CZFS vs. OBNK, FSUN, BFC, TRIN, PFC, ML, OPFI, CNOB, PGY, and AMAL
Should you be buying Citizens Financial Services stock or one of its competitors? The main competitors of Citizens Financial Services include Origin Bancorp (OBNK), Firstsun Capital Bancorp (FSUN), Bank First (BFC), Trinity Capital (TRIN), Premier Financial (PFC), MoneyLion (ML), OppFi (OPFI), ConnectOne Bancorp (CNOB), Pagaya Technologies (PGY), and Amalgamated Financial (AMAL). These companies are all part of the "banking" industry.
Citizens Financial Services vs.
Citizens Financial Services (NASDAQ:CZFS) and Origin Bancorp (NASDAQ:OBNK) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, community ranking, earnings, dividends, profitability, analyst recommendations, valuation and risk.
Citizens Financial Services pays an annual dividend of $1.98 per share and has a dividend yield of 3.4%. Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 1.7%. Citizens Financial Services pays out 33.7% of its earnings in the form of a dividend. Origin Bancorp pays out 18.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Origin Bancorp has raised its dividend for 4 consecutive years.
Citizens Financial Services presently has a consensus price target of $53.00, suggesting a potential downside of 7.71%. Given Citizens Financial Services' stronger consensus rating and higher possible upside, equities research analysts plainly believe Citizens Financial Services is more favorable than Origin Bancorp.
Origin Bancorp received 114 more outperform votes than Citizens Financial Services when rated by MarketBeat users. However, 69.23% of users gave Citizens Financial Services an outperform vote while only 63.77% of users gave Origin Bancorp an outperform vote.
Origin Bancorp has higher revenue and earnings than Citizens Financial Services. Citizens Financial Services is trading at a lower price-to-earnings ratio than Origin Bancorp, indicating that it is currently the more affordable of the two stocks.
In the previous week, Citizens Financial Services had 2 more articles in the media than Origin Bancorp. MarketBeat recorded 2 mentions for Citizens Financial Services and 0 mentions for Origin Bancorp. Citizens Financial Services' average media sentiment score of 1.78 beat Origin Bancorp's score of 0.00 indicating that Citizens Financial Services is being referred to more favorably in the media.
22.5% of Citizens Financial Services shares are owned by institutional investors. Comparatively, 47.2% of Origin Bancorp shares are owned by institutional investors. 6.1% of Citizens Financial Services shares are owned by company insiders. Comparatively, 6.2% of Origin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Origin Bancorp has a net margin of 20.47% compared to Citizens Financial Services' net margin of 16.39%. Origin Bancorp's return on equity of 10.45% beat Citizens Financial Services' return on equity.
Citizens Financial Services has a beta of 0.57, suggesting that its stock price is 43% less volatile than the S&P 500. Comparatively, Origin Bancorp has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500.
Summary
Origin Bancorp beats Citizens Financial Services on 12 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:CZFS) was last updated on 3/30/2025 by MarketBeat.com Staff
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