LendingClub (LC) Competitors $16.27 +0.91 (+5.95%) Closing price 03:59 PM EasternExtended Trading$16.30 +0.03 (+0.16%) As of 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock LC vs. SOFI, UPST, CADE, OZK, PFSI, GBCI, VLY, HWC, FLG, and AXShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Cadence Bank (CADE), Bank OZK (OZK), PennyMac Financial Services (PFSI), Glacier Bancorp (GBCI), Valley National Bancorp (VLY), Hancock Whitney (HWC), Flagstar Financial (FLG), and Axos Financial (AX). These companies are all part of the "banking" industry. LendingClub vs. Its Competitors SoFi Technologies Upstart Cadence Bank Bank OZK PennyMac Financial Services Glacier Bancorp Valley National Bancorp Hancock Whitney Flagstar Financial Axos Financial LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, risk, earnings, profitability, analyst recommendations and valuation. Is LC or SOFI more profitable? SoFi Technologies has a net margin of 18.38% compared to LendingClub's net margin of 8.36%. LendingClub's return on equity of 5.66% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets LendingClub8.36% 5.66% 0.72% SoFi Technologies 18.38%4.44%0.78% Does the media favor LC or SOFI? In the previous week, SoFi Technologies had 43 more articles in the media than LendingClub. MarketBeat recorded 48 mentions for SoFi Technologies and 5 mentions for LendingClub. LendingClub's average media sentiment score of 1.27 beat SoFi Technologies' score of 0.75 indicating that LendingClub is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment LendingClub 3 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SoFi Technologies 20 Very Positive mention(s) 8 Positive mention(s) 14 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals and insiders hold more shares of LC or SOFI? 74.1% of LendingClub shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 3.2% of LendingClub shares are owned by company insiders. Comparatively, 2.6% of SoFi Technologies shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Do analysts rate LC or SOFI? LendingClub presently has a consensus price target of $16.57, suggesting a potential upside of 1.83%. SoFi Technologies has a consensus price target of $19.35, suggesting a potential downside of 22.65%. Given LendingClub's stronger consensus rating and higher probable upside, equities analysts clearly believe LendingClub is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LendingClub 0 Sell rating(s) 3 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.67SoFi Technologies 3 Sell rating(s) 11 Hold rating(s) 6 Buy rating(s) 1 Strong Buy rating(s) 2.24 Which has more volatility and risk, LC or SOFI? LendingClub has a beta of 2.46, meaning that its share price is 146% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.93, meaning that its share price is 93% more volatile than the S&P 500. Which has stronger earnings & valuation, LC or SOFI? SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLendingClub$787.01M2.37$51.33M$0.6425.43SoFi Technologies$2.67B11.20$498.67M$0.4852.13 SummaryLendingClub and SoFi Technologies tied by winning 8 of the 16 factors compared between the two stocks. Get LendingClub News Delivered to You Automatically Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubCredit Services IndustryFinancial SectorNYSE ExchangeMarket Cap$1.76B$399.46M$6.49B$20.94BDividend YieldN/A15.78%4.18%3.58%P/E Ratio25.4332.1414.4229.13Price / Sales2.37105.141,797.2355.13Price / Cash15.2314.42127.2023.54Price / Book1.333.425.135.45Net Income$51.33M$53.80M$1.23B$992.10M7 Day Performance5.27%-1.70%0.84%2.62%1 Month Performance25.33%6.53%2.47%2.51%1 Year Performance37.80%50.94%24.89%12.94% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.3394 of 5 stars$16.27+6.0%$16.57+1.8%+35.0%$1.76B$787.01M25.431,002Positive NewsSOFISoFi Technologies2.6447 of 5 stars$22.11-2.8%$18.76-15.1%+219.6%$26.53B$3.05B46.165,000Trending NewsAnalyst ForecastInsider TradeOptions VolumeUPSTUpstart4.3656 of 5 stars$63.41+3.0%$78.54+23.9%+56.3%$6.10B$844.07M-792.801,193Analyst UpgradeInsider TradeCADECadence Bank4.3715 of 5 stars$35.27-0.6%$40.40+14.5%+14.4%$6.42B$2.90B12.555,335Analyst RevisionOZKBank OZK4.3321 of 5 stars$49.66+0.2%$54.25+9.2%+19.5%$5.65B$1.67B8.073,028Positive NewsAnalyst UpgradePFSIPennyMac Financial Services4.6497 of 5 stars$106.07-0.8%$118.67+11.9%+4.0%$5.48B$1.59B14.714,100News CoveragePositive NewsInsider TradeGBCIGlacier Bancorp0.9413 of 5 stars$46.18-0.3%N/AN/A$5.47B$1.27B24.053,595News CoverageVLYValley National Bancorp3.823 of 5 stars$9.72-0.5%$10.95+12.7%+17.6%$5.44B$1.91B12.473,732Positive NewsHWCHancock Whitney4.5545 of 5 stars$60.41-0.3%$66.71+10.4%+20.3%$5.11B$1.47B11.113,476Positive NewsDividend AnnouncementAnalyst RevisionFLGFlagstar Financial1.8018 of 5 stars$12.01-0.6%$13.22+10.1%N/A$4.99B$2.15B-7.286,993Positive NewsAXAxos Financial2.4191 of 5 stars$86.57-0.3%$90.86+5.0%+33.6%$4.88B$1.95B11.601,781Positive News Related Companies and Tools Related Companies SoFi Technologies Competitors Upstart Competitors Cadence Bank Competitors Bank OZK Competitors PennyMac Financial Services Competitors Glacier Bancorp Competitors Valley National Bancorp Competitors Hancock Whitney Competitors Flagstar Financial Competitors Axos Financial Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LC) was last updated on 8/22/2025 by MarketBeat.com Staff From Our PartnersGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. 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