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Discover Financial Services (DFS) Competitors

Discover Financial Services logo
$173.16 +3.89 (+2.30%)
(As of 12/20/2024 05:31 PM ET)

DFS vs. COF, CACC, SLM, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, and RM

Should you be buying Discover Financial Services stock or one of its competitors? The main competitors of Discover Financial Services include Capital One Financial (COF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), and Regional Management (RM). These companies are all part of the "consumer finance" industry.

Discover Financial Services vs.

Discover Financial Services (NYSE:DFS) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, community ranking, risk, institutional ownership, profitability, valuation, earnings, media sentiment and analyst recommendations.

Capital One Financial has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Discover Financial Services$17.40B2.50$2.94B$12.3913.98
Capital One Financial$38.43B1.77$4.89B$10.5916.87

Discover Financial Services received 48 more outperform votes than Capital One Financial when rated by MarketBeat users. Likewise, 72.39% of users gave Discover Financial Services an outperform vote while only 64.63% of users gave Capital One Financial an outperform vote.

CompanyUnderperformOutperform
Discover Financial ServicesOutperform Votes
1274
72.39%
Underperform Votes
486
27.61%
Capital One FinancialOutperform Votes
1226
64.63%
Underperform Votes
671
35.37%

Discover Financial Services currently has a consensus price target of $149.57, suggesting a potential downside of 13.62%. Capital One Financial has a consensus price target of $171.50, suggesting a potential downside of 4.00%. Given Capital One Financial's higher probable upside, analysts plainly believe Capital One Financial is more favorable than Discover Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Discover Financial Services
0 Sell rating(s)
11 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.35
Capital One Financial
0 Sell rating(s)
11 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.35

Discover Financial Services pays an annual dividend of $2.80 per share and has a dividend yield of 1.6%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. Discover Financial Services pays out 22.6% of its earnings in the form of a dividend. Capital One Financial pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has increased its dividend for 13 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

86.9% of Discover Financial Services shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.7% of Discover Financial Services shares are owned by insiders. Comparatively, 1.3% of Capital One Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Capital One Financial had 5 more articles in the media than Discover Financial Services. MarketBeat recorded 12 mentions for Capital One Financial and 7 mentions for Discover Financial Services. Discover Financial Services' average media sentiment score of 1.03 beat Capital One Financial's score of 0.70 indicating that Discover Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Discover Financial Services
3 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Capital One Financial
4 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Discover Financial Services has a net margin of 13.78% compared to Capital One Financial's net margin of 8.80%. Discover Financial Services' return on equity of 21.38% beat Capital One Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Discover Financial Services13.78% 21.38% 2.10%
Capital One Financial 8.80%9.00%1.11%

Discover Financial Services has a beta of 1.45, suggesting that its share price is 45% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.45, suggesting that its share price is 45% more volatile than the S&P 500.

Summary

Discover Financial Services beats Capital One Financial on 11 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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DFS vs. The Competition

MetricDiscover Financial ServicesPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$43.48B$6.50B$10.99B$19.18B
Dividend Yield1.58%4.71%9.85%3.59%
P/E Ratio13.9829.5228.5441.28
Price / Sales2.504.0148.6117.59
Price / Cash15.2111.3430.3421.28
Price / Book3.142.362.735.32
Net Income$2.94B$345.75M$1.03B$989.88M
7 Day Performance-1.61%-3.04%-2.89%-3.54%
1 Month Performance-1.05%0.88%-2.86%-3.68%
1 Year Performance55.78%27.32%11.28%12.14%

Discover Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
DFS
Discover Financial Services
4.5762 of 5 stars
$173.16
+2.3%
$149.57
-13.6%
+60.9%$43.48B$17.40B13.9821,100Positive News
High Trading Volume
COF
Capital One Financial
4.2877 of 5 stars
$184.48
0.0%
$171.50
-7.0%
+39.8%$70.38B$49.48B17.3851,987
CACC
Credit Acceptance
2.8097 of 5 stars
$490.13
+0.9%
$416.00
-15.1%
-9.5%$5.94B$2.06B32.612,232Insider Trade
News Coverage
Positive News
SLM
SLM
4.8203 of 5 stars
$27.65
+1.7%
$26.80
-3.1%
+49.4%$5.87B$2.84B9.471,740Analyst Forecast
NNI
Nelnet
4.2135 of 5 stars
$108.39
+0.4%
$98.00
-9.6%
+22.9%$3.93B$1.15B35.517,550News Coverage
ECPG
Encore Capital Group
3.9971 of 5 stars
$49.25
+0.0%
$62.33
+26.6%
-5.6%$1.17B$1.33B-6.177,400Positive News
PRAA
PRA Group
4.2443 of 5 stars
$21.87
+3.6%
$32.00
+46.3%
-16.6%$862.33M$802.55M19.193,155
WRLD
World Acceptance
2.7369 of 5 stars
$117.87
+0.0%
$10.00
-91.5%
-21.0%$677.75M$573.21M8.012,872News Coverage
Positive News
EZPW
EZCORP
4.1745 of 5 stars
$12.17
-0.2%
$16.00
+31.5%
+32.1%$662.90M$1.16B10.998,000News Coverage
Positive News
GDOT
Green Dot
1.7351 of 5 stars
$11.29
+2.6%
$10.75
-4.8%
+7.6%$607.26M$1.63B-10.481,200Positive News
RM
Regional Management
3.9628 of 5 stars
$34.68
+1.7%
$35.50
+2.4%
+31.9%$352.35M$551.40M14.322,081Positive News

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This page (NYSE:DFS) was last updated on 12/21/2024 by MarketBeat.com Staff
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