Discover Financial Services (DFS) Competitors $173.16 +3.89 (+2.30%) (As of 12/20/2024 05:31 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends DFS vs. COF, CACC, SLM, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, and RMShould you be buying Discover Financial Services stock or one of its competitors? The main competitors of Discover Financial Services include Capital One Financial (COF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), and Regional Management (RM). These companies are all part of the "consumer finance" industry. Discover Financial Services vs. Capital One Financial Credit Acceptance SLM Nelnet Encore Capital Group PRA Group World Acceptance EZCORP Green Dot Regional Management Discover Financial Services (NYSE:DFS) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, community ranking, risk, institutional ownership, profitability, valuation, earnings, media sentiment and analyst recommendations. Which has preferable earnings & valuation, DFS or COF? Capital One Financial has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioDiscover Financial Services$17.40B2.50$2.94B$12.3913.98Capital One Financial$38.43B1.77$4.89B$10.5916.87 Does the MarketBeat Community believe in DFS or COF? Discover Financial Services received 48 more outperform votes than Capital One Financial when rated by MarketBeat users. Likewise, 72.39% of users gave Discover Financial Services an outperform vote while only 64.63% of users gave Capital One Financial an outperform vote. CompanyUnderperformOutperformDiscover Financial ServicesOutperform Votes127472.39% Underperform Votes48627.61% Capital One FinancialOutperform Votes122664.63% Underperform Votes67135.37% Do analysts prefer DFS or COF? Discover Financial Services currently has a consensus price target of $149.57, suggesting a potential downside of 13.62%. Capital One Financial has a consensus price target of $171.50, suggesting a potential downside of 4.00%. Given Capital One Financial's higher probable upside, analysts plainly believe Capital One Financial is more favorable than Discover Financial Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Discover Financial Services 0 Sell rating(s) 11 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.35Capital One Financial 0 Sell rating(s) 11 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.35 Is DFS or COF a better dividend stock? Discover Financial Services pays an annual dividend of $2.80 per share and has a dividend yield of 1.6%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. Discover Financial Services pays out 22.6% of its earnings in the form of a dividend. Capital One Financial pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has increased its dividend for 13 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Do institutionals and insiders have more ownership in DFS or COF? 86.9% of Discover Financial Services shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.7% of Discover Financial Services shares are owned by insiders. Comparatively, 1.3% of Capital One Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Does the media refer more to DFS or COF? In the previous week, Capital One Financial had 5 more articles in the media than Discover Financial Services. MarketBeat recorded 12 mentions for Capital One Financial and 7 mentions for Discover Financial Services. Discover Financial Services' average media sentiment score of 1.03 beat Capital One Financial's score of 0.70 indicating that Discover Financial Services is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Discover Financial Services 3 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Capital One Financial 4 Very Positive mention(s) 3 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is DFS or COF more profitable? Discover Financial Services has a net margin of 13.78% compared to Capital One Financial's net margin of 8.80%. Discover Financial Services' return on equity of 21.38% beat Capital One Financial's return on equity.Company Net Margins Return on Equity Return on Assets Discover Financial Services13.78% 21.38% 2.10% Capital One Financial 8.80%9.00%1.11% Which has more volatility and risk, DFS or COF? Discover Financial Services has a beta of 1.45, suggesting that its share price is 45% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.45, suggesting that its share price is 45% more volatile than the S&P 500. SummaryDiscover Financial Services beats Capital One Financial on 11 of the 18 factors compared between the two stocks. Ad Crypto Swap ProfitsURGENT: This Altcoin Opportunity Won’t Wait – Act NowIt’s here. This is the moment we’ve been waiting for. The next 3-6 months in crypto will be absolutely life-changing for those who are prepared. Why? Because altcoin prices are about to explode.