Truist Financial (TFC) Stock Price, News & Analysis

Company Overview

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings.Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; credit card lending; consumer finance; home equity and mortgage lending; other direct retail lending; insurance; investment brokerage; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; small business lending; and wealth management/private banking services. In addition, it offers asset based lending, investment banking and capital market, institutional trust, insurance premium finance, derivatives, commercial lending, international banking, leasing, merchant, commercial deposit and treasury, floor plan, mortgage warehouse lending, real estate lending, and supply chain financing services. Further, the company provides insurance brokerage, retail and wholesale brokerage, securities underwriting and market making, loan syndication, and investment management and advisory services. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Key Stats

• Today's Range: $41.98 to $43.04
• 50-Day Range: $38.94 to $45.82
• 52-Week Range: $33.56 to $49.06
• Volume: 8.45 million shs
• Average Volume: 7.96 million shs
• Market Capitalization: $56.26 billion
• P/E Ratio: 11.71
• Dividend Yield: 4.84%
• Price Target: $48.65
• Consensus Rating: Moderate Buy

Truist Financial Stock Analysis - MarketRank™

Truist Financial scored higher than 99% of companies evaluated by MarketBeat, and ranked 24th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Truist Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.78, and is based on 10 buy ratings, 6 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Truist Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 13.75%

Earnings Growth

Earnings for Truist Financial are expected to grow by 13.75% in the coming year, from $4.00 to $4.55 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Truist Financial is 11.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of Truist Financial is 11.71, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Earnings Growth Ratio

Truist Financial has a PEG Ratio of 1.63. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Truist Financial has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.10% of the float of Truist Financial has been sold short.

Short Interest Ratio / Days to Cover

Truist Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Truist Financial has recently decreased by 0.29%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Truist Financial is a leading dividend payer. It pays a dividend yield of 4.76%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Truist Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Truist Financial is 56.68%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Truist Financial will have a dividend payout ratio of 45.71% next year. This indicates that Truist Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.50

Percentage of Shares Shorted

2.10% of the float of Truist Financial has been sold short.

Short Interest Ratio / Days to Cover

Truist Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Truist Financial has recently decreased by 0.29%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.49

News Sentiment

Truist Financial has a news sentiment score of 0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Truist Financial this week, compared to 1 article on an average week.

Search Interest

23 people have searched for TFC on MarketBeat in the last 30 days. This is an increase of 44% compared to the previous 30 days.

MarketBeat Follows

8 people have added Truist Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Truist Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $566,683.00 in company stock.

Percentage Held by Insiders

Only 0.17% of the stock of Truist Financial is held by insiders.

Percentage Held by Institutions

71.28% of the stock of Truist Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TFC Stock Analysis - Frequently Asked Questions

How have TFC shares performed this year?

Truist Financial's stock was trading at $43.38 at the start of the year. Since then, TFC shares have decreased by 1.0% and is now trading at $42.96.

How were Truist Financial's earnings last quarter?

Truist Financial Corporation (NYSE:TFC) announced its quarterly earnings data on Friday, July, 18th. The insurance provider reported $0.91 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.93 by $0.02. The firm's quarterly revenue was down 406.0% on a year-over-year basis.
Read the conference call transcript.

Does Truist Financial have any subsidiaries?

Truist Financial subsidiaries include these companies: United eWay, and Long Game.

Who are Truist Financial's major shareholders?

Top institutional investors of Truist Financial include Truist Financial Corp (0.33%), Envestnet Asset Management Inc. (0.27%), Assenagon Asset Management S.A. (0.25%) and Sumitomo Mitsui Trust Group Inc. (0.23%). Insiders that own company stock include William H Rogers Jr, Hugh S Cummins III, David M Ratcliffe, K David Jr Boyer, Charles A Patton, Bradley D Bender and Cynthia B Powell.
View institutional ownership trends.

How do I buy shares of Truist Financial?

Shares of TFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Truist Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Truist Financial investors own include Salesforce (CRM), Chevron (CVX), AbbVie (ABBV), Bank of America (BAC), CocaCola (KO), Bristol Myers Squibb (BMY) and QUALCOMM (QCOM).

Company Calendar

• Record date for 6/2 Dividend: 5/09/2025
• Ex-Dividend for 6/2 Dividend: 5/09/2025
• Dividend Payable: 6/02/2025
• Last Earnings: 7/18/2025
• Today: 8/01/2025
• Record date for 9/2 Dividend: 8/08/2025
• Ex-Dividend for 9/2 Dividend: 8/08/2025
• Dividend Payable: 9/02/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:TFC
• CIK: 92230
• Web: www.truist.com
• Phone: (336) 733-2000
• Fax: 336-721-3499
• Employees: 38,335
• Year Founded: 2019

Price Target and Rating

• Average Price Target for Truist Financial: $48.65
• High Price Target: $60.00
• Low Price Target: $41.00
• Potential Upside/Downside: +13.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.78
• Research Coverage: 18 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.67
• Trailing P/E Ratio: 11.71
• Forward P/E Ratio: 10.74
• P/E Growth: 1.63
• Net Income: $4.82 billion
• Net Margins: 16.82%
• Pretax Margin: 20.75%
• Return on Equity: 8.69%
• Return on Assets: 0.95%

Debt

• Debt-to-Equity Ratio: 0.75
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $24.25 billion
• Price / Sales: 2.32
• Cash Flow: $4.66 per share
• Price / Cash Flow: 9.21
• Book Value: $45.00 per share
• Price / Book: 0.95

Miscellaneous

• Outstanding Shares: 1,309,540,000
• Free Float: 1,307,313,000
• Market Cap: $56.26 billion
• Optionable: Optionable
• Beta: 0.87