Southern States Bancshares (SSBK) Competitors

Southern States Bancshares (NASDAQ:SSBK) and QCR (NASDAQ:QCRH) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, earnings, valuation, community ranking, institutional ownership, media sentiment and risk.

Which has more risk and volatility, SSBK or QCRH?

Southern States Bancshares has a beta of 0.34, meaning that its share price is 66% less volatile than the S&P 500. Comparatively, QCR has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500.

Does the MarketBeat Community prefer SSBK or QCRH?

QCR received 278 more outperform votes than Southern States Bancshares when rated by MarketBeat users. Likewise, 65.70% of users gave QCR an outperform vote while only 51.72% of users gave Southern States Bancshares an outperform vote.

Company	Underperform	Outperform
Southern States Bancshares	Outperform Votes 15 51.72%	Underperform Votes 14 48.28%
QCR	Outperform Votes 293 65.70%	Underperform Votes 153 34.30%

Does the media favor SSBK or QCRH?

In the previous week, QCR had 2 more articles in the media than Southern States Bancshares. MarketBeat recorded 4 mentions for QCR and 2 mentions for Southern States Bancshares. Southern States Bancshares' average media sentiment score of 1.79 beat QCR's score of 1.27 indicating that Southern States Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Southern States Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
QCR	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SSBK or QCRH more profitable?

Southern States Bancshares has a net margin of 19.68% compared to QCR's net margin of 19.06%. Southern States Bancshares' return on equity of 15.04% beat QCR's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Southern States Bancshares	19.68%	15.04%	1.38%
QCR	19.06%	12.68%	1.35%

Do institutionals and insiders have more ownership in SSBK or QCRH?

58.7% of Southern States Bancshares shares are held by institutional investors. Comparatively, 70.0% of QCR shares are held by institutional investors. 14.8% of Southern States Bancshares shares are held by company insiders. Comparatively, 3.7% of QCR shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Do analysts rate SSBK or QCRH?

Southern States Bancshares currently has a consensus price target of $35.50, suggesting a potential upside of 13.75%. QCR has a consensus price target of $82.00, suggesting a potential upside of 13.89%. Given QCR's higher possible upside, analysts clearly believe QCR is more favorable than Southern States Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Southern States Bancshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
QCR	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has preferable earnings & valuation, SSBK or QCRH?

QCR has higher revenue and earnings than Southern States Bancshares. Southern States Bancshares is trading at a lower price-to-earnings ratio than QCR, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Southern States Bancshares	$99.10M	3.11	$34.87M	$3.67	8.50
QCR	$337.71M	3.60	$113.85M	$6.71	10.73

Is SSBK or QCRH a better dividend stock?

Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.2%. QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.3%. Southern States Bancshares pays out 9.8% of its earnings in the form of a dividend. QCR pays out 3.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

QCR beats Southern States Bancshares on 12 of the 19 factors compared between the two stocks.