>> Register for the Workshop Now Get Discover Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for DFS and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart DFS vs. The Competition Export to ExcelMetricDiscover Financial ServicesPersonal credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$43.48B$6.50B$10.99B$19.18BDividend Yield1.58%4.71%9.85%3.59%P/E Ratio13.9829.5228.5441.28Price / Sales2.504.0148.6117.59Price / Cash15.2111.3430.3421.28Price / Book3.142.362.735.32Net Income$2.94B$345.75M$1.03B$989.88M7 Day Performance-1.61%-3.04%-2.89%-3.54%1 Month Performance-1.05%0.88%-2.86%-3.68%1 Year Performance55.78%27.32%11.28%12.14% Discover Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)DFSDiscover Financial Services4.5762 of 5 stars$173.16+2.3%$149.57-13.6%+60.9%$43.48B$17.40B13.9821,100Positive NewsHigh Trading VolumeCOFCapital One Financial4.2877 of 5 stars$184.480.0%$171.50-7.0%+39.8%$70.38B$49.48B17.3851,987CACCCredit Acceptance2.8097 of 5 stars$490.13+0.9%$416.00-15.1%-9.5%$5.94B$2.06B32.612,232Insider TradeNews CoveragePositive NewsSLMSLM4.8203 of 5 stars$27.65+1.7%$26.80-3.1%+49.4%$5.87B$2.84B9.471,740Analyst ForecastNNINelnet4.2135 of 5 stars$108.39+0.4%$98.00-9.6%+22.9%$3.93B$1.15B35.517,550News CoverageECPGEncore Capital Group3.9971 of 5 stars$49.25+0.0%$62.33+26.6%-5.6%$1.17B$1.33B-6.177,400Positive NewsPRAAPRA Group4.2443 of 5 stars$21.87+3.6%$32.00+46.3%-16.6%$862.33M$802.55M19.193,155WRLDWorld Acceptance2.7369 of 5 stars$117.87+0.0%$10.00-91.5%-21.0%$677.75M$573.21M8.012,872News CoveragePositive NewsEZPWEZCORP4.1745 of 5 stars$12.17-0.2%$16.00+31.5%+32.1%$662.90M$1.16B10.998,000News CoveragePositive NewsGDOTGreen Dot1.7351 of 5 stars$11.29+2.6%$10.75-4.8%+7.6%$607.26M$1.63B-10.481,200Positive NewsRMRegional Management3.9628 of 5 stars$34.68+1.7%$35.50+2.4%+31.9%$352.35M$551.40M14.322,081Positive News Related Companies and Tools Related Companies Capital One Financial Alternatives Credit Acceptance Alternatives SLM Alternatives Nelnet Alternatives Encore Capital Group Alternatives PRA Group Alternatives World Acceptance Alternatives EZCORP Alternatives Green Dot Alternatives Regional Management Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:DFS) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. And one team...True Market Insiders | SponsoredDid You See Trump’s Bombshell Exec. Order 001?Biden broke it... Now Trump is going to fix it. Starting with "Exec. Order 001."Banyan Hill Publishing | Sponsored$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. The reason why is a new, secretive move being c...Stansberry Research | SponsoredThe #1 Crypto for AIWe’ve issued an urgent landmark trade alert for a new crypto wonder. So, I decided to give you this heads-u...Weiss Ratings | Sponsored24/7 Automated Profits in CryptoWhat if you could make consistent daily profits in crypto with minimal effort? Beyond trading lies a vast w...Crypto Swap Profits | SponsoredElon Musk’s chilling warning for humanityThe 'invasion' I've discovered has nothing to do with the border crisis. What's happening at our southern bord...The Freeport Society | SponsoredTrump’s Sending THIS Crypto Higher on PurposeDiscover the coin set to explode before 2025! Trump could trigger THIS crypto coin… Crypto 101 Media | SponsoredVladimir Lenin was right…The Magnificent 7 could be in for a world of pain… And the insiders know it. It’s why Jeff Bezos just sold ...Porter & Company | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Discover Financial Services Please log in to your account or sign up in order to add this asset to your watchlist. Share Discover Financial Services With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.