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Discover Financial Services (DFS) Competitors

Discover Financial Services logo
$172.80 +0.30 (+0.17%)
(As of 11/20/2024 ET)

DFS vs. COF, CACC, SLM, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, and RM

Should you be buying Discover Financial Services stock or one of its competitors? The main competitors of Discover Financial Services include Capital One Financial (COF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), and Regional Management (RM). These companies are all part of the "consumer finance" industry.

Discover Financial Services vs.

Capital One Financial (NYSE:COF) and Discover Financial Services (NYSE:DFS) are both large-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, media sentiment, community ranking, valuation, analyst recommendations, risk, institutional ownership, profitability and earnings.

In the previous week, Capital One Financial had 14 more articles in the media than Discover Financial Services. MarketBeat recorded 37 mentions for Capital One Financial and 23 mentions for Discover Financial Services. Capital One Financial's average media sentiment score of 1.08 beat Discover Financial Services' score of 0.95 indicating that Capital One Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Capital One Financial
21 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Discover Financial Services
17 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Capital One Financial has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital One Financial$49.48B1.39$4.89B$10.5917.06
Discover Financial Services$17.40B2.49$2.94B$12.3913.95

89.8% of Capital One Financial shares are held by institutional investors. Comparatively, 86.9% of Discover Financial Services shares are held by institutional investors. 1.3% of Capital One Financial shares are held by company insiders. Comparatively, 0.5% of Discover Financial Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Discover Financial Services has a net margin of 13.78% compared to Capital One Financial's net margin of 8.80%. Discover Financial Services' return on equity of 21.38% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital One Financial8.80% 9.00% 1.11%
Discover Financial Services 13.78%21.38%2.10%

Capital One Financial has a beta of 1.43, meaning that its stock price is 43% more volatile than the S&P 500. Comparatively, Discover Financial Services has a beta of 1.41, meaning that its stock price is 41% more volatile than the S&P 500.

Capital One Financial presently has a consensus price target of $160.18, suggesting a potential downside of 11.35%. Discover Financial Services has a consensus price target of $138.81, suggesting a potential downside of 19.67%. Given Capital One Financial's stronger consensus rating and higher probable upside, equities research analysts clearly believe Capital One Financial is more favorable than Discover Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital One Financial
0 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.39
Discover Financial Services
0 Sell rating(s)
12 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.37

Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. Discover Financial Services pays an annual dividend of $2.80 per share and has a dividend yield of 1.6%. Capital One Financial pays out 22.7% of its earnings in the form of a dividend. Discover Financial Services pays out 22.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has increased its dividend for 13 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Discover Financial Services received 61 more outperform votes than Capital One Financial when rated by MarketBeat users. Likewise, 72.41% of users gave Discover Financial Services an outperform vote while only 64.85% of users gave Capital One Financial an outperform vote.

CompanyUnderperformOutperform
Capital One FinancialOutperform Votes
1212
64.85%
Underperform Votes
657
35.15%
Discover Financial ServicesOutperform Votes
1273
72.41%
Underperform Votes
485
27.59%

Summary

Capital One Financial and Discover Financial Services tied by winning 10 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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DFS vs. The Competition

MetricDiscover Financial ServicesPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$43.39B$6.37B$10.35B$19.85B
Dividend Yield1.59%4.60%10.18%3.52%
P/E Ratio13.9529.6249.6042.73
Price / Sales2.492.433,386.8319.27
Price / Cash15.0310.9630.6817.86
Price / Book3.142.292.895.52
Net Income$2.94B$349.72M$994.27M$986.45M
7 Day Performance-0.55%1.01%-0.05%0.45%
1 Month Performance17.91%11.24%7.13%1.05%
1 Year Performance101.07%61.98%24.11%24.67%

Discover Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
DFS
Discover Financial Services
4.0076 of 5 stars
$172.80
+0.2%
$138.81
-19.7%
+98.7%$43.39B$17.40B13.9521,100
COF
Capital One Financial
4.5018 of 5 stars
$180.69
-0.2%
$160.18
-11.4%
+68.6%$68.94B$49.48B17.0651,987Analyst Forecast
Analyst Revision
Positive News
CACC
Credit Acceptance
3.1455 of 5 stars
$447.57
+0.6%
$416.00
-7.1%
+1.7%$5.39B$2.06B30.062,232Positive News
SLM
SLM
4.6411 of 5 stars
$23.97
+0.4%
$25.45
+6.2%
+66.2%$5.07B$2.84B8.351,740
NNI
Nelnet
4.4809 of 5 stars
$105.33
-0.9%
$98.00
-7.0%
+22.4%$3.86B$2.06B34.657,550
ECPG
Encore Capital Group
3.4898 of 5 stars
$47.60
-2.1%
$62.33
+31.0%
+7.8%$1.15B$1.22B0.007,400Analyst Downgrade
PRAA
PRA Group
4.5633 of 5 stars
$20.92
-6.3%
$32.00
+53.0%
+14.4%$880M$802.55M19.023,155News Coverage
Positive News
Gap Down
WRLD
World Acceptance
1.952 of 5 stars
$116.69
+0.5%
$10.00
-91.4%
+3.7%$667.35M$573.21M7.932,872Positive News
EZPW
EZCORP
3.7324 of 5 stars
$12.09
+0.4%
$16.00
+32.3%
+44.1%$661.81M$1.16B10.898,000
GDOT
Green Dot
2.0457 of 5 stars
$10.23
-4.0%
$10.75
+5.1%
+26.5%$550.24M$1.63B-9.741,200
RM
Regional Management
4.249 of 5 stars
$29.65
-0.8%
$35.50
+19.7%
+27.9%$303.88M$551.40M12.462,081

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This page (NYSE:DFS) was last updated on 11/21/2024 by MarketBeat.com Staff
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