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Regional Management (RM) Competitors

Regional Management logo
$29.65 -0.25 (-0.84%)
(As of 11/20/2024 ET)

RM vs. ECPG, PRAA, WRLD, EZPW, GDOT, AXP, COF, DFS, CACC, and SLM

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), Credit Acceptance (CACC), and SLM (SLM). These companies are all part of the "consumer finance" industry.

Regional Management vs.

Encore Capital Group (NASDAQ:ECPG) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends, earnings, media sentiment and community ranking.

Encore Capital Group has a beta of 1.56, suggesting that its share price is 56% more volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.53, suggesting that its share price is 53% more volatile than the S&P 500.

Regional Management has a net margin of 4.13% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-13.91% 12.70% 2.61%
Regional Management 4.13%11.98%2.27%

Encore Capital Group received 30 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 62.00% of users gave Encore Capital Group an outperform vote while only 59.24% of users gave Regional Management an outperform vote.

CompanyUnderperformOutperform
Encore Capital GroupOutperform Votes
328
62.00%
Underperform Votes
201
38.00%
Regional ManagementOutperform Votes
298
59.24%
Underperform Votes
205
40.76%

Encore Capital Group presently has a consensus price target of $62.33, suggesting a potential upside of 30.95%. Regional Management has a consensus price target of $35.50, suggesting a potential upside of 19.73%. Given Encore Capital Group's stronger consensus rating and higher probable upside, equities analysts clearly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Regional Management
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Regional Management has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.22B0.92-$206.49M-$7.85-6.06
Regional Management$551.40M0.55$15.96M$2.3812.46

In the previous week, Encore Capital Group had 4 more articles in the media than Regional Management. MarketBeat recorded 4 mentions for Encore Capital Group and 0 mentions for Regional Management. Regional Management's average media sentiment score of 0.50 beat Encore Capital Group's score of 0.27 indicating that Regional Management is being referred to more favorably in the news media.

Company Overall Sentiment
Encore Capital Group Neutral
Regional Management Positive

98.9% of Regional Management shares are held by institutional investors. 2.6% of Encore Capital Group shares are held by insiders. Comparatively, 10.5% of Regional Management shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Encore Capital Group beats Regional Management on 12 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$303.88M$6.37B$10.41B$19.84B
Dividend Yield4.01%4.62%10.14%3.50%
P/E Ratio12.4629.6247.1237.73
Price / Sales0.552.323,443.7818.01
Price / Cash10.3010.9030.7717.90
Price / Book0.852.222.484.86
Net Income$15.96M$349.72M$993.44M$985.93M
7 Day Performance-0.27%1.01%-0.05%0.45%
1 Month Performance-2.47%11.24%7.13%1.05%
1 Year Performance33.98%61.98%24.11%24.67%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
4.249 of 5 stars
$29.65
-0.8%
$35.50
+19.7%
+27.9%$303.88M$551.40M12.462,081
ECPG
Encore Capital Group
3.4898 of 5 stars
$47.60
-2.1%
$62.33
+31.0%
+7.8%$1.15B$1.22B0.007,400Analyst Downgrade
PRAA
PRA Group
4.5633 of 5 stars
$20.92
-6.3%
$32.00
+53.0%
+14.4%$880M$802.55M19.023,155News Coverage
Positive News
Gap Down
WRLD
World Acceptance
1.952 of 5 stars
$116.69
+0.5%
$10.00
-91.4%
+3.7%$667.35M$573.21M7.932,872Positive News
EZPW
EZCORP
3.7324 of 5 stars
$12.09
+0.4%
$16.00
+32.3%
+44.1%$661.81M$1.16B10.898,000
GDOT
Green Dot
2.0537 of 5 stars
$10.23
-4.0%
$10.75
+5.1%
+26.5%$550.24M$1.63B-9.741,200
AXP
American Express
4.7021 of 5 stars
$287.65
+0.7%
$253.09
-12.0%
+75.6%$202.64B$60.52B21.1774,600Positive News
COF
Capital One Financial
4.5018 of 5 stars
$180.69
-0.2%
$160.18
-11.4%
+68.6%$68.94B$49.48B17.0651,987Analyst Forecast
Analyst Revision
Positive News
DFS
Discover Financial Services
4.0076 of 5 stars
$172.80
+0.2%
$138.81
-19.7%
+98.7%$43.39B$17.40B13.9521,100
CACC
Credit Acceptance
3.1455 of 5 stars
$447.57
+0.6%
$416.00
-7.1%
+1.7%$5.39B$2.06B30.062,232Positive News
SLM
SLM
4.6411 of 5 stars
$23.97
+0.4%
$25.45
+6.2%
+66.2%$5.07B$2.84B8.351,740

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This page (NYSE:RM) was last updated on 11/21/2024 by MarketBeat.com Staff
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