IBTX vs. RNST, TFIN, OFG, FBK, BANR, MBIN, LKFN, LOB, HTLF, and CUBI
Should you be buying Independent Bank Group stock or one of its competitors? The main competitors of Independent Bank Group include Renasant (RNST), Triumph Financial (TFIN), OFG Bancorp (OFG), FB Financial (FBK), Banner (BANR), Merchants Bancorp (MBIN), Lakeland Financial (LKFN), Live Oak Bancshares (LOB), Heartland Financial USA (HTLF), and Customers Bancorp (CUBI). These companies are all part of the "state commercial banks" industry.
Renasant (NASDAQ:RNST) and Independent Bank Group (NASDAQ:IBTX) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, community ranking, dividends, profitability, earnings, media sentiment, valuation and risk.
Renasant has a beta of 1.04, meaning that its share price is 4% more volatile than the S&P 500. Comparatively, Independent Bank Group has a beta of 1.36, meaning that its share price is 36% more volatile than the S&P 500.
In the previous week, Renasant had 1 more articles in the media than Independent Bank Group. MarketBeat recorded 2 mentions for Renasant and 1 mentions for Independent Bank Group. Renasant's average media sentiment score of 1.88 beat Independent Bank Group's score of 1.43 indicating that Independent Bank Group is being referred to more favorably in the news media.
Renasant presently has a consensus target price of $33.00, indicating a potential upside of 6.62%. Independent Bank Group has a consensus target price of $48.33, indicating a potential upside of 10.00%. Given Renasant's stronger consensus rating and higher probable upside, analysts clearly believe Independent Bank Group is more favorable than Renasant.
Renasant received 78 more outperform votes than Independent Bank Group when rated by MarketBeat users. Likewise, 57.69% of users gave Renasant an outperform vote while only 53.96% of users gave Independent Bank Group an outperform vote.
Renasant pays an annual dividend of $0.88 per share and has a dividend yield of 2.8%. Independent Bank Group pays an annual dividend of $1.52 per share and has a dividend yield of 3.5%. Renasant pays out 35.8% of its earnings in the form of a dividend. Independent Bank Group pays out 60.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
77.3% of Renasant shares are held by institutional investors. Comparatively, 77.9% of Independent Bank Group shares are held by institutional investors. 2.8% of Renasant shares are held by insiders. Comparatively, 3.4% of Independent Bank Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Renasant has higher earnings, but lower revenue than Independent Bank Group. Renasant is trading at a lower price-to-earnings ratio than Independent Bank Group, indicating that it is currently the more affordable of the two stocks.
Renasant has a net margin of 14.67% compared to Renasant's net margin of 10.96%. Independent Bank Group's return on equity of 7.44% beat Renasant's return on equity.
Summary
Independent Bank Group beats Renasant on 12 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding IBTX and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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