LendingClub (LC) Competitors $16.46 +0.16 (+0.98%) (As of 12/20/2024 05:40 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends LC vs. OMF, CACC, SLM, NNI, BFH, ENVA, OCSL, ATLC, LPRO, and WRLDShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include OneMain (OMF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), Atlanticus (ATLC), Open Lending (LPRO), and World Acceptance (WRLD). These companies are all part of the "personal credit institutions" industry. LendingClub vs. OneMain Credit Acceptance SLM Nelnet Bread Financial Enova International Oaktree Specialty Lending Atlanticus Open Lending World Acceptance LendingClub (NYSE:LC) and OneMain (NYSE:OMF) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, media sentiment, analyst recommendations, community ranking, dividends, earnings, institutional ownership and profitability. Does the media prefer LC or OMF? In the previous week, LendingClub had 1 more articles in the media than OneMain. MarketBeat recorded 5 mentions for LendingClub and 4 mentions for OneMain. OneMain's average media sentiment score of 1.69 beat LendingClub's score of 0.78 indicating that OneMain is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment LendingClub 3 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive OneMain 3 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Do analysts recommend LC or OMF? LendingClub currently has a consensus price target of $16.00, suggesting a potential downside of 2.79%. OneMain has a consensus price target of $56.08, suggesting a potential upside of 8.03%. Given OneMain's higher possible upside, analysts plainly believe OneMain is more favorable than LendingClub.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LendingClub 0 Sell rating(s) 1 Hold rating(s) 7 Buy rating(s) 0 Strong Buy rating(s) 2.88OneMain 0 Sell rating(s) 6 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.57 Is LC or OMF more profitable? OneMain has a net margin of 11.27% compared to LendingClub's net margin of 6.85%. OneMain's return on equity of 19.28% beat LendingClub's return on equity.Company Net Margins Return on Equity Return on Assets LendingClub6.85% 4.02% 0.54% OneMain 11.27%19.28%2.49% Which has more volatility and risk, LC or OMF? LendingClub has a beta of 2.02, meaning that its share price is 102% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.56, meaning that its share price is 56% more volatile than the S&P 500. Which has stronger earnings & valuation, LC or OMF? OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLendingClub$755.42M2.45$38.94M$0.4635.78OneMain$4.46B1.39$641M$4.5711.36 Does the MarketBeat Community prefer LC or OMF? LendingClub received 101 more outperform votes than OneMain when rated by MarketBeat users. However, 66.21% of users gave OneMain an outperform vote while only 61.09% of users gave LendingClub an outperform vote. CompanyUnderperformOutperformLendingClubOutperform Votes58161.09% Underperform Votes37038.91% OneMainOutperform Votes48066.21% Underperform Votes24533.79% Do insiders and institutionals have more ownership in LC or OMF? 74.1% of LendingClub shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 3.3% of LendingClub shares are owned by insiders. Comparatively, 0.5% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term. SummaryOneMain beats LendingClub on 11 of the 18 factors compared between the two stocks. 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Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubPersonal credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$1.85B$6.50B$10.99B$19.18BDividend YieldN/A4.71%9.85%3.59%P/E Ratio35.7829.5228.5441.28Price / Sales2.454.0148.6117.59Price / Cash20.3811.3430.3421.28Price / Book1.442.362.735.32Net Income$38.94M$345.75M$1.03B$989.88M7 Day Performance-0.60%-3.04%-2.89%-3.54%1 Month Performance3.16%0.88%-2.86%-3.68%1 Year Performance88.22%27.32%11.28%12.14% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.3416 of 5 stars$16.46+1.0%$16.00-2.8%+94.6%$1.85B$755.42M35.781,025High Trading VolumeOMFOneMain4.9173 of 5 stars$55.65-0.1%$56.08+0.8%+6.8%$6.64B$4.56B12.189,100Positive NewsCACCCredit Acceptance2.7996 of 5 stars$491.38+1.2%$416.00-15.3%-9.5%$5.95B$2.06B32.612,232Insider TradeNews CoveragePositive NewsSLMSLM4.8236 of 5 stars$27.66+1.8%$26.80-3.1%+49.4%$5.87B$2.84B9.471,740Analyst ForecastNNINelnet4.2146 of 5 stars$108.09+0.1%$98.00-9.3%+22.9%$3.92B$1.15B35.517,550News CoverageBFHBread Financial3.3282 of 5 stars$65.77+0.8%$53.54-18.6%+92.9%$3.27B$3.93B10.397,000Analyst UpgradePositive NewsENVAEnova International1.6999 of 5 stars$100.83-0.1%$91.14-9.6%+78.5%$2.64B$2.51B16.071,675OCSLOaktree Specialty Lending3.4241 of 5 stars$15.40-0.6%$16.75+8.8%-24.9%$1.27B$57.61M22.28N/AAnalyst UpgradeATLCAtlanticus2.8986 of 5 stars$59.39-1.7%$57.20-3.7%+57.1%$875.35M$276.49M13.57386News CoverageLPROOpen Lending2.4653 of 5 stars$5.72flat$6.83+19.5%-27.5%$682.68M$95.89M190.67210News CoverageGap DownWRLDWorld Acceptance2.7259 of 5 stars$118.72+0.8%$10.00-91.6%-21.0%$682.64M$573.21M8.012,872News CoveragePositive News Related Companies and Tools Related Companies OneMain Competitors Credit Acceptance Competitors SLM Competitors Nelnet Competitors Bread Financial Competitors Enova International Competitors Oaktree Specialty Lending Competitors Atlanticus Competitors Open Lending Competitors World Acceptance Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:LC) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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