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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$40.53 +0.59 (+1.46%)
As of 01/17/2025 03:59 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

LOB vs. OMF, CADE, COOP, QFIN, UPST, PFSI, OZK, HWC, SFBS, and BBAR

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include OneMain (OMF), Cadence Bank (CADE), Mr. Cooper Group (COOP), Qifu Technology (QFIN), Upstart (UPST), PennyMac Financial Services (PFSI), Bank OZK (OZK), Hancock Whitney (HWC), ServisFirst Bancshares (SFBS), and Banco BBVA Argentina (BBAR). These companies are all part of the "banking" industry.

Live Oak Bancshares vs.

OneMain (NYSE:OMF) and Live Oak Bancshares (NASDAQ:LOB) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, profitability, analyst recommendations, media sentiment, earnings, valuation and community ranking.

OneMain pays an annual dividend of $4.16 per share and has a dividend yield of 7.6%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. OneMain pays out 91.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Live Oak Bancshares pays out 7.5% of its earnings in the form of a dividend.

OneMain received 217 more outperform votes than Live Oak Bancshares when rated by MarketBeat users. Likewise, 66.30% of users gave OneMain an outperform vote while only 54.19% of users gave Live Oak Bancshares an outperform vote.

CompanyUnderperformOutperform
OneMainOutperform Votes
482
66.30%
Underperform Votes
245
33.70%
Live Oak BancsharesOutperform Votes
265
54.19%
Underperform Votes
224
45.81%

OneMain has a net margin of 11.27% compared to Live Oak Bancshares' net margin of 7.99%. OneMain's return on equity of 19.28% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain11.27% 19.28% 2.49%
Live Oak Bancshares 7.99%7.65%0.62%

In the previous week, OneMain had 10 more articles in the media than Live Oak Bancshares. MarketBeat recorded 13 mentions for OneMain and 3 mentions for Live Oak Bancshares. OneMain's average media sentiment score of 0.48 beat Live Oak Bancshares' score of 0.15 indicating that OneMain is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
4 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Live Oak Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

OneMain has a beta of 1.58, meaning that its stock price is 58% more volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.69, meaning that its stock price is 69% more volatile than the S&P 500.

85.8% of OneMain shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 0.5% of OneMain shares are held by insiders. Comparatively, 23.9% of Live Oak Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

OneMain has higher revenue and earnings than Live Oak Bancshares. OneMain is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$4.56B1.43$641M$4.5711.98
Live Oak Bancshares$800.01M2.29$73.90M$1.5925.49

OneMain currently has a consensus price target of $56.31, suggesting a potential upside of 2.88%. Live Oak Bancshares has a consensus price target of $45.50, suggesting a potential upside of 12.25%. Given Live Oak Bancshares' higher possible upside, analysts plainly believe Live Oak Bancshares is more favorable than OneMain.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
0 Sell rating(s)
6 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.57
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

OneMain beats Live Oak Bancshares on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.66B$3.01B$11.29B$8.96B
Dividend Yield0.33%3.78%5.85%4.04%
P/E Ratio25.4916.5224.8617.29
Price / Sales2.292.3228.5879.02
Price / Cash17.239.8717.2735.97
Price / Book2.001.272.654.79
Net Income$73.90M$410.53M$1.04B$225.07M
7 Day Performance10.54%5.44%3.06%1.51%
1 Month Performance0.88%0.27%1.15%4.68%
1 Year Performance1.24%18.72%15.78%20.92%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
3.5929 of 5 stars
$40.54
+1.5%
$45.50
+12.2%
+2.6%$1.66B$800.01M25.49960
OMF
OneMain
4.7862 of 5 stars
$52.01
+1.6%
$56.08
+7.8%
+20.6%$6.21B$4.46B11.389,200Analyst Forecast
News Coverage
CADE
Cadence Bank
3.7981 of 5 stars
$33.50
0.0%
$37.32
+11.4%
+28.4%$6.10B$921.95M9.636,570Upcoming Earnings
Short Interest ↓
News Coverage
COOP
Mr. Cooper Group
4.4059 of 5 stars
$91.70
+0.3%
$100.57
+9.7%
+67.1%$5.87B$2.71B11.856,600Analyst Forecast
News Coverage
QFIN
Qifu Technology
3.6093 of 5 stars
$36.13
+0.1%
$37.50
+3.8%
+165.2%$5.83B$14.03B7.313,121News Coverage
Positive News
UPST
Upstart
3.5163 of 5 stars
$57.34
-0.7%
$61.80
+7.8%
+102.7%$5.23B$552.43M-29.711,388Insider Trade
Gap Up
PFSI
PennyMac Financial Services
4.8727 of 5 stars
$96.63
+0.4%
$122.50
+26.8%
+29.2%$4.95B$2.25B30.683,900News Coverage
OZK
Bank OZK
3.495 of 5 stars
$41.98
+0.6%
$48.25
+14.9%
+9.3%$4.76B$1.65B6.902,650Earnings Report
Ex-Dividend
Analyst Forecast
News Coverage
Gap Up
HWC
Hancock Whitney
4.1596 of 5 stars
$55.11
+0.9%
$60.63
+10.0%
+32.6%$4.74B$1.37B12.363,630Upcoming Earnings
Short Interest ↓
SFBS
ServisFirst Bancshares
2.6937 of 5 stars
$81.53
+0.1%
$85.00
+4.3%
+48.1%$4.45B$443.96M21.80570News Coverage
Positive News
BBAR
Banco BBVA Argentina
4.4988 of 5 stars
$21.61
-7.7%
$27.00
+24.9%
+343.6%$4.41B$1.93T11.265,850News Coverage

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This page (NASDAQ:LOB) was last updated on 1/18/2025 by MarketBeat.com Staff
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