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LendingClub (LC) Competitors

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$16.46 +0.16 (+0.98%)
(As of 12/20/2024 05:40 PM ET)

LC vs. OMF, CACC, SLM, NNI, BFH, ENVA, OCSL, ATLC, LPRO, and WRLD

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include OneMain (OMF), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), Atlanticus (ATLC), Open Lending (LPRO), and World Acceptance (WRLD). These companies are all part of the "personal credit institutions" industry.

LendingClub vs.

LendingClub (NYSE:LC) and OneMain (NYSE:OMF) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, media sentiment, analyst recommendations, community ranking, dividends, earnings, institutional ownership and profitability.

In the previous week, LendingClub had 1 more articles in the media than OneMain. MarketBeat recorded 5 mentions for LendingClub and 4 mentions for OneMain. OneMain's average media sentiment score of 1.69 beat LendingClub's score of 0.78 indicating that OneMain is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
3 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

LendingClub currently has a consensus price target of $16.00, suggesting a potential downside of 2.79%. OneMain has a consensus price target of $56.08, suggesting a potential upside of 8.03%. Given OneMain's higher possible upside, analysts plainly believe OneMain is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.88
OneMain
0 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.57

OneMain has a net margin of 11.27% compared to LendingClub's net margin of 6.85%. OneMain's return on equity of 19.28% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub6.85% 4.02% 0.54%
OneMain 11.27%19.28%2.49%

LendingClub has a beta of 2.02, meaning that its share price is 102% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.56, meaning that its share price is 56% more volatile than the S&P 500.

OneMain has higher revenue and earnings than LendingClub. OneMain is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$755.42M2.45$38.94M$0.4635.78
OneMain$4.46B1.39$641M$4.5711.36

LendingClub received 101 more outperform votes than OneMain when rated by MarketBeat users. However, 66.21% of users gave OneMain an outperform vote while only 61.09% of users gave LendingClub an outperform vote.

CompanyUnderperformOutperform
LendingClubOutperform Votes
581
61.09%
Underperform Votes
370
38.91%
OneMainOutperform Votes
480
66.21%
Underperform Votes
245
33.79%

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 3.3% of LendingClub shares are owned by insiders. Comparatively, 0.5% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

OneMain beats LendingClub on 11 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$1.85B$6.50B$10.99B$19.18B
Dividend YieldN/A4.71%9.85%3.59%
P/E Ratio35.7829.5228.5441.28
Price / Sales2.454.0148.6117.59
Price / Cash20.3811.3430.3421.28
Price / Book1.442.362.735.32
Net Income$38.94M$345.75M$1.03B$989.88M
7 Day Performance-0.60%-3.04%-2.89%-3.54%
1 Month Performance3.16%0.88%-2.86%-3.68%
1 Year Performance88.22%27.32%11.28%12.14%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.3416 of 5 stars
$16.46
+1.0%
$16.00
-2.8%
+94.6%$1.85B$755.42M35.781,025High Trading Volume
OMF
OneMain
4.9173 of 5 stars
$55.65
-0.1%
$56.08
+0.8%
+6.8%$6.64B$4.56B12.189,100Positive News
CACC
Credit Acceptance
2.7996 of 5 stars
$491.38
+1.2%
$416.00
-15.3%
-9.5%$5.95B$2.06B32.612,232Insider Trade
News Coverage
Positive News
SLM
SLM
4.8236 of 5 stars
$27.66
+1.8%
$26.80
-3.1%
+49.4%$5.87B$2.84B9.471,740Analyst Forecast
NNI
Nelnet
4.2146 of 5 stars
$108.09
+0.1%
$98.00
-9.3%
+22.9%$3.92B$1.15B35.517,550News Coverage
BFH
Bread Financial
3.3282 of 5 stars
$65.77
+0.8%
$53.54
-18.6%
+92.9%$3.27B$3.93B10.397,000Analyst Upgrade
Positive News
ENVA
Enova International
1.6999 of 5 stars
$100.83
-0.1%
$91.14
-9.6%
+78.5%$2.64B$2.51B16.071,675
OCSL
Oaktree Specialty Lending
3.4241 of 5 stars
$15.40
-0.6%
$16.75
+8.8%
-24.9%$1.27B$57.61M22.28N/AAnalyst Upgrade
ATLC
Atlanticus
2.8986 of 5 stars
$59.39
-1.7%
$57.20
-3.7%
+57.1%$875.35M$276.49M13.57386News Coverage
LPRO
Open Lending
2.4653 of 5 stars
$5.72
flat
$6.83
+19.5%
-27.5%$682.68M$95.89M190.67210News Coverage
Gap Down
WRLD
World Acceptance
2.7259 of 5 stars
$118.72
+0.8%
$10.00
-91.6%
-21.0%$682.64M$573.21M8.012,872News Coverage
Positive News

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This page (NYSE:LC) was last updated on 12/21/2024 by MarketBeat.com Staff
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