Synchrony Financial (SYF) Competitors

Synchrony Financial (NYSE:SYF) and Banco Bilbao Vizcaya Argentaria (NYSE:BBVA) are both large-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, profitability, risk, analyst recommendations, media sentiment, institutional ownership, community ranking, dividends and earnings.

Do analysts rate SYF or BBVA?

Synchrony Financial currently has a consensus target price of $65.11, suggesting a potential upside of 38.76%. Given Synchrony Financial's higher possible upside, analysts plainly believe Synchrony Financial is more favorable than Banco Bilbao Vizcaya Argentaria.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Synchrony Financial	0 Sell rating(s)	7 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.70
Banco Bilbao Vizcaya Argentaria	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	2 Strong Buy rating(s)	2.75

Does the media refer more to SYF or BBVA?

In the previous week, Synchrony Financial had 22 more articles in the media than Banco Bilbao Vizcaya Argentaria. MarketBeat recorded 29 mentions for Synchrony Financial and 7 mentions for Banco Bilbao Vizcaya Argentaria. Synchrony Financial's average media sentiment score of 1.12 beat Banco Bilbao Vizcaya Argentaria's score of 0.50 indicating that Synchrony Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Synchrony Financial	18 Very Positive mention(s)	2 Positive mention(s)	5 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
Banco Bilbao Vizcaya Argentaria	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SYF or BBVA a better dividend stock?

Synchrony Financial pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. Banco Bilbao Vizcaya Argentaria pays an annual dividend of $0.71 per share and has a dividend yield of 5.4%. Synchrony Financial pays out 11.7% of its earnings in the form of a dividend. Banco Bilbao Vizcaya Argentaria pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do insiders & institutionals hold more shares of SYF or BBVA?

96.5% of Synchrony Financial shares are held by institutional investors. Comparatively, 3.0% of Banco Bilbao Vizcaya Argentaria shares are held by institutional investors. 0.3% of Synchrony Financial shares are held by company insiders. Comparatively, 0.0% of Banco Bilbao Vizcaya Argentaria shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is SYF or BBVA more profitable?

Banco Bilbao Vizcaya Argentaria has a net margin of 28.10% compared to Synchrony Financial's net margin of 15.36%. Synchrony Financial's return on equity of 18.30% beat Banco Bilbao Vizcaya Argentaria's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Synchrony Financial	15.36%	18.30%	2.23%
Banco Bilbao Vizcaya Argentaria	28.10%	17.49%	1.29%

Does the MarketBeat Community prefer SYF or BBVA?

Synchrony Financial received 384 more outperform votes than Banco Bilbao Vizcaya Argentaria when rated by MarketBeat users. Likewise, 70.29% of users gave Synchrony Financial an outperform vote while only 54.60% of users gave Banco Bilbao Vizcaya Argentaria an outperform vote.

Company	Underperform	Outperform
Synchrony Financial	Outperform Votes 859 70.29%	Underperform Votes 363 29.71%
Banco Bilbao Vizcaya Argentaria	Outperform Votes 475 54.60%	Underperform Votes 395 45.40%

Which has more volatility & risk, SYF or BBVA?

Synchrony Financial has a beta of 1.45, meaning that its stock price is 45% more volatile than the S&P 500. Comparatively, Banco Bilbao Vizcaya Argentaria has a beta of 1, meaning that its stock price has a similar volatility profile to the S&P 500.

Which has stronger earnings and valuation, SYF or BBVA?

Banco Bilbao Vizcaya Argentaria has higher revenue and earnings than Synchrony Financial. Synchrony Financial is trading at a lower price-to-earnings ratio than Banco Bilbao Vizcaya Argentaria, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Synchrony Financial	$16.13B	1.13	$3.50B	$8.54	5.49
Banco Bilbao Vizcaya Argentaria	$39.24B	1.97	$10.88B	$1.81	7.32

Summary

Synchrony Financial beats Banco Bilbao Vizcaya Argentaria on 13 of the 21 factors compared between the two stocks.