Regional Management (RM) Competitors $33.86 +0.92 (+2.79%) (As of 12/20/2024 05:31 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends RM vs. ECPG, PRAA, WRLD, EZPW, GDOT, AXP, COF, DFS, CACC, and SLMShould you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), Credit Acceptance (CACC), and SLM (SLM). These companies are all part of the "consumer finance" industry. Regional Management vs. Encore Capital Group PRA Group World Acceptance EZCORP Green Dot American Express Capital One Financial Discover Financial Services Credit Acceptance SLM Regional Management (NYSE:RM) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, dividends, analyst recommendations, profitability, valuation, risk, community ranking and media sentiment. Which has preferable earnings and valuation, RM or ECPG? Regional Management has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioRegional Management$503.10M0.68$15.96M$2.3814.23Encore Capital Group$1.33B0.84-$206.49M-$7.85-5.97 Does the media prefer RM or ECPG? In the previous week, Regional Management and Regional Management both had 2 articles in the media. Regional Management's average media sentiment score of 1.24 beat Encore Capital Group's score of 1.20 indicating that Regional Management is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Regional Management 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 1 Very Negative mention(s) Positive Encore Capital Group 1 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts rate RM or ECPG? Regional Management presently has a consensus price target of $35.50, indicating a potential upside of 4.84%. Encore Capital Group has a consensus price target of $62.33, indicating a potential upside of 33.11%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than Regional Management.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Regional Management 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Which has more volatility and risk, RM or ECPG? Regional Management has a beta of 1.52, indicating that its stock price is 52% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.55, indicating that its stock price is 55% more volatile than the S&P 500. Does the MarketBeat Community believe in RM or ECPG? Encore Capital Group received 31 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 62.08% of users gave Encore Capital Group an outperform vote while only 59.24% of users gave Regional Management an outperform vote. CompanyUnderperformOutperformRegional ManagementOutperform Votes29859.24% Underperform Votes20540.76% Encore Capital GroupOutperform Votes32962.08% Underperform Votes20137.92% Is RM or ECPG more profitable? Regional Management has a net margin of 4.13% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat Regional Management's return on equity.Company Net Margins Return on Equity Return on Assets Regional Management4.13% 11.98% 2.27% Encore Capital Group -13.91%12.70%2.61% Do institutionals and insiders believe in RM or ECPG? 98.9% of Regional Management shares are held by institutional investors. 10.5% of Regional Management shares are held by company insiders. Comparatively, 2.6% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. SummaryEncore Capital Group beats Regional Management on 11 of the 18 factors compared between the two stocks. Ad Weiss RatingsNvidia’s Bold Move: Tackling Tech’s $1 Trillion CrisisTaiwan Semiconductor, a partner of Nvidia’s for more than two decades, has seen its shares explode as much as 4,744%. Now, if you’re like everybody else, you want to know what Nvidia’s doing next … and who they’re going to partner with …Find out details on these three critical Nvidia partners immediately. Get Regional Management News Delivered to You Automatically Sign up to receive the latest news and ratings for RM and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart RM vs. The Competition Export to ExcelMetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$344.12M$6.50B$11.03B$19.18BDividend Yield3.51%4.71%9.79%3.60%P/E Ratio14.2329.5228.1741.26Price / Sales0.684.0147.4217.60Price / Cash11.7411.3430.4221.28Price / Book1.032.362.745.32Net Income$15.96M$345.75M$1.03B$989.88M7 Day Performance-0.67%-3.04%-2.88%-3.54%1 Month Performance13.13%0.88%-2.87%-3.68%1 Year Performance27.01%27.32%11.33%12.14% Regional Management Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)RMRegional Management3.977 of 5 stars$33.86+2.8%$35.50+4.8%+31.9%$344.12M$503.10M14.232,081Positive NewsHigh Trading VolumeECPGEncore Capital Group3.9971 of 5 stars$49.32+0.2%$62.33+26.4%-5.6%$1.17B$1.33B-6.177,400Positive NewsPRAAPRA Group4.2443 of 5 stars$22.32+5.7%$32.00+43.4%-16.6%$880.08M$802.55M19.193,155Positive NewsWRLDWorld Acceptance2.7369 of 5 stars$117.87+0.0%$10.00-91.5%-21.0%$677.75M$573.21M8.012,872News CoveragePositive NewsEZPWEZCORP4.1745 of 5 stars$12.12-0.7%$16.00+32.0%+32.1%$660.18M$1.16B10.998,000News CoveragePositive NewsGDOTGreen Dot1.7351 of 5 stars$11.33+3.0%$10.75-5.1%+7.6%$609.41M$1.63B-10.481,200Positive NewsAXPAmerican Express4.4674 of 5 stars$303.90+0.6%$259.45-14.6%+65.3%$214.08B$64.42B22.2374,600Analyst ForecastCOFCapital One Financial4.2877 of 5 stars$184.35-0.1%$171.50-7.0%+39.8%$70.33B$49.48B17.3851,987DFSDiscover Financial Services4.5762 of 5 stars$175.980.0%$149.57-15.0%+60.9%$44.18B$17.40B14.2121,100Positive NewsCACCCredit Acceptance2.8097 of 5 stars$490.75+1.1%$416.00-15.2%-9.5%$5.94B$2.06B32.612,232Insider TradeNews CoveragePositive NewsSLMSLM4.8203 of 5 stars$27.73+2.0%$26.80-3.4%+49.4%$5.89B$2.84B9.471,740Analyst Forecast Related Companies and Tools Related Companies ECPG Alternatives PRAA Alternatives WRLD Alternatives EZPW Alternatives GDOT Alternatives AXP Alternatives COF Alternatives DFS Alternatives CACC Alternatives SLM Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:RM) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. And one team...True Market Insiders | SponsoredDid You See Trump’s Bombshell Exec. Order 001?Biden broke it... Now Trump is going to fix it. Starting with "Exec. Order 001."Banyan Hill Publishing | Sponsored$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. The reason why is a new, secretive move being c...Stansberry Research | SponsoredThe #1 Crypto for AIWe’ve issued an urgent landmark trade alert for a new crypto wonder. So, I decided to give you this heads-u...Weiss Ratings | Sponsored24/7 Automated Profits in CryptoWhat if you could make consistent daily profits in crypto with minimal effort? Beyond trading lies a vast w...Crypto Swap Profits | SponsoredElon Musk’s chilling warning for humanityThe 'invasion' I've discovered has nothing to do with the border crisis. What's happening at our southern bord...The Freeport Society | SponsoredTrump’s Sending THIS Crypto Higher on PurposeDiscover the coin set to explode before 2025! Trump could trigger THIS crypto coin… Crypto 101 Media | SponsoredVladimir Lenin was right…The Magnificent 7 could be in for a world of pain… And the insiders know it. It’s why Jeff Bezos just sold ...Porter & Company | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Regional Management Corp. Please log in to your account or sign up in order to add this asset to your watchlist. Share Regional Management With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.