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LendingClub (LC) Competitors

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$16.68 +0.35 (+2.12%)
As of 01/17/2025 03:59 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

LC vs. OMF, CADE, COOP, QFIN, UPST, PFSI, OZK, HWC, SFBS, and BBAR

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include OneMain (OMF), Cadence Bank (CADE), Mr. Cooper Group (COOP), Qifu Technology (QFIN), Upstart (UPST), PennyMac Financial Services (PFSI), Bank OZK (OZK), Hancock Whitney (HWC), ServisFirst Bancshares (SFBS), and Banco BBVA Argentina (BBAR). These companies are all part of the "banking" industry.

LendingClub vs.

OneMain (NYSE:OMF) and LendingClub (NYSE:LC) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, media sentiment, community ranking, institutional ownership, valuation, earnings, risk, profitability and dividends.

In the previous week, OneMain had 12 more articles in the media than LendingClub. MarketBeat recorded 14 mentions for OneMain and 2 mentions for LendingClub. LendingClub's average media sentiment score of 0.92 beat OneMain's score of 0.48 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
5 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

85.8% of OneMain shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 0.5% of OneMain shares are owned by company insiders. Comparatively, 3.3% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

OneMain has a beta of 1.58, indicating that its share price is 58% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.03, indicating that its share price is 103% more volatile than the S&P 500.

OneMain has a net margin of 11.27% compared to LendingClub's net margin of 6.85%. OneMain's return on equity of 19.28% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain11.27% 19.28% 2.49%
LendingClub 6.85%4.02%0.54%

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$4.56B1.43$641M$4.5711.98
LendingClub$755.42M2.48$38.94M$0.4636.25

OneMain currently has a consensus price target of $56.31, suggesting a potential upside of 2.88%. LendingClub has a consensus price target of $16.63, suggesting a potential downside of 0.31%. Given OneMain's higher probable upside, equities research analysts plainly believe OneMain is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
0 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.57
LendingClub
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.88

LendingClub received 100 more outperform votes than OneMain when rated by MarketBeat users. However, 66.30% of users gave OneMain an outperform vote while only 61.13% of users gave LendingClub an outperform vote.

CompanyUnderperformOutperform
OneMainOutperform Votes
482
66.30%
Underperform Votes
245
33.70%
LendingClubOutperform Votes
582
61.13%
Underperform Votes
370
38.87%

Summary

OneMain beats LendingClub on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$1.87B$6.65B$11.78B$19.94B
Dividend YieldN/A4.81%6.02%3.71%
P/E Ratio36.2528.4525.2441.41
Price / Sales2.482.3328.3616.25
Price / Cash19.0210.4817.2619.84
Price / Book1.462.372.655.76
Net Income$38.94M$336.15M$1.04B$993.25M
7 Day Performance11.25%6.26%2.92%3.12%
1 Month Performance1.31%2.51%0.91%4.75%
1 Year Performance109.76%37.48%14.70%18.83%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.4221 of 5 stars
$16.68
+2.1%
$16.63
-0.3%
+109.8%$1.87B$864.62M36.251,025Short Interest ↑
OMF
OneMain
4.7811 of 5 stars
$52.08
+1.8%
$56.08
+7.7%
+21.4%$6.22B$4.46B11.409,200
CADE
Cadence Bank
3.7961 of 5 stars
$33.54
+0.1%
$37.32
+11.3%
+23.2%$6.11B$921.95M9.646,570Upcoming Earnings
Short Interest ↓
COOP
Mr. Cooper Group
4.3986 of 5 stars
$91.79
+0.4%
$100.57
+9.6%
+62.8%$5.87B$2.71B11.866,600
QFIN
Qifu Technology
3.6048 of 5 stars
$36.06
-0.1%
$37.50
+4.0%
+165.4%$5.82B$14.03B7.303,121Positive News
UPST
Upstart
3.5008 of 5 stars
$57.42
-0.6%
$61.80
+7.6%
+92.6%$5.24B$552.43M-29.751,388Gap Down
PFSI
PennyMac Financial Services
4.8569 of 5 stars
$96.78
+0.6%
$122.50
+26.6%
+25.7%$4.96B$2.25B30.723,900
OZK
Bank OZK
3.6245 of 5 stars
$42.11
+1.0%
$48.25
+14.6%
+3.9%$4.78B$1.65B6.932,650Earnings Report
Gap Up
HWC
Hancock Whitney
4.1833 of 5 stars
$55.19
+1.1%
$60.63
+9.8%
+28.7%$4.75B$1.37B12.373,630Short Interest ↓
News Coverage
SFBS
ServisFirst Bancshares
2.6223 of 5 stars
$81.75
+0.4%
$85.00
+4.0%
+39.7%$4.46B$443.96M21.86570Upcoming Earnings
Positive News
BBAR
Banco BBVA Argentina
4.5044 of 5 stars
$21.66
-7.5%
$27.00
+24.7%
+318.6%$4.42B$1.93T11.285,850

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This page (NYSE:LC) was last updated on 1/21/2025 by MarketBeat.com Staff
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