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Regional Management (RM) Competitors

Regional Management logo
$35.73 +0.67 (+1.92%)
As of 01/17/2025 03:59 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

RM vs. ECPG, PRAA, EZPW, WRLD, GDOT, AXP, COF, DFS, SLM, and CACC

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Regional Management vs.

Regional Management (NYSE:RM) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, community ranking, media sentiment, dividends, profitability, institutional ownership, analyst recommendations, risk and valuation.

In the previous week, Regional Management had 6 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for Regional Management and 1 mentions for Encore Capital Group. Regional Management's average media sentiment score of 0.32 beat Encore Capital Group's score of 0.00 indicating that Regional Management is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Regional Management
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Encore Capital Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Regional Management has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Regional Management$551.40M0.66$15.96M$2.3815.01
Encore Capital Group$1.33B0.87-$206.49M-$7.85-6.22

Regional Management presently has a consensus target price of $35.50, indicating a potential downside of 0.65%. Encore Capital Group has a consensus target price of $65.00, indicating a potential upside of 33.06%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Regional Management
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Encore Capital Group received 32 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 62.15% of users gave Encore Capital Group an outperform vote while only 59.24% of users gave Regional Management an outperform vote.

CompanyUnderperformOutperform
Regional ManagementOutperform Votes
298
59.24%
Underperform Votes
205
40.76%
Encore Capital GroupOutperform Votes
330
62.15%
Underperform Votes
201
37.85%

98.9% of Regional Management shares are owned by institutional investors. 10.5% of Regional Management shares are owned by company insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Regional Management has a net margin of 4.13% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat Regional Management's return on equity.

Company Net Margins Return on Equity Return on Assets
Regional Management4.13% 11.98% 2.27%
Encore Capital Group -13.91%12.70%2.61%

Regional Management has a beta of 1.5, suggesting that its stock price is 50% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.55, suggesting that its stock price is 55% more volatile than the S&P 500.

Summary

Encore Capital Group beats Regional Management on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$363.04M$6.65B$11.76B$19.96B
Dividend Yield3.82%4.81%5.84%3.71%
P/E Ratio15.0128.4525.1041.38
Price / Sales0.662.3228.4316.30
Price / Cash10.8210.4817.2719.84
Price / Book1.092.372.655.76
Net Income$15.96M$336.15M$1.04B$993.25M
7 Day Performance10.45%6.26%2.92%3.12%
1 Month Performance5.53%2.51%0.91%4.75%
1 Year Performance40.84%37.48%14.70%18.83%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
3.8483 of 5 stars
$35.73
+1.9%
$35.50
-0.6%
+41.4%$363.04M$551.40M15.012,081
ECPG
Encore Capital Group
3.6676 of 5 stars
$45.89
+1.2%
$65.00
+41.6%
-3.5%$1.09B$1.33B-5.856,900Positive News
PRAA
PRA Group
4.2333 of 5 stars
$19.80
+1.0%
$32.00
+61.6%
-7.6%$780.66M$1.05B18.003,155Positive News
EZPW
EZCORP
4.2065 of 5 stars
$12.27
+3.8%
$16.00
+30.4%
+46.1%$668.29M$1.16B11.057,000Positive News
WRLD
World Acceptance
2.9028 of 5 stars
$111.54
+1.7%
$10.00
-91.0%
-10.7%$641.36M$514.28M7.583,120Positive News
GDOT
Green Dot
3.2324 of 5 stars
$8.92
-0.1%
$10.75
+20.5%
+0.9%$479.78M$1.63B-8.501,200
AXP
American Express
4.6809 of 5 stars
$296.72
+1.2%
$277.82
-6.4%
+70.7%$209.02B$64.42B21.8377,300Upcoming Earnings
COF
Capital One Financial
4.3603 of 5 stars
$178.99
+2.1%
$188.81
+5.5%
+49.4%$68.24B$38.43B16.9051,987Upcoming Earnings
DFS
Discover Financial Services
4.767 of 5 stars
$174.45
+2.8%
$165.00
-5.4%
+92.3%$43.80B$20.61B14.0821,100Upcoming Earnings
Analyst Revision
News Coverage
SLM
SLM
4.9117 of 5 stars
$27.06
+0.4%
$27.27
+0.8%
+47.3%$5.75B$1.90B9.431,740Upcoming Earnings
CACC
Credit Acceptance
2.8469 of 5 stars
$444.52
+0.9%
$416.00
-6.4%
-8.8%$5.38B$2.06B29.852,232Positive News

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This page (NYSE:RM) was last updated on 1/20/2025 by MarketBeat.com Staff
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