LendingClub (LC) Competitors $13.02 +0.37 (+2.88%) As of 01:18 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock LC vs. SOFI, UPST, BFH, BN, VLY, PFSI, GBCI, HWC, AUB, and AXShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Bread Financial (BFH), Brookfield (BN), Valley National Bancorp (VLY), PennyMac Financial Services (PFSI), Glacier Bancorp (GBCI), Hancock Whitney (HWC), Atlantic Union Bankshares (AUB), and Axos Financial (AX). LendingClub vs. Its Competitors SoFi Technologies Upstart Bread Financial Brookfield Valley National Bancorp PennyMac Financial Services Glacier Bancorp Hancock Whitney Atlantic Union Bankshares Axos Financial LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, valuation, earnings, analyst recommendations, media sentiment, risk and institutional ownership. Which has higher valuation & earnings, LC or SOFI? SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLendingClub$787.01M1.89$51.33M$0.4429.60SoFi Technologies$2.80B8.70$498.67M$0.4153.70 Does the media prefer LC or SOFI? In the previous week, SoFi Technologies had 55 more articles in the media than LendingClub. MarketBeat recorded 59 mentions for SoFi Technologies and 4 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.65 beat LendingClub's score of 0.34 indicating that SoFi Technologies is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment LendingClub 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral SoFi Technologies 26 Very Positive mention(s) 10 Positive mention(s) 16 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Which has more volatility and risk, LC or SOFI? LendingClub has a beta of 2.44, meaning that its stock price is 144% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.91, meaning that its stock price is 91% more volatile than the S&P 500. Do analysts recommend LC or SOFI? LendingClub presently has a consensus price target of $16.13, indicating a potential upside of 23.82%. SoFi Technologies has a consensus price target of $16.78, indicating a potential downside of 23.78%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LendingClub 0 Sell rating(s) 3 Hold rating(s) 7 Buy rating(s) 0 Strong Buy rating(s) 2.70SoFi Technologies 3 Sell rating(s) 9 Hold rating(s) 6 Buy rating(s) 1 Strong Buy rating(s) 2.26 Do insiders and institutionals believe in LC or SOFI? 74.1% of LendingClub shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 2.6% of SoFi Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Is LC or SOFI more profitable? SoFi Technologies has a net margin of 17.21% compared to LendingClub's net margin of 6.16%. LendingClub's return on equity of 4.04% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets LendingClub6.16% 4.04% 0.52% SoFi Technologies 17.21%3.34%0.60% SummarySoFi Technologies beats LendingClub on 9 of the 17 factors compared between the two stocks. Get LendingClub News Delivered to You Automatically Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubCredit Services IndustryFinancial SectorNYSE ExchangeMarket Cap$1.49B$382.00M$6.33B$20.71BDividend YieldN/A15.49%4.20%3.68%P/E Ratio29.5830.4714.0227.42Price / Sales1.8997.811,742.9470.78Price / Cash12.3114.32128.4821.88Price / Book1.093.431.964.64Net Income$51.33M$53.80M$1.24B$994.58M7 Day Performance2.41%120.06%4.25%-0.94%1 Month Performance18.24%124.35%7.96%5.16%1 Year Performance21.94%33.67%19.41%8.80% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.6346 of 5 stars$13.02+2.9%$16.13+23.8%+18.5%$1.49B$787.01M29.581,002SOFISoFi Technologies1.8719 of 5 stars$19.950.0%$15.13-24.1%+176.0%$22.00B$2.67B48.555,000Trending NewsAnalyst DowngradeUPSTUpstart3.8523 of 5 stars$77.13+1.4%$67.42-12.6%+140.8%$7.33B$636.53M-102.661,193News CoverageAnalyst UpgradeBFHBread Financial3.1462 of 5 stars$59.66+0.6%$60.18+0.9%+18.4%$2.78B$4.80B10.606,000News CoverageUpcoming EarningsAnalyst UpgradeBNBrookfield3.1664 of 5 stars$61.91-1.4%$66.13+6.8%+38.7%$101.98B$86.01B221.01250,000Positive NewsVLYValley National Bancorp4.5292 of 5 stars$9.58-0.6%$10.73+11.9%+16.9%$5.37B$3.58B13.893,732News CoveragePositive NewsUpcoming EarningsPFSIPennyMac Financial Services4.9573 of 5 stars$101.37+0.8%$119.67+18.1%-3.7%$5.23B$1.59B15.524,100Upcoming EarningsAnalyst ForecastGBCIGlacier BancorpN/A$46.00+0.1%N/AN/A$5.22B$836.32M24.733,595HWCHancock Whitney4.8278 of 5 stars$60.85+0.1%$63.29+4.0%+10.7%$5.21B$2.06B11.233,476Trending NewsEarnings ReportAnalyst ForecastAUBAtlantic Union Bankshares4.2119 of 5 stars$33.14-0.5%$39.00+17.7%-15.6%$4.72B$857.44M14.481,880Positive NewsUpcoming EarningsAXAxos Financial3.1796 of 5 stars$83.35-1.0%$85.86+3.0%+17.6%$4.70B$1.88B11.361,781 Related Companies and Tools Related Companies SoFi Technologies Competitors Upstart Competitors Bread Financial Competitors Brookfield Competitors Valley National Bancorp Competitors PennyMac Financial Services Competitors Glacier Bancorp Competitors Hancock Whitney Competitors Atlantic Union Bankshares Competitors Axos Financial Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LC) was last updated on 7/17/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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