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Regional Management (RM) Competitors

Regional Management logo
$31.52 -0.27 (-0.85%)
As of 03:58 PM Eastern

RM vs. ECPG, PRAA, EZPW, WRLD, GDOT, AXP, COF, DFS, SLM, and CACC

Should you be buying Regional Management stock or one of its competitors? The main competitors of Regional Management include Encore Capital Group (ECPG), PRA Group (PRAA), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Regional Management vs.

Encore Capital Group (NASDAQ:ECPG) and Regional Management (NYSE:RM) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, risk, media sentiment, earnings, institutional ownership, community ranking, valuation, dividends and profitability.

Regional Management has a net margin of 7.01% compared to Encore Capital Group's net margin of -13.91%. Regional Management's return on equity of 13.20% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-13.91% 12.70% 2.61%
Regional Management 7.01%13.20%2.54%

Encore Capital Group has a beta of 1.73, meaning that its share price is 73% more volatile than the S&P 500. Comparatively, Regional Management has a beta of 1.53, meaning that its share price is 53% more volatile than the S&P 500.

98.9% of Regional Management shares are owned by institutional investors. 2.6% of Encore Capital Group shares are owned by company insiders. Comparatively, 10.5% of Regional Management shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Encore Capital Group received 33 more outperform votes than Regional Management when rated by MarketBeat users. Likewise, 62.10% of users gave Encore Capital Group an outperform vote while only 59.24% of users gave Regional Management an outperform vote.

CompanyUnderperformOutperform
Encore Capital GroupOutperform Votes
331
62.10%
Underperform Votes
202
37.90%
Regional ManagementOutperform Votes
298
59.24%
Underperform Votes
205
40.76%

Regional Management has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than Regional Management, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.32B0.64-$206.49M-$5.87-6.09
Regional Management$513.97M0.60$41.23M$4.167.58

In the previous week, Encore Capital Group had 1 more articles in the media than Regional Management. MarketBeat recorded 4 mentions for Encore Capital Group and 3 mentions for Regional Management. Encore Capital Group's average media sentiment score of 1.26 beat Regional Management's score of 1.09 indicating that Encore Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Regional Management
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Encore Capital Group currently has a consensus target price of $62.67, indicating a potential upside of 75.44%. Regional Management has a consensus target price of $35.50, indicating a potential upside of 12.63%. Given Encore Capital Group's stronger consensus rating and higher probable upside, equities research analysts plainly believe Encore Capital Group is more favorable than Regional Management.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Regional Management
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

Encore Capital Group beats Regional Management on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RM vs. The Competition

MetricRegional ManagementPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$309.91M$5.79B$11.49B$19.75B
Dividend Yield3.91%4.29%5.57%3.75%
P/E Ratio7.5821.8622.8734.05
Price / Sales0.6021.8225.7228.57
Price / Cash12.1711.1317.6117.54
Price / Book0.967.932.804.63
Net Income$41.23M$391.67M$1.03B$1.02B
7 Day Performance6.37%6.88%1.68%1.12%
1 Month Performance-3.89%-5.96%496.29%-1.07%
1 Year Performance29.66%21.17%540.37%7.08%

Regional Management Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RM
Regional Management
4.5993 of 5 stars
$31.52
-0.8%
$35.50
+12.6%
+30.3%$309.91M$513.97M7.581,990Positive News
ECPG
Encore Capital Group
4.3117 of 5 stars
$33.83
-1.3%
$62.67
+85.2%
-22.1%$801.47M$1.32B-4.316,900Positive News
PRAA
PRA Group
4.4636 of 5 stars
$19.58
-0.1%
$32.00
+63.4%
-16.6%$773.61M$1.12B10.943,155Positive News
EZPW
EZCORP
3.2303 of 5 stars
$13.81
+2.7%
$17.17
+24.3%
+38.1%$758.71M$1.18B12.017,000News Coverage
Positive News
Gap Up
WRLD
World Acceptance
2.7334 of 5 stars
$123.52
+1.7%
$10.00
-91.9%
-4.2%$709.87M$515.56M8.633,120Positive News
GDOT
Green Dot
2.5966 of 5 stars
$7.42
-4.2%
$10.33
+39.4%
-12.2%$402.12M$1.72B-7.061,200High Trading Volume
AXP
American Express
4.4704 of 5 stars
$264.36
-0.5%
$299.24
+13.2%
+23.0%$185.72B$65.95B18.8777,300Analyst Forecast
COF
Capital One Financial
4.7516 of 5 stars
$165.06
-4.0%
$206.67
+25.2%
+28.4%$62.94B$39.11B14.2451,987Analyst Forecast
Options Volume
High Trading Volume
DFS
Discover Financial Services
4.8884 of 5 stars
$152.59
-7.1%
$191.91
+25.8%
+35.4%$38.39B$17.91B9.5620,200High Trading Volume
SLM
SLM
4.7517 of 5 stars
$29.26
flat
$31.45
+7.5%
+42.4%$6.16B$1.85B11.041,740Positive News
CACC
Credit Acceptance
1.8977 of 5 stars
$486.85
+1.8%
$440.00
-9.6%
-7.6%$5.86B$2.13B24.512,431Insider Trade
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This page (NYSE:RM) was last updated on 3/25/2025 by MarketBeat.com Staff
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