Southern National Bancorp of Virginia (SONA) Competitors

First Internet Bancorp (NASDAQ:INBK) and Southern National Bancorp of Virginia (NASDAQ:SONA) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their community ranking, valuation, institutional ownership, analyst recommendations, dividends, earnings, profitability, risk and media sentiment.

Which has better valuation and earnings, INBK or SONA?

Southern National Bancorp of Virginia has lower revenue, but higher earnings than First Internet Bancorp. Southern National Bancorp of Virginia is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$265.57M	0.96	$8.42M	$1.90	15.51
Southern National Bancorp of Virginia	$133.11M	1.93	$33.17M	$1.48	7.09

Does the media favor INBK or SONA?

In the previous week, First Internet Bancorp had 1 more articles in the media than Southern National Bancorp of Virginia. MarketBeat recorded 4 mentions for First Internet Bancorp and 3 mentions for Southern National Bancorp of Virginia. Southern National Bancorp of Virginia's average media sentiment score of 0.92 beat First Internet Bancorp's score of 0.00 indicating that First Internet Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Internet Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Southern National Bancorp of Virginia	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is INBK or SONA a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.8%. Southern National Bancorp of Virginia pays an annual dividend of $0.40 per share and has a dividend yield of 3.8%. First Internet Bancorp pays out 12.6% of its earnings in the form of a dividend. Southern National Bancorp of Virginia pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is INBK or SONA more profitable?

Southern National Bancorp of Virginia has a net margin of 17.12% compared to Southern National Bancorp of Virginia's net margin of 5.84%. First Internet Bancorp's return on equity of 7.23% beat Southern National Bancorp of Virginia's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	5.84%	4.64%	0.32%
Southern National Bancorp of Virginia	17.12%	7.23%	0.94%

Does the MarketBeat Community prefer INBK or SONA?

First Internet Bancorp received 87 more outperform votes than Southern National Bancorp of Virginia when rated by MarketBeat users. Likewise, 62.20% of users gave First Internet Bancorp an outperform vote while only 43.58% of users gave Southern National Bancorp of Virginia an outperform vote.

Company	Underperform	Outperform
First Internet Bancorp	Outperform Votes 260 62.20%	Underperform Votes 158 37.80%
Southern National Bancorp of Virginia	Outperform Votes 173 43.58%	Underperform Votes 224 56.42%

Do insiders & institutionals hold more shares of INBK or SONA?

65.5% of First Internet Bancorp shares are owned by institutional investors. Comparatively, 77.2% of Southern National Bancorp of Virginia shares are owned by institutional investors. 7.1% of First Internet Bancorp shares are owned by insiders. Comparatively, 5.9% of Southern National Bancorp of Virginia shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has more risk & volatility, INBK or SONA?

First Internet Bancorp has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500. Comparatively, Southern National Bancorp of Virginia has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500.

Do analysts recommend INBK or SONA?

First Internet Bancorp currently has a consensus target price of $35.75, indicating a potential upside of 21.35%. Given Southern National Bancorp of Virginia's higher probable upside, research analysts clearly believe First Internet Bancorp is more favorable than Southern National Bancorp of Virginia.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Southern National Bancorp of Virginia	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Summary

First Internet Bancorp beats Southern National Bancorp of Virginia on 11 of the 19 factors compared between the two stocks.