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LendingClub (LC) Competitors

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$13.02 +0.37 (+2.88%)
As of 01:18 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

LC vs. SOFI, UPST, BFH, BN, VLY, PFSI, GBCI, HWC, AUB, and AX

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Bread Financial (BFH), Brookfield (BN), Valley National Bancorp (VLY), PennyMac Financial Services (PFSI), Glacier Bancorp (GBCI), Hancock Whitney (HWC), Atlantic Union Bankshares (AUB), and Axos Financial (AX).

LendingClub vs. Its Competitors

LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, valuation, earnings, analyst recommendations, media sentiment, risk and institutional ownership.

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LendingClub$787.01M1.89$51.33M$0.4429.60
SoFi Technologies$2.80B8.70$498.67M$0.4153.70

In the previous week, SoFi Technologies had 55 more articles in the media than LendingClub. MarketBeat recorded 59 mentions for SoFi Technologies and 4 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.65 beat LendingClub's score of 0.34 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LendingClub
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
SoFi Technologies
26 Very Positive mention(s)
10 Positive mention(s)
16 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

LendingClub has a beta of 2.44, meaning that its stock price is 144% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.91, meaning that its stock price is 91% more volatile than the S&P 500.

LendingClub presently has a consensus price target of $16.13, indicating a potential upside of 23.82%. SoFi Technologies has a consensus price target of $16.78, indicating a potential downside of 23.78%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LendingClub
0 Sell rating(s)
3 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.70
SoFi Technologies
3 Sell rating(s)
9 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.26

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 2.6% of SoFi Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

SoFi Technologies has a net margin of 17.21% compared to LendingClub's net margin of 6.16%. LendingClub's return on equity of 4.04% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
LendingClub6.16% 4.04% 0.52%
SoFi Technologies 17.21%3.34%0.60%

Summary

SoFi Technologies beats LendingClub on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubCredit Services IndustryFinancial SectorNYSE Exchange
Market Cap$1.49B$382.00M$6.33B$20.71B
Dividend YieldN/A15.49%4.20%3.68%
P/E Ratio29.5830.4714.0227.42
Price / Sales1.8997.811,742.9470.78
Price / Cash12.3114.32128.4821.88
Price / Book1.093.431.964.64
Net Income$51.33M$53.80M$1.24B$994.58M
7 Day Performance2.41%120.06%4.25%-0.94%
1 Month Performance18.24%124.35%7.96%5.16%
1 Year Performance21.94%33.67%19.41%8.80%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.6346 of 5 stars
$13.02
+2.9%
$16.13
+23.8%
+18.5%$1.49B$787.01M29.581,002
SOFI
SoFi Technologies
1.8719 of 5 stars
$19.95
0.0%
$15.13
-24.1%
+176.0%$22.00B$2.67B48.555,000Trending News
Analyst Downgrade
UPST
Upstart
3.8523 of 5 stars
$77.13
+1.4%
$67.42
-12.6%
+140.8%$7.33B$636.53M-102.661,193News Coverage
Analyst Upgrade
BFH
Bread Financial
3.1462 of 5 stars
$59.66
+0.6%
$60.18
+0.9%
+18.4%$2.78B$4.80B10.606,000News Coverage
Upcoming Earnings
Analyst Upgrade
BN
Brookfield
3.1664 of 5 stars
$61.91
-1.4%
$66.13
+6.8%
+38.7%$101.98B$86.01B221.01250,000Positive News
VLY
Valley National Bancorp
4.5292 of 5 stars
$9.58
-0.6%
$10.73
+11.9%
+16.9%$5.37B$3.58B13.893,732News Coverage
Positive News
Upcoming Earnings
PFSI
PennyMac Financial Services
4.9573 of 5 stars
$101.37
+0.8%
$119.67
+18.1%
-3.7%$5.23B$1.59B15.524,100Upcoming Earnings
Analyst Forecast
GBCI
Glacier Bancorp
N/A$46.00
+0.1%
N/AN/A$5.22B$836.32M24.733,595
HWC
Hancock Whitney
4.8278 of 5 stars
$60.85
+0.1%
$63.29
+4.0%
+10.7%$5.21B$2.06B11.233,476Trending News
Earnings Report
Analyst Forecast
AUB
Atlantic Union Bankshares
4.2119 of 5 stars
$33.14
-0.5%
$39.00
+17.7%
-15.6%$4.72B$857.44M14.481,880Positive News
Upcoming Earnings
AX
Axos Financial
3.1796 of 5 stars
$83.35
-1.0%
$85.86
+3.0%
+17.6%$4.70B$1.88B11.361,781

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This page (NYSE:LC) was last updated on 7/17/2025 by MarketBeat.com Staff
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