is 46% more volatile than the S&P 500.

Discover Financial Services has a net margin of 13.78% compared to Capital One Financial's net margin of 8.80%. Discover Financial Services' return on equity of 22.08% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial8.80% 9.00% 1.11%
Discover Financial Services 13.78%22.08%2.10%

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. Discover Financial Services pays an annual dividend of $2.80 per share and has a dividend yield of 1.5%. Capital One Financial pays out 22.7% of its earnings in the form of a dividend. Discover Financial Services pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has increased its dividend for 14 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Capital One Financial had 32 more articles in the media than Discover Financial Services. MarketBeat recorded 60 mentions for Capital One Financial and 28 mentions for Discover Financial Services. Discover Financial Services' average media sentiment score of 0.71 beat Capital One Financial's score of 0.33 indicating that Discover Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
20 Very Positive mention(s)
7 Positive mention(s)
15 Neutral mention(s)
11 Negative mention(s)
5 Very Negative mention(s)
Neutral
Discover Financial Services
14 Very Positive mention(s)
3 Positive mention(s)
7 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$49.48B1.47$4.89B$10.5918.05
Discover Financial Services$20.61B2.28$2.80B$12.3915.11

Discover Financial Services received 36 more outperform votes than Capital One Financial when rated by MarketBeat users. Likewise, 72.37% of users gave Discover Financial Services an outperform vote while only 64.59% of users gave Capital One Financial an outperform vote.

CompanyUnderperformOutperform
Capital One FinancialOutperform Votes
1242
64.59%
Underperform Votes
681
35.41%
Discover Financial ServicesOutperform Votes
1278
72.37%
Underperform Votes
488
27.63%

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 86.9% of Discover Financial Services shares are held by institutional investors. 1.3% of Capital One Financial shares are held by insiders. Comparatively, 0.5% of Discover Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Capital One Financial presently has a consensus target price of $188.06, indicating a potential downside of 1.62%. Discover Financial Services has a consensus target price of $171.71, indicating a potential downside of 8.26%. Given Capital One Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Capital One Financial is more favorable than Discover Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
10 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.47
Discover Financial Services
0 Sell rating(s)
9 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.47

Summary

Discover Financial Services beats Capital One Financial on 11 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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DFS vs. The Competition

MetricDiscover Financial ServicesPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$47.04B$6.65B$11.75B$19.93B
Dividend Yield1.65%4.81%5.83%3.71%
P/E Ratio15.1128.4525.1241.38
Price / Sales2.282.3328.3616.25
Price / Cash14.4810.4817.2719.84
Price / Book3.552.372.655.76
Net Income$2.80B$336.15M$1.04B$993.25M
7 Day Performance6.31%6.26%2.92%3.12%
1 Month Performance8.09%2.51%0.91%4.75%
1 Year Performance92.31%37.48%14.70%18.83%

Discover Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
DFS
Discover Financial Services
4.7765 of 5 stars
$187.17
+1.2%
$171.71
-8.3%
+92.3%$47.04B$20.61B15.1121,100Upcoming Earnings
Analyst Revision
News Coverage
COF
Capital One Financial
4.3635 of 5 stars
$177.83
+1.4%
$188.81
+6.2%
+49.4%$67.79B$38.43B16.7951,987
SLM
SLM
4.9117 of 5 stars
$27.05
+0.4%
$27.27
+0.8%
+47.3%$5.74B$1.90B9.431,740Upcoming Earnings
CACC
Credit Acceptance
2.8469 of 5 stars
$442.40
+0.4%
$416.00
-6.0%
-8.8%$5.36B$2.06B29.712,232Positive News
NNI
Nelnet
3.7488 of 5 stars
$103.71
+0.8%
$98.00
-5.5%
+26.0%$3.76B$1.15B34.127,550
ECPG
Encore Capital Group
3.6676 of 5 stars
$45.55
+0.4%
$65.00
+42.7%
-3.5%$1.08B$1.33B-5.806,900Positive News
PRAA
PRA Group
4.2333 of 5 stars
$19.77
+0.9%
$32.00
+61.9%
-7.6%$779.47M$1.05B17.973,155Positive News
EZPW
EZCORP
4.1904 of 5 stars
$12.17
+3.0%
$16.00
+31.5%
+46.1%$662.84M$1.16B10.967,000Positive News
WRLD
World Acceptance
2.9028 of 5 stars
$110.18
+0.5%
$10.00
-90.9%
-10.7%$633.54M$514.28M7.493,120Positive News
GDOT
Green Dot
3.2324 of 5 stars
$9.00
+0.8%
$10.75
+19.4%
+0.9%$484.08M$1.63B-8.571,200
RM
Regional Management
3.8483 of 5 stars
$32.36
+3.0%
$35.50
+9.7%
+41.4%$328.88M$503.10M13.601,990

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This page (NYSE:DFS) was last updated on 1/20/2025 by MarketBeat.com Staff
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