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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$31.89 -0.97 (-2.94%)
Closing price 02/21/2025 03:59 PM Eastern
Extended Trading
$31.91 +0.02 (+0.05%)
As of 02/21/2025 06:24 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

LOB vs. OZK, BMA, FLG, PFSI, HWC, VLY, SFBS, RIOT, BBAR, and EBC

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Bank OZK (OZK), Banco Macro (BMA), Flagstar Financial (FLG), PennyMac Financial Services (PFSI), Hancock Whitney (HWC), Valley National Bancorp (VLY), ServisFirst Bancshares (SFBS), Riot Platforms (RIOT), Banco BBVA Argentina (BBAR), and Eastern Bankshares (EBC). These companies are all part of the "banking" industry.

Live Oak Bancshares vs.

Live Oak Bancshares (NASDAQ:LOB) and Bank OZK (NASDAQ:OZK) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, valuation, institutional ownership, earnings, analyst recommendations, community ranking, risk, media sentiment and profitability.

Live Oak Bancshares presently has a consensus target price of $44.75, suggesting a potential upside of 40.31%. Bank OZK has a consensus target price of $50.00, suggesting a potential upside of 5.37%. Given Live Oak Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Live Oak Bancshares is more favorable than Bank OZK.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Bank OZK
1 Sell rating(s)
7 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Bank OZK has higher revenue and earnings than Live Oak Bancshares. Bank OZK is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$936.15M1.54$77.47M$1.4522.00
Bank OZK$2.77B1.94$716.46M$6.147.73

In the previous week, Bank OZK had 8 more articles in the media than Live Oak Bancshares. MarketBeat recorded 11 mentions for Bank OZK and 3 mentions for Live Oak Bancshares. Bank OZK's average media sentiment score of 1.15 beat Live Oak Bancshares' score of 0.43 indicating that Bank OZK is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bank OZK
9 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bank OZK has a net margin of 25.83% compared to Live Oak Bancshares' net margin of 7.10%. Bank OZK's return on equity of 13.90% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares7.10% 6.88% 0.55%
Bank OZK 25.83%13.90%1.93%

Live Oak Bancshares received 91 more outperform votes than Bank OZK when rated by MarketBeat users. Likewise, 54.08% of users gave Live Oak Bancshares an outperform vote while only 45.08% of users gave Bank OZK an outperform vote.

CompanyUnderperformOutperform
Live Oak BancsharesOutperform Votes
265
54.08%
Underperform Votes
225
45.92%
Bank OZKOutperform Votes
174
45.08%
Underperform Votes
212
54.92%

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Bank OZK pays an annual dividend of $1.68 per share and has a dividend yield of 3.5%. Live Oak Bancshares pays out 8.3% of its earnings in the form of a dividend. Bank OZK pays out 27.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank OZK has raised its dividend for 29 consecutive years. Bank OZK is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Live Oak Bancshares has a beta of 1.67, meaning that its stock price is 67% more volatile than the S&P 500. Comparatively, Bank OZK has a beta of 1.2, meaning that its stock price is 20% more volatile than the S&P 500.

64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 86.2% of Bank OZK shares are held by institutional investors. 23.9% of Live Oak Bancshares shares are held by company insiders. Comparatively, 6.7% of Bank OZK shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Bank OZK beats Live Oak Bancshares on 12 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.44B$3.18B$11.58B$8.95B
Dividend Yield0.36%3.64%5.38%3.85%
P/E Ratio22.0024.1524.1218.81
Price / Sales1.542.2526.4376.66
Price / Cash15.6910.7818.1537.47
Price / Book1.581.242.594.64
Net Income$77.47M$372.21M$1.03B$245.69M
7 Day Performance-5.69%-2.61%-1.41%-2.64%
1 Month Performance-22.67%-1.03%0.19%-2.37%
1 Year Performance-19.14%22.38%15.13%13.63%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
4.3144 of 5 stars
$31.89
-2.9%
$44.75
+40.3%
-19.1%$1.44B$936.15M22.00960
OZK
Bank OZK
3.8157 of 5 stars
$51.86
-1.4%
$50.00
-3.6%
+13.0%$5.88B$2.77B8.452,744News Coverage
Positive News
BMA
Banco Macro
3.3128 of 5 stars
$92.05
-0.1%
$50.83
-44.8%
+166.7%$5.88B$14.17B8.078,005Upcoming Earnings
FLG
Flagstar Financial
1.8029 of 5 stars
$13.23
+5.8%
$12.90
-2.5%
N/A$5.49B$6.35B-3.598,766
PFSI
PennyMac Financial Services
4.6959 of 5 stars
$101.79
+0.8%
$122.17
+20.0%
+16.3%$5.22B$1.59B17.433,900Insider Trade
HWC
Hancock Whitney
4.2674 of 5 stars
$59.93
-0.3%
$62.56
+4.4%
+29.5%$5.16B$2.06B11.353,591Dividend Increase
VLY
Valley National Bancorp
4.73 of 5 stars
$9.96
+0.5%
$10.67
+7.1%
+15.1%$5.07B$3.58B14.433,749Dividend Announcement
Positive News
SFBS
ServisFirst Bancshares
2.262 of 5 stars
$88.53
-0.6%
$93.50
+5.6%
+38.0%$4.83B$981.18M21.28570
RIOT
Riot Platforms
2.4652 of 5 stars
$12.27
+0.3%
$17.55
+43.0%
-30.7%$4.22B$280.70M28.54340Gap Up
BBAR
Banco BBVA Argentina
4.7721 of 5 stars
$20.27
+0.5%
$27.00
+33.2%
+237.4%$4.14B$7.92B10.566,009
EBC
Eastern Bankshares
4.3765 of 5 stars
$18.64
+0.9%
$20.25
+8.6%
+32.1%$4.00B$1.09B27.821,744Positive News

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This page (NASDAQ:LOB) was last updated on 2/22/2025 by MarketBeat.com Staff
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