LendingClub (LC) Competitors

LendingClub (NYSE:LC) and Cadence Bank (NYSE:CADE) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, valuation, community ranking, risk, analyst recommendations, media sentiment, earnings and profitability.

Is LC or CADE more profitable?

Cadence Bank has a net margin of 18.03% compared to LendingClub's net margin of 6.52%. Cadence Bank's return on equity of 9.87% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	6.52%	4.16%	0.54%
Cadence Bank	18.03%	9.87%	1.07%

Do insiders and institutionals hold more shares of LC or CADE?

74.1% of LendingClub shares are held by institutional investors. Comparatively, 84.6% of Cadence Bank shares are held by institutional investors. 3.3% of LendingClub shares are held by insiders. Comparatively, 2.2% of Cadence Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the MarketBeat Community favor LC or CADE?

LendingClub received 267 more outperform votes than Cadence Bank when rated by MarketBeat users. Likewise, 61.22% of users gave LendingClub an outperform vote while only 59.47% of users gave Cadence Bank an outperform vote.

Company	Underperform	Outperform
LendingClub	Outperform Votes 584 61.22%	Underperform Votes 370 38.78%
Cadence Bank	Outperform Votes 317 59.47%	Underperform Votes 216 40.53%

Which has higher valuation and earnings, LC or CADE?

Cadence Bank has higher revenue and earnings than LendingClub. Cadence Bank is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$787.01M	1.87	$51.33M	$0.45	28.92
Cadence Bank	$2.90B	2.07	$523.60M	$2.77	11.93

Which has more volatility and risk, LC or CADE?

LendingClub has a beta of 2, suggesting that its stock price is 100% more volatile than the S&P 500. Comparatively, Cadence Bank has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.

Does the media favor LC or CADE?

In the previous week, LendingClub had 7 more articles in the media than Cadence Bank. MarketBeat recorded 15 mentions for LendingClub and 8 mentions for Cadence Bank. Cadence Bank's average media sentiment score of 0.92 beat LendingClub's score of 0.41 indicating that Cadence Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LendingClub	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
Cadence Bank	6 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer LC or CADE?

LendingClub presently has a consensus price target of $16.38, suggesting a potential upside of 25.82%. Cadence Bank has a consensus price target of $38.50, suggesting a potential upside of 16.51%. Given LendingClub's stronger consensus rating and higher probable upside, equities research analysts clearly believe LendingClub is more favorable than Cadence Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	1 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.88
Cadence Bank	0 Sell rating(s)	4 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.64

Summary

Cadence Bank beats LendingClub on 9 of the 17 factors compared between the two stocks.