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Regional Management (RM) Competitors

Regional Management logo
$34.31 -1.02 (-2.89%)
Closing price 02/21/2025 03:59 PM Eastern
Extended Trading
$34.28 -0.03 (-0.09%)
As of 02/21/2025 04:05 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

RM vs. ECPG, PRAA, WRLD, EZPW, GDOT, AXP, COF, DFS, SLM, and CACC

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Regional Management vs.

Encore Capital Group (NASDAQ:ECPG) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, analyst recommendations, community ranking, dividends, valuation, profitability, earnings, institutional ownership and media sentiment.

Regional Management has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.22B0.96-$206.49M-$7.85-6.33
Regional Management$513.97M0.68$41.23M$4.168.25

Encore Capital Group has a beta of 1.55, indicating that its share price is 55% more volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.49, indicating that its share price is 49% more volatile than the S&P 500.

98.9% of Regional Management shares are owned by institutional investors. 2.6% of Encore Capital Group shares are owned by company insiders. Comparatively, 10.5% of Regional Management shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Regional Management has a net margin of 7.01% compared to Encore Capital Group's net margin of -13.91%. Regional Management's return on equity of 13.20% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-13.91% 12.70% 2.61%
Regional Management 7.01%13.20%2.54%

Encore Capital Group received 32 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 62.15% of users gave Encore Capital Group an outperform vote while only 59.24% of users gave Regional Management an outperform vote.

CompanyUnderperformOutperform
Encore Capital GroupOutperform Votes
330
62.15%
Underperform Votes
201
37.85%
Regional ManagementOutperform Votes
298
59.24%
Underperform Votes
205
40.76%

In the previous week, Encore Capital Group and Encore Capital Group both had 3 articles in the media. Encore Capital Group's average media sentiment score of 1.31 beat Regional Management's score of 0.35 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Regional Management
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Encore Capital Group currently has a consensus price target of $65.00, suggesting a potential upside of 30.76%. Regional Management has a consensus price target of $35.50, suggesting a potential upside of 3.47%. Given Encore Capital Group's stronger consensus rating and higher possible upside, research analysts plainly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Regional Management
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

Encore Capital Group beats Regional Management on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$348.29M$7.30B$11.72B$20.31B
Dividend Yield3.40%4.46%5.37%3.64%
P/E Ratio8.2527.0624.0534.71
Price / Sales0.682.3826.4315.49
Price / Cash12.1711.1817.9120.26
Price / Book1.052.302.594.80
Net Income$41.23M$417.94M$1.03B$1.02B
7 Day Performance-5.21%-5.19%-1.41%-1.07%
1 Month Performance-4.68%-1.04%0.68%-1.11%
1 Year Performance50.42%33.23%14.93%13.69%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
3.8901 of 5 stars
$34.31
-2.9%
$35.50
+3.5%
+52.4%$348.29M$513.97M8.252,081
ECPG
Encore Capital Group
4.3908 of 5 stars
$50.00
+0.5%
$65.00
+30.0%
-6.9%$1.18B$1.22B-6.377,400Short Interest ↓
News Coverage
Positive News
PRAA
PRA Group
4.4755 of 5 stars
$23.67
+0.8%
$32.00
+35.2%
-14.0%$933.31M$802.55M21.523,155Earnings Report
News Coverage
WRLD
World Acceptance
2.8125 of 5 stars
$152.25
+1.4%
$10.00
-93.4%
+14.0%$875.44M$573.21M10.632,872Insider Trade
Positive News
EZPW
EZCORP
3.9138 of 5 stars
$14.05
-2.3%
$17.75
+26.3%
+27.9%$765.30M$1.16B12.228,000
GDOT
Green Dot
3.0461 of 5 stars
$9.49
+0.8%
$10.75
+13.3%
+4.2%$510.22M$1.63B-9.031,200High Trading Volume
AXP
American Express
4.5978 of 5 stars
$311.37
+1.3%
$296.38
-4.8%
+40.0%$219.34B$65.95B22.2274,600Positive News
COF
Capital One Financial
4.5572 of 5 stars
$202.25
+2.5%
$196.31
-2.9%
+48.4%$77.10B$53.94B17.4551,987Ex-Dividend
Analyst Upgrade
DFS
Discover Financial Services
4.7719 of 5 stars
$196.14
+3.2%
$186.46
-4.9%
+60.9%$49.29B$17.91B12.2921,100Analyst Revision
News Coverage
Positive News
SLM
SLM
4.9129 of 5 stars
$31.43
+4.7%
$29.82
-5.1%
+55.2%$6.67B$2.62B11.861,740Analyst Forecast
News Coverage
CACC
Credit Acceptance
2.0735 of 5 stars
$520.61
+1.7%
$440.00
-15.5%
-9.7%$6.30B$2.16B26.212,232Positive News

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This page (NYSE:RM) was last updated on 2/22/2025 by MarketBeat.com Staff
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