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LendingClub (LC) Competitors

LendingClub logo
$14.92 -0.20 (-1.32%)
(As of 11/15/2024 ET)

LC vs. OMF, CACC, SLM, NNI, BFH, ENVA, OCSL, LPRO, ATLC, and WRLD

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include OneMain (OMF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), Open Lending (LPRO), Atlanticus (ATLC), and World Acceptance (WRLD). These companies are all part of the "personal credit institutions" industry.

LendingClub vs.

LendingClub (NYSE:LC) and OneMain (NYSE:OMF) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, risk, profitability, media sentiment, valuation, community ranking and institutional ownership.

In the previous week, OneMain had 5 more articles in the media than LendingClub. MarketBeat recorded 9 mentions for OneMain and 4 mentions for LendingClub. LendingClub's average media sentiment score of 0.75 beat OneMain's score of 0.47 indicating that LendingClub is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
3 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

LendingClub has a beta of 2.01, indicating that its share price is 101% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.54, indicating that its share price is 54% more volatile than the S&P 500.

OneMain has a net margin of 11.27% compared to LendingClub's net margin of 6.85%. OneMain's return on equity of 19.28% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub6.85% 4.02% 0.54%
OneMain 11.27%19.28%2.49%

LendingClub received 101 more outperform votes than OneMain when rated by MarketBeat users. However, 66.16% of users gave OneMain an outperform vote while only 61.12% of users gave LendingClub an outperform vote.

CompanyUnderperformOutperform
LendingClubOutperform Votes
580
61.12%
Underperform Votes
369
38.88%
OneMainOutperform Votes
479
66.16%
Underperform Votes
245
33.84%

LendingClub presently has a consensus target price of $15.38, suggesting a potential upside of 3.05%. OneMain has a consensus target price of $55.46, suggesting a potential downside of 0.05%. Given LendingClub's stronger consensus rating and higher possible upside, analysts clearly believe LendingClub is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
0 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
3.00
OneMain
0 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.57

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 3.3% of LendingClub shares are owned by insiders. Comparatively, 0.5% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$864.62M1.94$38.94M$0.4632.43
OneMain$4.56B1.45$641M$4.5712.14

Summary

OneMain beats LendingClub on 9 of the 17 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$1.68B$6.29B$11.08B$19.80B
Dividend YieldN/A4.61%5.95%3.51%
P/E Ratio32.4329.8126.0735.39
Price / Sales1.942.2544.1717.78
Price / Cash18.9910.9318.5921.45
Price / Book1.252.093.724.64
Net Income$38.94M$349.72M$998.34M$982.94M
7 Day Performance-0.93%1.81%-0.06%-2.12%
1 Month Performance15.48%7.98%1.87%-0.39%
1 Year Performance168.59%58.87%24.82%23.34%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.6564 of 5 stars
$14.92
-1.3%
$15.38
+3.0%
+176.8%$1.68B$864.62M32.431,025Insider Selling
OMF
OneMain
4.9202 of 5 stars
$54.76
+0.2%
N/A+45.1%$6.54B$4.46B11.989,100Ex-Dividend
Analyst Forecast
Insider Selling
CACC
Credit Acceptance
2.8803 of 5 stars
$441.77
-0.1%
N/A+3.5%$5.35B$1.90B29.672,232Analyst Upgrade
Positive News
SLM
SLM
4.6571 of 5 stars
$24.02
-0.1%
N/A+69.9%$5.10B$1.90B8.371,740News Coverage
NNI
Nelnet
4.3333 of 5 stars
$109.64
-0.7%
N/A+26.9%$3.97B$2.06B36.077,550Insider Selling
Short Interest ↓
BFH
Bread Financial
3.8307 of 5 stars
$56.70
+0.7%
N/A+122.2%$2.82B$5.17B9.037,000Short Interest ↓
News Coverage
ENVA
Enova International
3.3006 of 5 stars
$100.93
-1.9%
N/A+154.5%$2.65B$2.12B16.101,675Analyst Forecast
OCSL
Oaktree Specialty Lending
3.6633 of 5 stars
$16.04
+0.4%
N/A-19.2%$1.31B$70.19M18.44N/AUpcoming Earnings
News Coverage
LPRO
Open Lending
1.2986 of 5 stars
$6.31
-5.3%
N/A+6.5%$752.49M$95.89M210.33210
ATLC
Atlanticus
2.2536 of 5 stars
$49.20
+6.5%
N/A+57.5%$680.65M$276.49M11.06386Analyst Forecast
News Coverage
High Trading Volume
WRLD
World Acceptance
2.3341 of 5 stars
$118.01
-1.1%
N/A+9.8%$678.56M$573.21M8.022,872Analyst Forecast
News Coverage
Positive News

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This page (NYSE:LC) was last updated on 11/17/2024 by MarketBeat.com Staff
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