LendingClub (LC) Competitors

Hancock Whitney (NASDAQ:HWC) and LendingClub (NYSE:LC) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, media sentiment, risk, analyst recommendations, profitability, institutional ownership and community ranking.

Does the MarketBeat Community believe in HWC or LC?

LendingClub received 523 more outperform votes than Hancock Whitney when rated by MarketBeat users. Likewise, 61.09% of users gave LendingClub an outperform vote while only 48.41% of users gave Hancock Whitney an outperform vote.

Company	Underperform	Outperform
Hancock Whitney	Outperform Votes 61 48.41%	Underperform Votes 65 51.59%
LendingClub	Outperform Votes 584 61.09%	Underperform Votes 372 38.91%

Which has more risk and volatility, HWC or LC?

Hancock Whitney has a beta of 0.99, meaning that its stock price is 1% less volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.09, meaning that its stock price is 109% more volatile than the S&P 500.

Do institutionals and insiders believe in HWC or LC?

81.2% of Hancock Whitney shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 0.9% of Hancock Whitney shares are owned by insiders. Comparatively, 3.3% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is HWC or LC more profitable?

Hancock Whitney has a net margin of 22.40% compared to LendingClub's net margin of 6.52%. Hancock Whitney's return on equity of 11.56% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hancock Whitney	22.40%	11.56%	1.32%
LendingClub	6.52%	4.16%	0.54%

Which has higher earnings and valuation, HWC or LC?

Hancock Whitney has higher revenue and earnings than LendingClub. Hancock Whitney is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hancock Whitney	$1.44B	2.85	$460.82M	$5.28	9.02
LendingClub	$787.01M	1.33	$51.33M	$0.45	20.58

Do analysts prefer HWC or LC?

Hancock Whitney currently has a consensus target price of $62.56, suggesting a potential upside of 31.34%. LendingClub has a consensus target price of $16.00, suggesting a potential upside of 72.79%. Given LendingClub's higher possible upside, analysts plainly believe LendingClub is more favorable than Hancock Whitney.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hancock Whitney	0 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.89
LendingClub	0 Sell rating(s)	1 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.88

Does the media prefer HWC or LC?

In the previous week, Hancock Whitney and Hancock Whitney both had 9 articles in the media. Hancock Whitney's average media sentiment score of 1.18 beat LendingClub's score of 1.06 indicating that Hancock Whitney is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hancock Whitney	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
LendingClub	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Hancock Whitney beats LendingClub on 11 of the 18 factors compared between the two stocks.