SSBK vs. LOB, LC, BY, QCRH, LX, GHLD, BFC, OPFI, OBNK, and OBK
Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include Live Oak Bancshares (LOB), LendingClub (LC), Byline Bancorp (BY), QCR (QCRH), LexinFintech (LX), Guild (GHLD), Bank First National (BFC), OppFi (OPFI), Origin Bancorp (OBNK), and Origin Bancorp (OBK). These companies are all part of the "banking" industry.
Southern States Bancshares vs. Its Competitors
Live Oak Bancshares (NASDAQ:LOB) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, analyst recommendations, valuation, earnings, institutional ownership, profitability, media sentiment and dividends.
Live Oak Bancshares has a beta of 1.84, suggesting that its share price is 84% more volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.29, suggesting that its share price is 71% less volatile than the S&P 500.
Southern States Bancshares has a net margin of 20.39% compared to Live Oak Bancshares' net margin of 7.10%. Southern States Bancshares' return on equity of 14.38% beat Live Oak Bancshares' return on equity.
Live Oak Bancshares has higher revenue and earnings than Southern States Bancshares. Southern States Bancshares is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Live Oak Bancshares presently has a consensus target price of $42.00, suggesting a potential upside of 32.10%. Southern States Bancshares has a consensus target price of $35.50, suggesting a potential downside of 2.39%. Given Live Oak Bancshares' higher possible upside, equities analysts clearly believe Live Oak Bancshares is more favorable than Southern States Bancshares.
64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are owned by institutional investors. 23.4% of Live Oak Bancshares shares are owned by insiders. Comparatively, 14.8% of Southern States Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.0%. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Southern States Bancshares pays out 9.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
In the previous week, Live Oak Bancshares had 5 more articles in the media than Southern States Bancshares. MarketBeat recorded 6 mentions for Live Oak Bancshares and 1 mentions for Southern States Bancshares. Southern States Bancshares' average media sentiment score of 1.87 beat Live Oak Bancshares' score of 0.19 indicating that Southern States Bancshares is being referred to more favorably in the news media.
Summary
Live Oak Bancshares beats Southern States Bancshares on 10 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Southern States Bancshares Competitors List
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This page (NASDAQ:SSBK) was last updated on 7/16/2025 by MarketBeat.com Staff
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