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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$47.89 -0.66 (-1.36%)
(As of 11/15/2024 ET)

LOB vs. HTH, IBKC, RNST, BANR, FBK, WF, CADE, UPST, OMF, and COOP

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Hilltop (HTH), IBERIABANK (IBKC), Renasant (RNST), Banner (BANR), FB Financial (FBK), Woori Financial Group (WF), Cadence Bank (CADE), Upstart (UPST), OneMain (OMF), and Mr. Cooper Group (COOP). These companies are all part of the "finance" sector.

Live Oak Bancshares vs.

Hilltop (NYSE:HTH) and Live Oak Bancshares (NASDAQ:LOB) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, community ranking, profitability, earnings, dividends, institutional ownership, media sentiment, analyst recommendations and valuation.

Live Oak Bancshares has a net margin of 7.99% compared to Hilltop's net margin of 6.65%. Live Oak Bancshares' return on equity of 7.65% beat Hilltop's return on equity.

Company Net Margins Return on Equity Return on Assets
Hilltop6.65% 4.90% 0.66%
Live Oak Bancshares 7.99%7.65%0.62%

57.1% of Hilltop shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 29.3% of Hilltop shares are owned by insiders. Comparatively, 23.9% of Live Oak Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Hilltop presently has a consensus price target of $34.50, suggesting a potential upside of 7.88%. Live Oak Bancshares has a consensus price target of $45.50, suggesting a potential downside of 4.99%. Given Hilltop's higher possible upside, equities research analysts clearly believe Hilltop is more favorable than Live Oak Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hilltop
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Hilltop pays an annual dividend of $0.68 per share and has a dividend yield of 2.1%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Hilltop pays out 41.7% of its earnings in the form of a dividend. Live Oak Bancshares pays out 7.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Live Oak Bancshares received 22 more outperform votes than Hilltop when rated by MarketBeat users. Likewise, 54.19% of users gave Live Oak Bancshares an outperform vote while only 53.06% of users gave Hilltop an outperform vote.

CompanyUnderperformOutperform
HilltopOutperform Votes
243
53.06%
Underperform Votes
215
46.94%
Live Oak BancsharesOutperform Votes
265
54.19%
Underperform Votes
224
45.81%

Hilltop has higher revenue and earnings than Live Oak Bancshares. Hilltop is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hilltop$1.57B1.33$109.65M$1.6319.62
Live Oak Bancshares$800.01M2.70$73.90M$1.5930.12

In the previous week, Live Oak Bancshares had 5 more articles in the media than Hilltop. MarketBeat recorded 7 mentions for Live Oak Bancshares and 2 mentions for Hilltop. Hilltop's average media sentiment score of 0.94 beat Live Oak Bancshares' score of 0.25 indicating that Hilltop is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hilltop
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Live Oak Bancshares
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

Hilltop has a beta of 1.14, meaning that its share price is 14% more volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.63, meaning that its share price is 63% more volatile than the S&P 500.

Summary

Live Oak Bancshares beats Hilltop on 12 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$2.16B$3.03B$11.18B$8.74B
Dividend Yield0.25%3.50%5.95%4.08%
P/E Ratio30.1217.1825.8113.00
Price / Sales2.702.4844.5888.72
Price / Cash22.4511.1518.6135.27
Price / Book2.141.263.725.92
Net Income$73.90M$405.86M$998.34M$225.73M
7 Day Performance2.97%0.77%-0.06%-1.34%
1 Month Performance-4.60%5.89%1.87%1.15%
1 Year Performance41.06%34.90%24.83%24.02%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
2.8702 of 5 stars
$47.89
-1.4%
$45.50
-5.0%
+45.8%$2.16B$800.01M30.12987Insider Selling
HTH
Hilltop
4.4778 of 5 stars
$33.34
+1.3%
N/A+4.7%$2.17B$1.57B20.453,820Short Interest ↓
IBKC
IBERIABANK
N/A$43.08
flat
N/A+0.0%$2.27B$1.54B7.453,373Gap Up
High Trading Volume
RNST
Renasant
2.0532 of 5 stars
$37.64
+0.6%
N/A+31.0%$2.39B$910.39M12.262,300Dividend Announcement
Analyst Downgrade
News Coverage
BANR
Banner
2.8156 of 5 stars
$75.65
+1.5%
N/A+62.2%$2.61B$594.20M15.831,966Short Interest ↓
FBK
FB Financial
4.4859 of 5 stars
$57.99
+1.6%
N/A+65.3%$2.71B$441.62M25.321,591Insider Buying
Short Interest ↓
WF
Woori Financial Group
4.1006 of 5 stars
$34.21
+0.5%
N/A+15.3%$8.47B$17.78B4.39150News Coverage
CADE
Cadence Bank
3.4622 of 5 stars
$39.18
+1.2%
N/A+52.2%$7.14B$2.19B11.265,333Gap Up
UPST
Upstart
3.7803 of 5 stars
$71.43
+2.9%
N/A+181.7%$6.52B$513.56M-37.011,388Insider Selling
OMF
OneMain
4.9202 of 5 stars
$54.49
+0.7%
N/A+45.1%$6.50B$4.56B11.929,100Ex-Dividend
Analyst Forecast
Insider Selling
COOP
Mr. Cooper Group
4.2557 of 5 stars
$99.83
-1.4%
N/A+68.6%$6.39B$1.79B12.906,800Insider Selling
Options Volume

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This page (NASDAQ:LOB) was last updated on 11/17/2024 by MarketBeat.com Staff
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